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For sale
  • Price cut: $10K (5/5)
    $340,000

    3955 Oak Creek Cir, Denison, TX 75020

    3beds
    1,931sqft
    : 
    $2,499/mo
    Get pre-qualified
    Single Family Residence
    Built in 2022
    5,052 Square Feet Lot
    $331,900 Zestimate®
    $176/sqft
    $46/mo HOA

    What's special

    Open floor planAll bedrooms downHalf bath upstairs
    MOVE IN READY and meticulously maintained 3 bed 2.5 bath home in The Reserve! Energy Efficient DR Horton home with quick and easy access to HWY 75! Up and coming area of Denison! Open floor plan with all bedrooms down and a spacious game room and half bath upstairs in this 1.5 story home! Fridge, washer and dryer included! Ask about our 1% preferred lender incentive! Home is also listed for lease.
    83 days
    |
    62
    |
    2
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Ji Hwang 0558121 214-277-3508,

    JS Realty 214-277-3508

    Source: NTREIS,MLS#: 21259148

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Primary bedroom
      • Features: Ceiling Fan(s), En Suite Bathroom, Separate Shower
      • Level: First
      • Dimensions: 14 x 13
      Bedroom
      • Level: First
      • Dimensions: 10 x 11
      Bedroom
      • Level: First
      • Dimensions: 10 x 11
      Game room
      • Level: Second
      • Dimensions: 18 x 17
      Kitchen
      • Features: Eat-in Kitchen
      • Level: First
      • Dimensions: 10 x 10
      Living room
      • Features: Ceiling Fan(s)
      • Level: First
      • Dimensions: 16 x 18
      Heating
      • Central, Natural Gas
      Cooling
      • Central Air, ENERGY STAR Qualified Equipment
      Appliances
      • Included: Some Gas Appliances, Dishwasher, Disposal, Gas Range, Microwave, Plumbed For Gas, Refrigerator
      • Laundry: In Kitchen
      Features
      • Eat-in Kitchen, High Speed Internet, Open Floorplan, Cable TV, Walk-In Closet(s)
      • Flooring: Carpet, Ceramic Tile, Laminate
      • Has basement: No
      • Has fireplace: No
      Interior area
      • Total interior livable area: 1,931 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Door-Single, Driveway, Garage Faces Front
      • Attached garage spaces: 2
      • Has uncovered spaces: Yes
      Features
      • Levels: One and One Half
      • Stories: 1.5
      • Patio & porch: Rear Porch
      • Pool features: None
      • Fencing: Wood
      Lot
      • Size: 5,052 Square Feet
      • Features: Interior Lot, Few Trees
      Details
      • Parcel number: 438419

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Traditional,Detached
      • Property subtype: Single Family Residence
      Materials
      • Brick
      • Foundation: Slab
      • Roof: Composition
      Condition
      • Year built: 2022

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Sewer Available, Water Available, Cable Available

      Community & HOA

      Community
      • Features: Curbs
      • Security: Fire Alarm
      • Subdivision: The Reserve
      HOA
      • Has HOA: Yes
      • Services included: Association Management
      • HOA fee: $275 semi-annually
      • HOA name: CMA Management
      • HOA phone: 972-943-2828
      Location
      • Region: Denison

      Financial & listing details

      • Price per square foot: $176/sqft
      • Tax assessed value: $312,805
      • Annual tax amount: $7,251
      • Date on market: 5/5/2026
      • Cumulative days on market: 84 days
      • Listing terms: Cash,FHA,VA Loan

        Estimated market value

        $331,900

        $315,000 - $348,000

        $2,112/mo

        Price history

        DateEventPrice
        5/5/2026Price change$340,000-2.9%$176/sqft
        Source: NTREIS #21259148 Report a problem
        3/11/2023Price change$350,000-4.1%$181/sqft
        Source: NTREIS #20270912 Report a problem
        3/3/2023Listed for sale$365,000+10.2%$189/sqft
        Source: NTREIS #20270912 Report a problem
        2/25/2023Listing removed--
        Source: Zillow Rentals Report a problem
        12/20/2022Price change$2,250-4.3%$1/sqft
        Source: Zillow Rentals Report a problem
        12/13/2022Listed for rent$2,350$1/sqft
        Source: Zillow Rentals Report a problem
        12/9/2022Sold--
        Source: NTREIS #20169904 Report a problem
        11/1/2022Pending sale$331,085$171/sqft
        Source: NTREIS #20169904 Report a problem
        10/20/2022Price change$331,085+0%$171/sqft
        Source: NTREIS #20169904 Report a problem
        9/28/2022Price change$330,965-2.9%$171/sqft
        Source: NTREIS #20169904 Report a problem
        9/22/2022Listed for sale$340,965$177/sqft
        Source: NTREIS #20169904 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$7,251 -4.3%$312,805 -4.1%
        2024$7,579 -1.9%$326,233 -4.3%
        2023$7,723 $340,883 +1617.7%
        2022-- $19,845
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 75020

        Getting around

        12 / 100
        Car-Dependent
        18 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Hyde Park
        • Middle: Henry Scott
        • High: Denison
        • District: Denison ISD

        Source: NTREIS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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