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Pending
    • Price cut: $220K (6/25)
    $980,000

    440 TIERRA VERDE LANE, WINTER GARDEN, FL 34787

    4beds
    3,512sqft
    : 
    $6,653/mo
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    Single Family Residence
    Built in 2004
    0.32 Acres Lot
    $946,100 Zestimate®
    $279/sqft
    $94/mo HOA

    What's special

    Four-car tandem oversized garageFlex roomDouble french doorsSpacious open-concept floor planBrick front homeLarge foyerPavered driveway
    PRICED TO SELL!!This Custom-Built builder’s 1 story home of 4 bedrooms,flex room, and 3 bathrooms, is located in the beautiful, gated community of Lake Cove Pointe, Winter Garden, Florida. Just jump in your golf cart or simply walk to the forever growing and amazing downtown Winter Garden. The pavered driveway leads to a four-car tandem, oversized garage with (oversized) 18 and 10 feet garage doors. As you enter the 3512 living sq. ft. brick front home, you will be welcomed into a large foyer that overlooks the spacious, open-concept floor plan that is appealing for family and entertaining guests. The dining room is an eye catcher with its double-tray ceiling and surrounding, accented, large columns. Double French doors lead into the oversized living room. The open family room features a gas fireplace and triple sliding doors that lead to the large brick, enclosed patio. The breakfast nook area, which is open to your incorporated view, has an accented bay window. All windows throughout the house are new and have plantation shutters. The large, upgraded kitchen comes with a huge snack bar, center island, double ovens and granite counter tops. The primary bedroom has a tray ceiling and a sitting area. The bathroom features a built-in oval shaped bathtub, a separate shower and double sinks. The roof is 4 years old. Extra storage and closet space. Extra washer and dryer in guests’ side of house. Primary laundry room has wood cabinets, stainless steel sink, and built-in ironing board. The guest area of the house has pre-wiring and pre-plumbing to easily convert into a Mother-in- Law Suite. Don’t miss out seeing this one of a kind builders home today
    64 days
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    436
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    12
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    Zillow last checked:

    Listing updated:

    Listed by:

    Jerry Osser 321-624-5133,

    CHARLES RUTENBERG REALTY ORLANDO 407-622-2122

    Source: Stellar MLS,MLS#: O6412260MLS LogoOriginating MLS: Orlando Regional

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 3
      Primary bedroom
      • Features: Walk-In Closet(s)
      • Level: First
      • Area: 336 Square Feet
      • Dimensions: 22.4x15
      Bedroom 2
      • Features: Built-in Closet
      • Level: First
      • Area: 165.6 Square Feet
      • Dimensions: 12x13.8
      Bedroom 3
      • Features: Built-in Closet
      • Level: First
      • Area: 172.8 Square Feet
      • Dimensions: 12x14.4
      Bedroom 4
      • Features: Built-in Closet
      • Level: First
      • Area: 246.4 Square Feet
      • Dimensions: 15.4x16
      Dining room
      • Level: First
      • Area: 153.76 Square Feet
      • Dimensions: 12.4x12.4
      Family room
      • Features: Ceiling Fan(s)
      • Level: First
      • Area: 470 Square Feet
      • Dimensions: 25x18.8
      Kitchen
      • Features: Granite Counters, Storage Closet
      • Level: First
      • Area: 165.6 Square Feet
      • Dimensions: 13.8x12
      Living room
      • Level: First
      • Area: 180 Square Feet
      • Dimensions: 15x12
      Office
      • Level: First
      • Area: 132 Square Feet
      • Dimensions: 12x11
      Heating
      • Central, Electric
      Cooling
      • Central Air
      Appliances
      • Included: Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Ice Maker, Microwave, Range, Refrigerator
      • Laundry: Inside, Laundry Closet, Laundry Room
      Features
      • Ceiling Fan(s), Crown Molding, Eating Space In Kitchen, Living Room/Dining Room Combo, Primary Bedroom Main Floor, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)
      • Flooring: Carpet, Ceramic Tile, Hardwood
      • Doors: Sliding Doors
      • Has fireplace: Yes
      • Fireplace features: Gas, Living Room
      Interior area
      • Total structure area: 4,853
      • Total interior livable area: 3,512 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 4
      • Parking features: Garage - Attached
      • Attached garage spaces: 4
      Features
      • Levels: One
      • Stories: 1
      • Exterior features: Irrigation System, Private Mailbox, Sidewalk, Sprinkler Metered
      Lot
      • Size: 0.32 Acres
      Details
      • Parcel number: 152227442900260
      • Zoning: R-1
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Block, Brick, Stucco
      • Foundation: Block, Slab
      • Roof: Shingle
      Condition
      • Completed
      • New construction: No
      • Year built: 2004

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available, Electricity Connected, Sprinkler Meter, Street Lights

      Community & HOA

      Community
      • Features: Gated Community - No Guard, Irrigation-Reclaimed Water, Park, Sidewalks
      • Pet fee: $0 monthly
      • Subdivision: LAKE COVE POINTE
      HOA
      • Has HOA: Yes
      • Amenities included: Gated
      • Services included: Maintenance Grounds, Private Road
      • HOA fee: $94 monthly
      • HOA name: Lake Pointe Cove Neighborhood Association
      • HOA phone: 888-722-6669
      Location
      • Region: Winter Garden

      Financial & listing details

      • Price per square foot: $279/sqft
      • Tax assessed value: $687,895
      • Annual tax amount: $5,135
      • Date on market: 6/1/2026
      • Cumulative days on market: 65 days
      • Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Asphalt

        Estimated market value

        $946,100

        $899,000 - $993,000

        $4,028/mo

        Price history

        DateEventPrice
        7/14/2026Pending sale$980,000$279/sqft
        Source: Stellar MLS #O6412260 Report a problem
        6/25/2026Price change$980,000-18.3%$279/sqft
        Source: Stellar MLS #O6412260 Report a problem
        6/1/2026Listed for sale$1,200,000+2426.3%$342/sqft
        Source: Stellar MLS #O6412260 Report a problem
        9/3/2003Sold$47,500$14/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$4,880 +3.7%$342,739 +3%
        2023$4,708 +3%$332,756 +3%
        2022$4,571 +1.4%$323,064 +3%
        2021$4,506 +0.8%$313,654 +1.4%
        2020$4,472 +0.9%$309,323 +2.3%
        2019$4,431 +0.9%$302,369 +1.9%
        2018$4,392 $296,731 -18.1%
        2017$4,392 +2.7%$362,259 +5.5%
        2016$4,278 +0.2%$343,221 +8.6%
        2015$4,270 -2.4%$316,151 +7.5%
        2014$4,374 +3.5%$293,966 +6.4%
        2013$4,226 +1.2%$276,284 +1.7%
        2012$4,174 -3%$271,735 -2.2%
        2011$4,302 -0.9%$277,926 -3.7%
        2010$4,340 $288,514 -15.9%
        2009-- $343,237 -16.7%
        2008$5,205 -0.7%$411,857 -9.7%
        2007$5,241 -7.8%$456,238 +30.6%
        2006$5,687 -3%$349,392 +0.2%
        2005$5,865 +495.6%$348,613 +533.8%
        2004$985 +43.9%$55,000 +46.7%
        2003$685 +50.1%$37,500 +50%
        2002$456 $25,000
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 34787

        Getting around

        30 / 100
        Car-Dependent
        32 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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