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Active
    • $329,900

    4728 4th Street Loop NE, Saint Cloud, MN 56304

    3beds
    1,851sqft
    : 
    $2,107/mo
    Get pre-qualified
    Single Family
    Built in 2005
    0.48 Acres Lot
    $328,900 Zestimate®
    $178/sqft
    $27/mo HOA

    What's special

    Hot tubGranite center islandOpen-concept main levelSpacious four-level splitPrimary bedroom suiteThree-stall heated garageTwo-tiered deck
    Welcome to this spacious four-level split in the Sauk Rapids school district, offering a comfortable layout, great outdoor space, and plenty of room to make it your own! The open-concept main level creates an inviting flow between the kitchen, dining, and living areas. The kitchen features a granite center island, perfect for meal prep or gathering with family and friends. Upstairs, the primary bedroom suite offers a comfortable retreat with a walk-in closet, projector, and full private bathroom. Laundry is conveniently located right across the hall, while a second bedroom and full bathroom complete the upper level. Downstairs, the walk-out lower-level family room provides a cozy place to relax around the gas fireplace, with convenient access to the hot tub just outside. This level also features a third bedroom and 3/4 bathroom, providing a great space for guests, a home office, and more. The fourth level features an unfinished basement with valuable potential for additional living space. Whether you envision a home gym, hobby room, or workshop, the possibilities are endless. The home has also seen several updates, including a new washer and dryer in 2019, new roof and high-efficiency electric heat pump water heater in 2022, new range in 2024, and new refrigerator in 2026. Outside, enjoy a large yard with no backyard neighbors, creating both added privacy and a peaceful setting where you can watch wildlife right from your own property. The hot tub and two-tiered deck create a great spot to unwind or entertain, while the three-stall heated garage provides generous space for vehicles, toys, storage, and projects throughout the year. Located near golf, shopping, dining, and other local amenities, this home combines space, comfort, privacy, and convenience in a desirable location. Come see everything this property has to offer!
    12 days
    |
    554
    |
    39
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Nikki Theisen 320-309-0058,

    Central MN Realty LLC

    Source: NorthstarMLS as distributed by MLS GRID,MLS#: 7125092MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 2
      • 3/4 bathrooms: 1
      Bedroom
      • Level: Upper
      • Area: 165 Square Feet
      • Dimensions: 11' x 15'
      Bedroom 2
      • Level: Upper
      • Area: 110 Square Feet
      • Dimensions: 10' x 11'
      Bedroom 3
      • Level: Lower
      • Area: 110 Square Feet
      • Dimensions: 10' x 11'
      Primary bathroom
      • Level: Upper
      • Area: 54 Square Feet
      • Dimensions: 6' x 9'
      Bathroom
      • Level: Upper
      • Area: 55 Square Feet
      • Dimensions: 5' x 11'
      Bathroom
      • Level: Lower
      • Area: 54 Square Feet
      • Dimensions: 6' x 9'
      Dining room
      • Level: Main
      • Area: 100 Square Feet
      • Dimensions: 10' x 10'
      Family room
      • Level: Lower
      • Area: 273 Square Feet
      • Dimensions: 13' x 21'
      Kitchen
      • Level: Main
      • Area: 121 Square Feet
      • Dimensions: 11' x 11'
      Laundry
      • Level: Upper
      • Area: 40 Square Feet
      • Dimensions: 5' x 8'
      Living room
      • Level: Main
      • Area: 208 Square Feet
      • Dimensions: 13' x 16'
      Walk in closet
      • Level: Upper
      • Area: 42 Square Feet
      • Dimensions: 6' x 7'
      Heating
      • Forced Air, Fireplace(s)
      Cooling
      • Central Air
      Appliances
      • Included: Air-To-Air Exchanger, Dishwasher, Dryer, Electric Water Heater, Water Filtration System, Microwave, Range, Refrigerator, Stainless Steel Appliance(s), Washer
      • Laundry: Laundry Room, Sink, Upper Level
      Features
      • Basement: Block,Drain Tiled,Sump Pump,Walk-Out Access
      • Number of fireplaces: 1
      • Fireplace features: Brick, Family Room, Gas
      Interior area
      • Total structure area: 2,396
      • Total interior livable area: 1,851 sqft
      • Finished area above ground: 1,234
      • Finished area below ground: 617

      Property

      Parking
      • Total spaces: 3
      • Parking features: Attached, Heated Garage, Insulated Garage
      • Attached garage spaces: 3
      • Details: Garage Dimensions (26' x 32')
      Accessibility
      • Accessibility features: None
      Features
      • Levels: Four or More Level Split
      • Patio & porch: Deck
      • Pool features: None
      • Fencing: None
      Lot
      • Size: 0.48 Acres
      • Dimensions: 38' x 25' x 203' x 28' x 189' x 131'
      Details
      • Foundation area: 1234
      • Parcel number: 170186600
      • Zoning description: Residential-Single Family

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family
      Materials
      • Block, Brick, Concrete, Steel Siding
      • Roof: Age 8 Years or Less,Asphalt,Pitched
      Condition
      • New construction: No
      • Year built: 2005

      Utilities & green energy

      • Electric: Circuit Breakers, 200+ Amp Service, Power Company: East Central Energy
      • Gas: Natural Gas
      • Sewer: City Sewer/Connected
      • Water: City Water/Connected

      Community & HOA

      Community
      • Subdivision: Waters Edge At Don Lake
      HOA
      • Has HOA: Yes
      • Services included: Shared Amenities
      • HOA fee: $324 annually
      • HOA name: Property Solutions, LLC
      • HOA phone: 763-424-0300
      Location
      • Region: Saint Cloud

      Financial & listing details

      • Price per square foot: $178/sqft
      • Tax assessed value: $286,800
      • Annual tax amount: $4,396
      • Date on market: 8/12/2026
      • Road surface type: Paved

        Estimated market value

        $328,900

        $312,000 - $345,000

        $2,383/mo

        Price history

        DateEventPrice
        8/12/2026Listed for sale$329,900+104%$178/sqft
        Source: NorthstarMLS as distributed by MLS GRID #7125092 Report a problem
        8/4/2010Sold$161,700+0%$87/sqft
        Source: Public Record Report a problem
        7/11/2010Price change$161,680-5%$87/sqft
        Source: RE/MAX Realty Source #3931515 Report a problem
        6/23/2010Price change$170,185-5%$92/sqft
        Source: RE/MAX Realty Source #3931515 Report a problem
        6/3/2010Listed for sale$179,140+225.7%$97/sqft
        Source: RE/MAX Realty Source #3931515 Report a problem
        7/6/2005Sold$55,000$30/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$3,750 -0.7%$286,800 +4.2%
        2024$3,776 +5.1%$275,300
        2023$3,592 +14.5%$275,300 +9.9%
        2022$3,138 -1.6%$250,600 +19.6%
        2021$3,190 $209,500 +1.3%
        2020$3,190 +1.7%$206,800 +1.5%
        2019$3,138 +11.4%$203,700 +1.5%
        2018$2,816 +9900%$200,600 +27.1%
        2017$28 -99%$157,800 -8.3%
        2016$2,708 -3%$172,000 +17.3%
        2015$2,792 $146,600 +10.6%
        2014$2,792 $132,600
        2013$2,792 +4.3%$132,600 -16.4%
        2012$2,678 -8.4%$158,700 -20.5%
        2010$2,922 -9%$199,500 -7.7%
        2009$3,212 -17.3%$216,200 -13%
        2008$3,882 $248,500
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 56304

        Getting around

        0 / 100
        Car-Dependent
        23 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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