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For sale
    • Price cut: $21K (6/26)
    $739,000

    4112 Finch Ln, Chattanooga, TN 37419

    4beds
    2,490sqft
    : 
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    Single Family Residence
    Built in 2001
    0.29 Acres Lot
    $712,400 Zestimate®
    $297/sqft
    $160/mo HOA

    What's special

    Welcome to a retreat lifestyle in the highly desirable Black Creek Community. From the moment you step through the front door, you will appreciate the charm and space this Cape Cod-style home has to offer. The generously sized great room provides the perfect atmosphere for hosting guests and cozy conversation. Nearby, the dining room features beautiful views and abundant natural light. The functional kitchen is well-equipped with granite countertops and rich wood cabinetry, offering an ideal space for meal preparation and entertaining. The spacious and airy primary bedroom is conveniently located on the main level. Its ensuite bathroom offers plenty of natural light and an extra-large closet. Throughout the home, multiple storage options ensure an orderly living environment where everything has its place. The upstairs layout of this property offers great flexibility with three generously sized rooms and a full bathroom featuring two separate vanities. Additionally, four large closets provide ample space for both seasonal and wardrobe storage. Black Creek offers sweeping vistas, miles of hiking trails, and a beautiful backdrop for Chattanooga living. Located within 10 minutes of downtown, all the amenities of city life are readily available. This is the perfect home for anyone looking to join the Black Creek community at an excellent price point. This beautiful home has been exceptionally well maintained. Major systems, including the roof, water heater, and HVAC, have all been replaced within the last five years. Outside, the level, well-manicured lot offers significant potential for outdoor living. Come see this Black Creek gem today!
    61 days
    |
    1,050
    |
    39
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Beth Reed 901-870-1203,

    The Agency Chattanooga 423-541-2800

    Source: Greater Chattanooga Realtors,MLS#: 1534762

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Primary bedroom
      • Level: First
      Bedroom
      • Level: Second
      Bedroom
      • Level: Second
      Bedroom
      • Level: Second
      Primary bathroom
      • Level: First
      Bathroom
      • Level: Second
      Other
      • Level: First
      Dining room
      • Level: First
      Kitchen
      • Level: First
      Laundry
      • Level: First
      Living room
      • Level: First
      Heating
      • Central, Natural Gas
      Cooling
      • Central Air, Electric
      Appliances
      • Included: Cooktop, Disposal, Double Oven, Dishwasher, Gas Cooktop, Gas Water Heater, Microwave, Water Heater, Wall Oven
      • Laundry: Electric Dryer Hookup, Laundry Room, Main Level
      Features
      • Cathedral Ceiling(s), Ceiling Fan(s), Crown Molding, Double Vanity, Eat-in Kitchen, Granite Counters, High Ceilings, His and Hers Closets, High Speed Internet, Open Floorplan, Pantry, Primary Downstairs, Recessed Lighting, Storage, Stone Counters, Vaulted Ceiling(s), Walk-In Closet(s), Separate Shower, Tub/shower Combo, En Suite, Sitting Area, Breakfast Room, Separate Dining Room, Plumbed, Whirlpool Tub
      • Flooring: Carpet, Ceramic Tile, Hardwood
      • Windows: Blinds, Screens
      • Basement: None
      • Number of fireplaces: 1
      • Fireplace features: Gas Starter, Gas Log, Living Room
      Interior area
      • Total structure area: 2,490
      • Total interior livable area: 2,490 sqft
      • Finished area above ground: 2,490
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 2
      • Parking features: Concrete, Driveway, Garage, Garage Door Opener, Garage Faces Side
      • Attached garage spaces: 2
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Covered, Front Porch, Patio, Porch, Rear Porch, Screened, Side Porch, Porch - Screened, Porch - Covered
      • Exterior features: Lighting, Rain Gutters, Smart Irrigation
      • Fencing: None
      • Has view: Yes
      • View description: Garden, Hills, Mountain(s)
      Lot
      • Size: 0.29 Acres
      • Dimensions: 87.27 x 146.91
      • Features: Back Yard, Close to Clubhouse, Cul-De-Sac, Few Trees, Front Yard, Landscaped, Level, Near Golf Course, Sprinklers In Front, Sprinklers In Rear, Views
      Details
      • Additional structures: None
      • Parcel number: 153e G 019
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Cape Cod
      • Property subtype: Single Family Residence
      Materials
      • Brick, Cement Siding
      • Foundation: Block
      • Roof: Asphalt,Shingle
      Condition
      • New construction: No
      • Year built: 2001

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available, Cable Connected, Electricity Available, Electricity Connected, Natural Gas Available, Natural Gas Connected, Sewer Available, Sewer Connected, Water Available, Water Connected

      Community & HOA

      Community
      • Features: Curbs, Clubhouse, Lake, Playground, Street Lights, Sidewalks, Pickleball
      • Security: Other, Smoke Detector(s)
      • Subdivision: Black Creek Chattanooga
      HOA
      • Has HOA: Yes
      • Amenities included: Clubhouse, Dog Park, Landscaping, Maintenance, Park, Picnic Area, Playground, Pond Year Round, Recreation Facilities, Trail(s)
      • HOA fee: $160 monthly
      Location
      • Region: Chattanooga

      Financial & listing details

      • Price per square foot: $297/sqft
      • Tax assessed value: $624,500
      • Annual tax amount: $5,379
      • Date on market: 5/15/2026
      • Listing terms: Cash,Conventional,VA Loan
      • Road surface type: Asphalt

        Estimated market value

        $712,400

        $677,000 - $748,000

        $2,521/mo

        Price history

        DateEventPrice
        6/26/2026Price change$739,000-2.8%$297/sqft
        Source: Greater Chattanooga Realtors #1534762 Report a problem
        5/15/2026Listed for sale$760,000-1.9%$305/sqft
        Source: Greater Chattanooga Realtors #1534762 Report a problem
        4/21/2026Listing removed$775,000$311/sqft
        Source: Greater Chattanooga Realtors #1523373 Report a problem
        11/4/2025Listed for sale$775,000+86.7%$311/sqft
        Source: Greater Chattanooga Realtors #1523373 Report a problem
        11/23/2020Sold$415,000+3.8%$167/sqft
        Source: Greater Chattanooga Realtors #1313510 Report a problem
        9/27/2020Pending sale$400,000$161/sqft
        Source: EXP Realty LLC #1313510 Report a problem
        9/25/2020Listed for sale$400,000$161/sqft
        Source: EXP Realty LLC #1313510 Report a problem
        8/24/2020Pending sale$400,000$161/sqft
        Source: EXP Realty LLC #1313510 Report a problem
        8/24/2020Listed for sale$400,000$161/sqft
        Source: EXP Realty LLC #1313510 Report a problem
        7/16/2020Listing removed$400,000$161/sqft
        Source: EXP Realty LLC #1313510 Report a problem
        7/3/2020Price change$400,000-2.4%$161/sqft
        Source: EXP Realty LLC #1313510 Report a problem
        5/21/2020Price change$410,000-2.4%$165/sqft
        Source: EXP Realty LLC #1313510 Report a problem
        4/28/2020Price change$420,000-1.2%$169/sqft
        Source: EXP Realty LLC #1313510 Report a problem
        2/27/2020Price change$425,000+1.2%$171/sqft
        Source: EXP Realty LLC #1313510 Report a problem
        2/9/2020Price change$420,000-1.2%$169/sqft
        Source: Owner Report a problem
        1/25/2020Price change$425,000-3.4%$171/sqft
        Source: Owner Report a problem
        1/21/2020Listed for sale$440,000+37.9%$177/sqft
        Source: Owner Report a problem
        7/10/2008Sold$319,000+6.7%$128/sqft
        Source: Public Record Report a problem
        5/1/2006Sold$299,000+26.2%$120/sqft
        Source: Public Record Report a problem
        11/19/2001Sold$237,000+577.1%$95/sqft
        Source: Public Record Report a problem
        12/11/2000Sold$35,000$14/sqft
        Source: Public Record Report a problem
        7/14/2000Sold$35,000$14/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$2,366 +9.6%$156,125 +61.7%
        2024$2,160 $96,525
        2023$2,160 $96,525
        2022$2,160 $96,525
        2021$2,160 -4.6%$96,525 +17.9%
        2020$2,265 $81,900
        2019$2,265 $81,900
        2018$2,265 -46.8%$81,900
        2017$4,256 +4.2%$81,900
        2016$4,083 --
        2015$4,083 $78,200
        2014$4,083 +2.2%--
        2013$3,995 $78,200 -0.7%
        2012$3,995 $78,725
        2011$3,995 $78,725
        2010$3,995 +7.9%$78,725
        2009$3,703 $78,725 +14.8%
        2008-- $68,600
        2007-- $68,600
        2006-- $68,600
        2005-- $68,600 +21%
        2004-- $56,675
        2003-- $56,675
        2002-- $56,675 -14.8%
        2001-- $66,500
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 37419

        Getting around

        5 / 100
        Car-Dependent
        0 / 100
        No Nearby Transit
        4 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Lookout Mountain Elementary
        • Middle: Lookout Valley Middle
        • High: Lookout Valley High

        Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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