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Pending
    • Price cut: $5.1K (7/15)
    $289,900

    435 Southern Cross Dr, Richmond, KY 40475

    3beds
    1,366sqft
    : 
    $1,926/mo
    Get pre-qualified
    Single Family Residence
    Built in 2018
    10,014 Square Feet Lot
    $284,900 Zestimate®
    $212/sqft
    $13/mo HOA

    What's special

    Modern finishesEat-in kitchenStainless steel appliancesFunctional layoutSplit-bedroom floor planThoughtfully designed living spacePrivate backyard oasis
    Welcome home to this beautifully maintained 3-bedroom, 2-bath ranch in the desirable Lower Pointe Subdivision! Offering 1,366 square feet of thoughtfully designed living space, this home features a split-bedroom floor plan that provides privacy with the spacious primary suite tucked away from the two additional bedrooms. The open-concept living area flows seamlessly into the eat-in kitchen, complete with gorgeous granite countertops, stainless steel appliances, a large peninsula that's perfect for casual dining or entertaining, and an oversized pantry offering exceptional storage. Granite countertops continue throughout both bathrooms, adding a touch of style and consistency. The spacious primary suite offers a relaxing retreat, while the additional bedrooms are ideal for family, guests, or a home office. A tankless water heater provides energy efficiency and endless hot water for everyday comfort. Step outside to enjoy your private backyard oasis featuring a patio with a beautiful pergola complete with a retractable canopy, allowing you to enjoy the perfect balance of sunshine and shade while relaxing or entertaining guests. Located in the sought-after Lower Pointe subdivision, this move-in-ready home combines modern finishes, a functional layout, and low-maintenance living—all just minutes from shopping, dining, schools, and everything Richmond has to offer. Don't miss your opportunity to make this beautiful home yours!
    14 days
    |
    808
    |
    66
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Sabra Webster 859-582-5836,

    Keller Williams Legacy Group,

    Christina Bucher 859-200-4824,

    Keller Williams Legacy Group

    Source: Imagine MLS,MLS#: 26017222MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Primary bedroom
      • Level: First
      Bedroom 2
      • Level: First
      Bedroom 3
      • Level: First
      Bathroom 1
      • Level: First
      Bathroom 2
      • Level: First
      Family room
      • Level: First
      Kitchen
      • Level: First
      Utility room
      • Level: First
      Heating
      • Electric, Forced Air, Heat Pump
      Cooling
      • Electric
      Appliances
      • Included: Disposal, Dishwasher, Microwave, Refrigerator, Oven, Range
      • Laundry: Electric Dryer Hookup, Main Level, Washer Hookup
      Features
      • Breakfast Bar, Eat-in Kitchen, Walk-In Closet(s), Ceiling Fan(s)
      • Flooring: Ceramic Tile
      • Windows: Window Treatments, Screens
      • Basement: Crawl Space
      • Has fireplace: No
      Interior area
      • Total structure area: 1,366
      • Total interior livable area: 1,366 sqft
      • Finished area above ground: 1,366
      • Finished area below ground: 0
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Attached Garage, Driveway, Garage Door Opener, Garage Faces Front
      • Garage spaces: 2
      • Has uncovered spaces: Yes
      Features
      • Levels: One
      • Exterior features: Awning(s), Garden
      • Fencing: Chain Link
      Lot
      • Size: 10,014 Square Feet
      • Features: Landscaped, Few Trees
      Details
      • Parcel number: 006900170057

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch
      • Property subtype: Single Family Residence
      Materials
      • Brick Veneer
      • Foundation: Slab
      • Roof: Composition,Shingle
      Condition
      • Year built: 2018

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Electricity Connected, Natural Gas Available, Sewer Available, Underground Utilities, Water Available

      Community & HOA

      Community
      • Subdivision: Lower South Pointe
      HOA
      • Has HOA: Yes
      • Amenities included: None
      • Services included: Other, Maintenance Grounds
      • HOA fee: $150 annually
      Location
      • Region: Richmond

      Financial & listing details

      • Price per square foot: $212/sqft
      • Tax assessed value: $199,000
      • Annual tax amount: $1,463
      • Date on market: 7/10/2026

        Estimated market value

        $284,900

        $271,000 - $299,000

        $1,833/mo

        Price history

        DateEventPrice
        7/17/2026Pending sale$289,900$212/sqft
        Source: Imagine MLS #26017222 Report a problem
        7/15/2026Price change$289,900-1.7%$212/sqft
        Source: Imagine MLS #26017222 Report a problem
        7/10/2026Listed for sale$295,000+64%$216/sqft
        Source: Imagine MLS #26017222 Report a problem
        12/31/2018Sold$179,900$132/sqft
        Source: Imagine MLS #1821866 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$1,463 -1.2%$199,000
        2023$1,481 -23.5%$199,000
        2022$1,936 -1.8%$199,000
        2021$1,972 +1193.7%$199,000 +1226.7%
        2018$152 $15,000
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.
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        Climate risks

        Neighborhood: 40475

        Getting around

        20 / 100
        Car-Dependent
        13 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Daniel Boone
        • Middle: Clark-Moores
        • High: Madison Central

        Source: Imagine MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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