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Active
    • $479,000

    49 N Lake Ave, Fox Lake, IL 60020

    4beds
    3,192sqft
    : 
    $3,470/mo
    Get pre-qualified
    Single Family Residence
    Built in 1930
    10,454 Square Feet Lot
    $-- Zestimate®
    $150/sqft
    $-- HOA

    What's special

    Updated bathrooms throughoutNewer hvac systems
    Welcome to this beautifully remodeled lake-area retreat with rare deeded access to the Chain O'Lakes, one of the most sought-after recreational water systems in Northern Illinois. Enjoy boating, dining, fishing, and waterfront living all summer long-directly from your private deeded strip of land with your own pier. Opportunities like this are hard to find and highly desirable. This spacious home offers over 3,100 square feet across three full levels of above-grade living space, making it ideal for large families, multi-generational living, or those who love to entertain. Completely renovated in 2020, the home blends modern finishes with warm, light-filled interiors and exceptional flexibility. The main living areas are filled with natural light from large windows throughout, creating a bright, open feel. Multiple balconies provide peaceful water views, enhancing the lake-lifestyle atmosphere. The expansive primary suite features a private en-suite bath and a connected office or nursery, perfect for remote work or growing families. The lower level is fully above ground, with large windows and an open living area featuring a built-in wet bar-ideal for an in-law suite, guest quarters, teen retreat, or entertainment space. Enjoy the outdoors with a custom granite bar area, perfect for summer gatherings. Then head down to your private Chain-of-Lakes access, where your own pier provides easy entry to one of the region's most popular boating and recreation destinations. Major Updates and Features 1 Rare deeded access to the Chain O'Lakes 2 Private strip of land with your own pier 3 Full remodel completed in 2020 4 New roof in 2023 5 Attic insulation redone in 2025 6 New stove installed in 2025 7 Fresh interior paint in 2025-2026 8 Newer HVAC systems 9 Updated bathrooms throughout 10 2.5-car garage 11 Multiple balconies with water views 12 Three full levels of above-grade living space This home offers the rare combination of size, flexibility, natural light, and direct access to the Chain O'Lakes, making it perfect for families, entertainers, or anyone seeking a true waterfront lifestyle without full waterfront pricing.
    121 days
    1,121
    42

    Zillow last checked:

    Listing updated:

    Listed by:

    Ryan Cherney (630)862-5181,

    Circle One Realty

    Source: MRED as distributed by MLS GRID,MLS#: 12644013MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 5
      • Full bathrooms: 4
      • 1/2 bathrooms: 1
      Rooms
      • Room types: Office, Loft, Foyer
      Primary bedroom
      • Features: Flooring (Wood Laminate), Window Treatments (Blinds), Bathroom (Full)
      • Level: Second
      • Area: 253 Square Feet
      • Dimensions: 23X11
      Bedroom 2
      • Features: Flooring (Wood Laminate), Window Treatments (Blinds)
      • Level: Second
      • Area: 170 Square Feet
      • Dimensions: 17X10
      Bedroom 3
      • Features: Flooring (Wood Laminate), Window Treatments (Blinds)
      • Level: Second
      • Area: 135 Square Feet
      • Dimensions: 9X15
      Bedroom 4
      • Features: Flooring (Wood Laminate), Window Treatments (Blinds)
      • Level: Main
      • Area: 162 Square Feet
      • Dimensions: 9X18
      Bar entertainment
      • Features: Flooring (Ceramic Tile)
      • Level: Basement
      • Area: 110 Square Feet
      • Dimensions: 11X10
      Dining room
      • Level: Main
      • Area: 224 Square Feet
      • Dimensions: 14X16
      Family room
      • Features: Flooring (Wood Laminate)
      • Level: Basement
      • Area: 190 Square Feet
      • Dimensions: 19X10
      Foyer
      • Features: Flooring (Wood Laminate)
      • Level: Main
      • Area: 154 Square Feet
      • Dimensions: 14X11
      Kitchen
      • Features: Kitchen (Eating Area-Breakfast Bar)
      • Level: Main
      • Area: 234 Square Feet
      • Dimensions: 18X13
      Laundry
      • Level: Basement
      • Area: 100 Square Feet
      • Dimensions: 10X10
      Living room
      • Features: Flooring (Wood Laminate)
      • Level: Main
      • Area: 294 Square Feet
      • Dimensions: 14X21
      Loft
      • Features: Flooring (Wood Laminate)
      • Level: Second
      • Area: 90 Square Feet
      • Dimensions: 9X10
      Office
      • Features: Flooring (Wood Laminate), Window Treatments (Blinds)
      • Level: Second
      • Area: 72 Square Feet
      • Dimensions: 9X8
      Heating
      • Natural Gas
      Cooling
      • Central Air
      Appliances
      • Included: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Stainless Steel Appliance(s)
      • Laundry: Main Level, Upper Level
      Features
      • Wet Bar, 1st Floor Bedroom, 1st Floor Full Bath
      • Flooring: Laminate
      • Basement: Finished,Full
      • Attic: Pull Down Stair
      Interior area
      • Total structure area: 0
      • Total interior livable area: 3,192 sqft

      Property

      Parking
      • Total spaces: 2.5
      • Parking features: Asphalt, Garage Door Opener, Yes, Garage Owned, Attached, Garage
      • Attached garage spaces: 2.5
      • Has uncovered spaces: Yes
      Accessibility
      • Accessibility features: No Disability Access
      Features
      • Stories: 3
      • Patio & porch: Patio
      • Exterior features: Balcony
      • Has view: Yes
      • View description: Water
      • Has water view: Yes
      • Water view: Water
      • Waterfront features: Lake Front
      Lot
      • Size: 10,454 Square Feet
      Details
      • Parcel number: 05102070240000
      • Special conditions: None
      • Other equipment: Ceiling Fan(s), Sump Pump

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Traditional
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding
      • Foundation: Block
      • Roof: Asphalt
      Condition
      • New construction: No
      • Year built: 1930
      • Major remodel year: 2020

      Utilities & green energy

      • Electric: Circuit Breakers
      • Sewer: Public Sewer
      • Water: Public

      Community & HOA

      Community
      • Features: Lake, Water Rights, Street Paved
      HOA
      • Services included: None
      Location
      • Region: Fox Lake

      Financial & listing details

      • Price per square foot: $150/sqft
      • Tax assessed value: $312,110
      • Annual tax amount: $8,636
      • Date on market: 5/11/2026
      • Ownership: Fee Simple
      • Has irrigation water rights: Yes

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        9/1/2026Price change$5,000+17.6%$2/sqft
        Source: Zillow Rentals Report a problem
        8/8/2026Listed for rent$4,250$1/sqft
        Source: Zillow Rentals Report a problem
        7/12/2026Listing removed$4,250$1/sqft
        Source: Zillow Rentals Report a problem
        6/8/2026Price change$4,250-13.3%$1/sqft
        Source: Zillow Rentals Report a problem
        6/7/2026Price change$479,000-4%$150/sqft
        Source: MRED as distributed by MLS GRID #12644013 Report a problem
        4/6/2026Price change$499,000-11.7%$156/sqft
        Source: MRED as distributed by MLS GRID #12610615 Report a problem
        3/17/2026Price change$565,000-4.2%$177/sqft
        Source: MRED as distributed by MLS GRID #12574282 Report a problem
        2/21/2026Listed for sale$590,000+87.3%$185/sqft
        Source: MRED as distributed by MLS GRID #12574282 Report a problem
        1/19/2026Price change$4,900-2%$2/sqft
        Source: Zillow Rentals Report a problem
        1/11/2026Price change$5,000+19%$2/sqft
        Source: Zillow Rentals Report a problem
        12/22/2025Listed for rent$4,200+6.3%$1/sqft
        Source: Zillow Rentals Report a problem
        1/20/2025Listing removed$3,950$1/sqft
        Source: Zillow Rentals Report a problem
        1/3/2025Listed for rent$3,950+5.3%$1/sqft
        Source: Zillow Rentals Report a problem
        11/28/2024Listing removed$3,750-6.3%$1/sqft
        Source: Zillow Rentals Report a problem
        11/6/2024Listed for rent$4,000$1/sqft
        Source: Zillow Rentals Report a problem
        10/29/2024Listing removed$4,000$1/sqft
        Source: Zillow Rentals Report a problem
        10/19/2024Price change$4,000-11.1%$1/sqft
        Source: Zillow Rentals Report a problem
        10/10/2024Listed for rent$4,500$1/sqft
        Source: Zillow Rentals Report a problem
        4/10/2024Listing removed--
        Source: Zillow Rentals Report a problem
        3/4/2024Price change$4,500+20%$1/sqft
        Source: Zillow Rentals Report a problem
        1/26/2024Listed for rent$3,750$1/sqft
        Source: Zillow Rentals Report a problem
        1/13/2024Listing removed--
        Source: Zillow Rentals Report a problem
        12/14/2023Listed for rent$3,750$1/sqft
        Source: Zillow Rentals Report a problem
        12/2/2022Listing removed--
        Source: Zillow Rental Manager Report a problem
        10/26/2022Listed for rent$3,750$1/sqft
        Source: Zillow Rental Manager Report a problem
        5/4/2021Sold$315,000+43.2%$99/sqft
        Source: MRED as distributed by MLS GRID #11028786 Report a problem
        8/12/2003Sold$220,000$69/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$8,509 +15.1%$112,328 +8%
        2023$7,392 +15.6%$104,026 +23.5%
        2022$6,396 +3%$84,241 +19.8%
        2021$6,207 -17%$70,299 -10.5%
        2020$7,478 +4.7%$78,512 +4.3%
        2019$7,143 +41.5%$75,289 +138.1%
        2018$5,049 $31,616 -36.5%
        2017$5,049 +3.9%$49,807 +9.3%
        2016$4,861 +6.7%$45,552 +7.2%
        2015$4,555 -2.9%$42,508 +6.6%
        2014$4,690 -4.2%$39,888 -9.3%
        2012$4,894 +13.5%$43,970 -34.3%
        2011$4,311 +383.9%$66,965 +479.8%
        2010$891 +7.9%$11,550 -2.8%
        2009$826 -83.9%$11,877 -84.1%
        2008$5,120 +1%$74,747 +2.9%
        2006$5,068 +4.2%$72,640
        2005$4,863 +750.2%--
        2004$572 +1.3%--
        2003$565 +3.4%--
        2002$546 -3.2%--
        2001$564 +2.7%$7,235 +3.8%
        2000$549 $6,968
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 60020

        Getting around

        25 / 100
        Car-Dependent
        31 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Stanton
        • High: Grant Community High School
        • District: 114

        Source: MRED as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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