For sale

$975,000

428 Cloud Springs Drive, Sugar Mountain, NC 28604

3beds

2,234sqft

$5,585/mo

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Single Family Residence

Built in 2020

0.41 Acres Lot

$933,200 Zestimate^®

$436/sqft

$50/mo HOA

What's special

Real rock fireplaceLive edge oak barNative firepitCustom cabinetryLeathered granite countertops

Nestled under the peaks of Sugar Mountain is this 3 bedroom, 3.5 bathroom home built in 2020. Whether you are looking for a quiet retreat or outdoor adventure this home is for you. House is complimented with rustic elegance of live edge oak bar, all wood siding, real rock fireplace, leathered granite countertops & custom cabinetry. Watch deer and turkey stroll through the backyard and enjoy the native firepit. Cloud Springs drive is level and a great place to take a stroll with the dog & make friends along the way. Take a tour and decide if this home is for you! Broker interest. Seller is listing agent. Seller does not own yet, closing is set for October 14th at which time the new deed will be made available for transfer. Property is staged however furnishings could be made available for purchase separately.

313 days

248

13

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 4
Full bathrooms: 3
1/2 bathrooms: 1

Heating

Electric, Forced Air, Heat Pump, Zoned

Cooling

Central Air, Electric, Zoned

Appliances

Included: Dishwasher, Electric Range, Electric Water Heater, Microwave Hood Fan, Microwave, Refrigerator
Laundry: Washer Hookup, Dryer Hookup, Main Level

Features

Vaulted Ceiling(s)
Basement: Crawl Space
Number of fireplaces: 1
Fireplace features: One, Gas, Stone

Interior area

Total structure area: 2,043
Total interior livable area: 2,234 sqft
Finished area above ground: 2,234
Finished area below ground: 0

Property

Parking

Total spaces: 1
Parking features: Driveway, Garage, One Car Garage, Gravel, Private
Garage spaces: 1
Has uncovered spaces: Yes

Features

Levels: Two
Stories: 2
Patio & porch: Covered, Multiple, Open
Exterior features: Gravel Driveway
Has view: Yes
View description: Mountain(s), Seasonal View

Lot

Size: 0.41 Acres

Details

Parcel number: 18570015116500000
Zoning description: Residential

Construction

Type & style

Home type: SingleFamily
Architectural style: Mountain
Property subtype: Single Family Residence

Materials

Masonry, Stone, Wood Siding, Wood Frame
Roof: Metal

Condition

Year built: 2020

Utilities & green energy

Sewer: Public Sewer
Water: Public

Community & HOA

Community

Features: Long Term Rental Allowed, Short Term Rental Allowed
Subdivision: Sugar Pointe

HOA

Has HOA: Yes
HOA fee: $600 annually

Location

Region: Banner Elk

Financial & listing details

Price per square foot: $436/sqft
Annual tax amount: $4,174
Date on market: 9/22/2025
Listing terms: Cash,Conventional,New Loan
Road surface type: Paved

Estimated market value

$933,200

$887,000 - $980,000

$3,911/mo

Price history

Date	Event	Price
10/10/2025	Price change	$975,000-13.3%$436/sqft
Source: High Country AOR #258214 Report a problem
9/22/2025	Listed for sale	$1,125,000+12.5%$504/sqft
Source: High Country AOR #258214 Report a problem
1/19/2024	Listing removed	--
Source: High Country AOR #247263 Report a problem
12/29/2023	Listed for sale	$999,999+63.4%$448/sqft
Source: High Country AOR #247263 Report a problem
4/20/2021	Sold	$612,000-5.1%$274/sqft
Source: High Country AOR #226192 Report a problem
3/8/2021	Contingent	$645,000$289/sqft
Source: High Country AOR #226192 Report a problem
10/9/2020	Listed for sale	$645,000$289/sqft
Source: Blue Ridge Realty & Inv. - Banner Elk #226192 Report a problem

Public tax history

Tax history is unavailable.

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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Climate risks

Neighborhood: 28604

Getting around

0 / 100

Car-Dependent

Nearby schools

GreatSchools rating

8/10
Banner Elk Elementary School
Grades: PK-5Distance: 2.1 mi
2/10
Avery Middle
Grades: 6-8Distance: 4.4 mi
3/10
Avery County High School
Grades: 9-12Distance: 4.4 mi

Schools provided by the listing agent

Elementary: Banner Elk
High: Avery County

Source: High Country AOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.