Skip main navigation
For sale
  • $449,500

    4900 Lotta Ct, Saint Cloud, FL 34772

    3beds
    1,957sqft
    : 
    Loading
    Get pre-qualified
    Single Family Residence
    Built in 2021
    5,663 Square Feet Lot
    $438,600 Zestimate®
    $230/sqft
    $104/mo HOA

    What's special

    Modern designTwo-car garageEasy one-level livingOpen light-filled layoutWater accessPrivate yardWalk-in closet
    Welcome to lake-connected living in the highly sought-after Hanover Lakes community, where modern design meets an unbeatable waterfront lifestyle. Built in 2021, this beautifully maintained single-story home offers nearly 2,000 square feet of thoughtfully designed living space with 3 bedrooms and 2 bathrooms, perfectly positioned on a canal with direct access to the Alligator Chain of Lakes. Step inside to an open, light-filled layout featuring durable ceramic tile throughout the main living areas, a seamless living and dining combination, and sliding glass doors that invite indoor-outdoor living. The kitchen is both functional and stylish, offering ample workspace and modern appliances, ideal for everyday living or entertaining guests. The spacious primary suite is tucked away for privacy and includes a walk-in closet and a comfortable ensuite bath, creating a true retreat at the end of the day. Outside, enjoy the freedom of a private yard and the rare opportunity to live in a community with boat slip access, sidewalks, and a well-maintained neighborhood atmosphere. With a two-car garage, public utilities, low monthly HOA, CDD already in place, and convenient access to major roadways, shopping, dining, and everyday essentials, this home delivers the perfect balance of comfort, location, and lifestyle. Whether you’re drawn to the newer construction, the water access, or the easy one-level living, this home stands out as an exceptional opportunity in St. Cloud’s growing lakefront corridor.
    172 days
    |
    28
    |
    0
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Maria Goris 407-916-6648,

    MARKET CONNECT REALTY LLC 407-250-4708

    Source: Stellar MLS,MLS#: O6374765MLS LogoOriginating MLS: Orlando Regional

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Primary bedroom
      • Features: Walk-In Closet(s)
      • Level: First
      • Area: 168 Square Feet
      • Dimensions: 14x12
      Kitchen
      • Level: First
      • Area: 154 Square Feet
      • Dimensions: 14x11
      Living room
      • Level: First
      • Area: 121 Square Feet
      • Dimensions: 11x11
      Heating
      • Central
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Disposal, Electric Water Heater, Microwave, Refrigerator, Washer
      • Laundry: Electric Dryer Hookup, Laundry Room, Washer Hookup
      Features
      • Living Room/Dining Room Combo, Primary Bedroom Main Floor, Thermostat, Walk-In Closet(s)
      • Flooring: Ceramic Tile
      • Doors: Sliding Doors
      • Has fireplace: No
      Interior area
      • Total structure area: 2,700
      • Total interior livable area: 1,957 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage - Attached
      • Attached garage spaces: 2
      Features
      • Levels: One
      • Stories: 1
      • Exterior features: Private Entrance, Private Yard, Sidewalk
      • Has view: Yes
      • View description: Canal
      • Has water view: Yes
      • Water view: Canal
      • Waterfront features: Lake Privileges
      • Body of water: ALLIGATOR CHAIN OF LAKES
      Lot
      • Size: 5,663 Square Feet
      Details
      • Parcel number: 202631342900012530
      • Zoning: RES
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Brick, Concrete, Stucco
      • Foundation: Slab
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 2021

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Electricity Connected, Public, Water Available, Water Connected

      Community & HOA

      Community
      • Features: Boat Slip
      • Pet fee: $0 monthly
      • Subdivision: HANOVER LAKES PH 3
      HOA
      • Has HOA: Yes
      • Amenities included: Clubhouse, Pool
      • HOA fee: $104 monthly
      • HOA name: Artemis Lifestyles
      • HOA phone: 407-705-2190
      Location
      • Region: Saint Cloud

      Financial & listing details

      • Price per square foot: $230/sqft
      • Tax assessed value: $383,100
      • Annual tax amount: $7,337
      • Date on market: 1/29/2026
      • Cumulative days on market: 131 days
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Concrete, Paved

        Estimated market value

        $438,600

        $417,000 - $461,000

        $2,379/mo

        Price history

        DateEventPrice
        1/29/2026Listed for sale$449,500+45.7%$230/sqft
        Source: Stellar MLS #O6374765 Report a problem
        3/8/2021Sold$308,500$158/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$7,338 +0.2%$383,100 +0.1%
        2024$7,322 +2.1%$382,600 +1.4%
        2023$7,170 +5.8%$377,400 +20.6%
        2022$6,775 +155.4%$312,900 +279.3%
        2021$2,653 +58.8%$82,500 +184.5%
        2020$1,671 $29,000
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 34772

        Getting around

        0 / 100
        Car-Dependent
        35 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

        A local agent can set up tours, give advice and negotiate with sellers.

        Browse local experts

        Similar homes