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For sale
    • $290,000

    3921 Oak Creek Cir, Denison, TX 75020

    3beds
    1,517sqft
    : 
    $2,138/mo
    Get pre-qualified
    Single Family Residence
    Built in 2022
    5,052 Square Feet Lot
    $284,200 Zestimate®
    $191/sqft
    $46/mo HOA

    What's special

    Gas stoveGranite countertopWell-maintained single-story homeWalk-in closetEnsuite bathroomPrivate primary suiteComfortable open-concept layout
    Welcome to this well-maintained single-story home in Denison’s desirable The Reserve community. Built in 2022, this home features 3 bedrooms, 2 full bathrooms, and a comfortable open-concept layout designed for everyday living. The kitchen offers stainless steel appliances, granite countertop, gas stove, and a functional flow into the dining and living areas. The private primary suite includes an ensuite bathroom and walk-in closet, while the secondary bedrooms provide flexibility for family, guests, or a home office. Enjoy a spacious backyard with room to relax, garden, or entertain outdoors. The garage has epoxy flooring, tankless water heater, and a sprinkler system for the yard. This property is conveniently located near shopping, dining, schools, and Texoma Medical Center. US-75 is approximately one mile away for easy access for commuting to Sherman, Denison, Van Alstyne, McKinney, or other North Texas areas. The location offers a good balance of quiet residential living while still being near major roads and city amenities. This house is move-in ready to welcome its next owner, schedule a tour today!
    18 days
    |
    198
    |
    12
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Yoshie Miyahara 0659429 214-766-0270,

    EXP REALTY 888-519-7431

    Source: NTREIS,MLS#: 21325523

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Primary bedroom
      • Features: Ceiling Fan(s), Dual Sinks, En Suite Bathroom, Garden Tub/Roman Tub, Separate Shower, Walk-In Closet(s)
      • Level: First
      • Dimensions: 12 x 12
      Bedroom
      • Features: Ceiling Fan(s)
      • Level: First
      • Dimensions: 11 x 10
      Bedroom
      • Features: Ceiling Fan(s)
      • Level: First
      • Dimensions: 11 x 10
      Kitchen
      • Features: Built-in Features, Eat-in Kitchen, Granite Counters
      • Level: First
      • Dimensions: 13 x 12
      Laundry
      • Level: First
      • Dimensions: 8 x 5
      Living room
      • Features: Ceiling Fan(s)
      • Level: First
      • Dimensions: 11 x 13
      Heating
      • Central
      Cooling
      • Central Air, Ceiling Fan(s)
      Appliances
      • Included: Dishwasher, Disposal, Gas Range, Microwave, Tankless Water Heater
      • Laundry: Dryer Hookup, ElectricDryer Hookup, Laundry in Utility Room
      Features
      • Eat-in Kitchen, Granite Counters, Open Floorplan, Walk-In Closet(s)
      • Flooring: Laminate
      • Has basement: No
      • Has fireplace: No
      Interior area
      • Total interior livable area: 1,517 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Driveway, Epoxy Flooring, Garage Faces Front, Garage, Garage Door Opener
      • Attached garage spaces: 2
      Features
      • Levels: One
      • Stories: 1
      • Exterior features: Rain Gutters
      • Pool features: None
      • Fencing: Wood
      Lot
      • Size: 5,052 Square Feet
      • Features: Sprinkler System
      Details
      • Parcel number: 438434

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Detached
      • Property subtype: Single Family Residence
      Materials
      • Brick, Other
      • Foundation: Slab
      • Roof: Composition,Shingle
      Condition
      • Year built: 2022

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Sewer Available, Water Available

      Community & HOA

      Community
      • Security: Smoke Detector(s)
      • Subdivision: The Reserve Ph 1-5
      HOA
      • Has HOA: Yes
      • Services included: Maintenance Grounds
      • HOA fee: $550 annually
      • HOA name: Cma
      • HOA phone: 972-943-2800
      Location
      • Region: Denison

      Financial & listing details

      • Price per square foot: $191/sqft
      • Tax assessed value: $273,862
      • Annual tax amount: $6,348
      • Date on market: 7/12/2026
      • Cumulative days on market: 17 days
      • Listing terms: Cash,Conventional,FHA,Other

        Estimated market value

        $284,200

        $270,000 - $298,000

        $2,105/mo

        Price history

        DateEventPrice
        7/14/2026Listed for rent$2,050$1/sqft
        Source: Zillow Rentals Report a problem
        7/12/2026Listed for sale$290,000-8.7%$191/sqft
        Source: NTREIS #21325523 Report a problem
        9/16/2022Sold--
        Source: NTREIS #20051049 Report a problem
        8/11/2022Pending sale$317,490$209/sqft
        Source: NTREIS #20051049 Report a problem
        7/15/2022Price change$317,490-5.9%$209/sqft
        Source: NTREIS #20051049 Report a problem
        6/17/2022Price change$337,490+0.9%$222/sqft
        Source: NTREIS #20051049 Report a problem
        5/16/2022Price change$334,490+0.6%$220/sqft
        Source: NTREIS #20051049 Report a problem
        4/29/2022Price change$332,490+0.6%$219/sqft
        Source: DR Horton Report a problem
        4/23/2022Price change$330,490+0.6%$218/sqft
        Source: DR Horton Report a problem
        4/9/2022Price change$328,490+0.6%$217/sqft
        Source: DR Horton Report a problem
        3/26/2022Price change$326,490+1.1%$215/sqft
        Source: DR Horton Report a problem
        3/19/2022Price change$322,990+1.1%$213/sqft
        Source: DR Horton Report a problem
        2/26/2022Price change$319,490+1.1%$211/sqft
        Source: DR Horton Report a problem
        2/19/2022Price change$315,990+0.6%$208/sqft
        Source: DR Horton Report a problem
        2/12/2022Price change$313,990+0.6%$207/sqft
        Source: DR Horton Report a problem
        1/29/2022Price change$311,990+0.6%$206/sqft
        Source: DR Horton Report a problem
        1/18/2022Price change$309,990+0.3%$204/sqft
        Source: DR Horton Report a problem
        1/1/2022Price change$308,990+1.3%$204/sqft
        Source: DR Horton Report a problem
        12/21/2021Price change$304,990+1.3%$201/sqft
        Source: DR Horton Report a problem
        12/8/2021Listed for sale$300,990$198/sqft
        Source: DR Horton Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$6,348 -3%$273,862 -2.8%
        2024$6,543 -15.4%$281,611 -17.5%
        2023$7,730 $341,194 +292.6%
        2022-- $86,912
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 75020

        Getting around

        11 / 100
        Car-Dependent
        17 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Hyde Park
        • Middle: Henry Scott,Mcdaniel
        • High: Denison
        • District: Denison ISD

        Source: NTREIS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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