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For sale
    • Price cut: $10K (7/11)
    $284,999

    3916 Oak Creek Cir, Denison, TX 75020

    3beds
    1,517sqft
    : 
    $2,103/mo
    Get pre-qualified
    Single Family Residence
    Built in 2021
    4,922 Square Feet Lot
    $281,000 Zestimate®
    $188/sqft
    $46/mo HOA

    What's special

    Stainless steel appliancesWalk-in closetEnsuite bathInviting front porchOversized utility roomGas cooktopCustom cabinetry
    Discover this beautifully maintained D.R. Horton Vancouver floor plan located in The Reserve, one of Denison’s highly sought after communities. This single-story home offers 3 bedrooms, 2 bathrooms, and 1,518 square feet of thoughtfully designed living space. The open-concept layout features luxury vinyl flooring throughout the main living areas, creating a seamless flow between the kitchen and living room. The kitchen is equipped with quartz countertops, custom cabinetry, stainless steel appliances, a gas cooktop, breakfast bar seating, and a dining nook perfect for everyday meals. The spacious living area is highlighted by an electric fireplace, adding warmth and character to the home. The private primary suite includes an ensuite bath and a walk-in closet, while the secondary bedrooms provide flexibility for guests, family, or a home office. Additional highlights include an oversized utility room, tankless water heater, smart home capabilities, and a keyless smart entry system. The inviting front porch and covered back patio provide comfortable spaces to relax or entertain outdoors. Conveniently located less than one mile from Highway 75 and close to Texoma Medical Center, Grayson College, Haystack, Urban Air, and the recreational opportunities of Lake Texoma, this move-in-ready home combines modern amenities with an exceptional location.
    31 days
    |
    148
    |
    5
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Bailey Frasier 0721121 903-456-0258,

    Coldwell Banker Apex, REALTORS 972-727-3377

    Source: NTREIS,MLS#: 21311432

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Primary bedroom
      • Features: En Suite Bathroom
      • Level: First
      • Dimensions: 12 x 12
      Bedroom
      • Level: First
      • Dimensions: 10 x 12
      Bedroom
      • Level: First
      • Dimensions: 10 x 12
      Kitchen
      • Features: Eat-in Kitchen, Granite Counters, Pantry
      • Level: First
      • Dimensions: 16 x 15
      Living room
      • Features: Fireplace
      • Level: First
      • Dimensions: 16 x 15
      Heating
      • Central, Natural Gas
      Cooling
      • Central Air, Ceiling Fan(s), Electric
      Appliances
      • Included: Dishwasher, Electric Oven, Gas Cooktop, Disposal, Microwave, Tankless Water Heater
      Features
      • Eat-in Kitchen, Granite Counters, High Speed Internet, Open Floorplan, Pantry, Cable TV
      • Flooring: Carpet, Luxury Vinyl Plank
      • Has basement: No
      • Has fireplace: No
      Interior area
      • Total interior livable area: 1,517 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage Faces Front, On Street
      • Attached garage spaces: 2
      Features
      • Levels: One
      • Stories: 1
      • Pool features: None
      • Fencing: Wood
      Lot
      • Size: 4,922 Square Feet
      • Features: Landscaped, Sprinkler System
      Details
      • Parcel number: 438440

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Traditional,Detached
      • Property subtype: Single Family Residence
      • Attached to another structure: Yes
      Materials
      • Brick, Rock, Stone
      • Foundation: Slab
      • Roof: Composition
      Condition
      • Year built: 2021

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Electricity Connected, Sewer Available, Water Available, Cable Available

      Community & HOA

      Community
      • Features: Curbs
      • Subdivision: Reserve
      HOA
      • Has HOA: Yes
      • Services included: Maintenance Grounds
      • HOA fee: $275 semi-annually
      • HOA name: Assured Management
      • HOA phone: 469-480-8000
      Location
      • Region: Denison

      Financial & listing details

      • Price per square foot: $188/sqft
      • Tax assessed value: $272,826
      • Annual tax amount: $6,324
      • Date on market: 6/25/2026
      • Cumulative days on market: 31 days
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Exclusions: Washer, Dryer, Fridge

        Estimated market value

        $281,000

        $267,000 - $295,000

        $1,854/mo

        Price history

        DateEventPrice
        7/11/2026Price change$284,999-3.4%$188/sqft
        Source: NTREIS #21311432 Report a problem
        6/25/2026Listed for sale$294,999+0.2%$194/sqft
        Source: NTREIS #21311432 Report a problem
        4/7/2026Listing removed$294,500$194/sqft
        Source: NTREIS #21178518 Report a problem
        2/15/2026Listed for sale$294,500-4.7%$194/sqft
        Source: NTREIS #21178518 Report a problem
        2/12/2026Listing removed$309,000$204/sqft
        Source: NTREIS #20931212 Report a problem
        8/29/2025Price change$309,000-3.3%$204/sqft
        Source: NTREIS #20931212 Report a problem
        7/17/2025Price change$319,500-0.9%$211/sqft
        Source: NTREIS #20931212 Report a problem
        6/11/2025Price change$322,500-3%$213/sqft
        Source: NTREIS #20931212 Report a problem
        5/15/2025Listed for sale$332,500+4.1%$219/sqft
        Source: NTREIS #20931212 Report a problem
        4/6/2023Listing removed--
        Source: NTREIS #14727427 Report a problem
        8/25/2022Sold--
        Source: NTREIS #20125485 Report a problem
        7/29/2022Pending sale$319,490$211/sqft
        Source: DR Horton Report a problem
        7/27/2022Price change$319,490-5.9%$211/sqft
        Source: NTREIS #20125485 Report a problem
        6/17/2022Price change$339,490+0.9%$224/sqft
        Source: NTREIS #14727427 Report a problem
        4/29/2022Price change$336,490+1.2%$222/sqft
        Source: NTREIS #14727427 Report a problem
        4/22/2022Price change$332,490+0.6%$219/sqft
        Source: NTREIS #14727427 Report a problem
        4/8/2022Price change$330,490+0.6%$218/sqft
        Source: NTREIS #14727427 Report a problem
        3/25/2022Price change$328,490-0.1%$217/sqft
        Source: NTREIS #14727427 Report a problem
        3/22/2022Price change$328,965+1.2%$217/sqft
        Source: NTREIS #14727427 Report a problem
        3/18/2022Price change$324,990+1.1%$214/sqft
        Source: NTREIS #14727427 Report a problem
        2/25/2022Price change$321,490+1.1%$212/sqft
        Source: NTREIS #14727427 Report a problem
        2/18/2022Price change$317,990+1.3%$210/sqft
        Source: NTREIS #14727427 Report a problem
        1/28/2022Price change$313,990+0.6%$207/sqft
        Source: NTREIS #14727427 Report a problem
        1/17/2022Price change$311,990+0.3%$206/sqft
        Source: NTREIS #14727427 Report a problem
        1/3/2022Price change$310,990+1.3%$205/sqft
        Source: NTREIS #14727427 Report a problem
        12/21/2021Listed for sale$306,990$202/sqft
        Source: DR Horton Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$4,541 -12.5%$272,826 -2.8%
        2024$5,187 -2.6%$280,575 -4.6%
        2023$5,323 $294,202 +240.5%
        2022-- $86,398
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 75020

        Getting around

        0 / 100
        Car-Dependent
        20 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Hyde Park
        • Middle: Henry Scott,Mcdaniel
        • High: Denison
        • District: Denison ISD

        Source: NTREIS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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