For sale

Price cut: $26K (9/28)

$799,000

498 Delta Ln, Big Sandy, TN 38221

3beds

2,771sqft

$4,967/mo

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Residential

Built in 1980

2.11 Acres Lot

$761,200 Zestimate^®

$288/sqft

$-- HOA

What's special

Beautiful water viewsInterior storage roomPrivate dockSix exterior security cameras

Waterfront Living Awaits! Wake up to beautiful water views in this 3-bedroom, 2-bath waterfront home situated on 2.11 acres with your own private dock! One of the bedrooms can easily be used as a den, office, or bonus room, giving you the flexibility to make the space your own. Roof only 3 years old and new windows! Spacious living room with a fireplace, kitchen with dining area and bar seating, utility room with additional kitchen space, interior storage room, fiber optic internet, six exterior security cameras, and crawlspace recently re-insulated. Deck leading down to the private dock! 3 bay carport, long paved driveway with a gated entrance! Whether you're searching for a year-round home, a weekend retreat, or an investment opportunity, this property offers endless possibilities and is priced to sell!

62 days
448
21

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 2
Full bathrooms: 2
Main level bedrooms: 1

Rooms

Room types: Living Room, Dining Room, Kitchen, Utility Room, Bedroom 1, Bedroom 2, Bedroom 3, Den, Other-See Remarks

Primary bedroom

Level: Main
Area: 550
Dimensions: 25 x 22

Bedroom 2

Level: Second
Area: 121
Dimensions: 11 x 11

Bedroom 3

Level: Second
Area: 121
Dimensions: 11 x 11

Dining room

Level: Main
Area: 100
Dimensions: 10 x 10

Kitchen

Level: Main
Area: 198
Dimensions: 18 x 11

Living room

Level: Main
Area: 468
Dimensions: 26 x 18

Basement

Area: 0

Heating

Central/Electric

Cooling

Central Air

Appliances

Included: Refrigerator, Microwave, Oven, Cooktop
Laundry: Washer/Dryer Hookup, Main Level

Features

Vaulted Ceiling(s), Ceiling Fan(s), Walk-In Closet(s)
Flooring: Carpet, Laminate
Doors: Storm Door(s)
Windows: Storm Window(s)
Basement: Crawl Space
Attic: Access Only
Number of fireplaces: 1
Fireplace features: Gas Log

Interior area

Total structure area: 2,771
Total interior livable area: 2,771 sqft

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Property

Parking

Total spaces: 2
Parking features: Double Attached Carport, Asphalt
Carport spaces: 2
Has uncovered spaces: Yes

Features

Levels: Two
Stories: 2
Patio & porch: Rear Porch, Deck, Covered Porch, Other
Exterior features: Garden, Storage, Balcony
Fencing: None
On waterfront: Yes
Waterfront features: Waterfront, Existing, Lake

Lot

Size: 2.11 Acres
Dimensions: 2.11
Features: County, Acreage

Details

Parcel number: 22.00 & 23.00

Construction

Type & style

Home type: SingleFamily
Architectural style: Traditional
Property subtype: Residential

Materials

Vinyl Siding
Roof: Composition

Condition

Year built: 1980

Utilities & green energy

Sewer: Septic Tank
Water: Public
Utilities for property: Cable Available

Community & HOA

Community

Subdivision: Harbor Town

Location

Region: Big Sandy

Financial & listing details

Price per square foot: $288/sqft
Tax assessed value: $424,000
Annual tax amount: $1,809
Date on market: 8/7/2026
Road surface type: Paved

Estimated market value

$761,200

$723,000 - $799,000

Not available

Price history

Date	Event	Price
9/28/2026	Price change	$799,000-3.2%$288/sqft
Source: Tennessee Valley MLS #137106 Report a problem
8/7/2026	Listed for sale	$825,000+157042.9%$298/sqft
Source: Tennessee Valley MLS #137106 Report a problem
10/28/1996	Sold	$525
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$1,809 -8.3%	$106,000 +46.6%
2024	$1,973 +5%	$72,325 +5%
2023	$1,879	$68,875
2022	$1,879	$68,875
2021	$1,879 -0.1%	$68,875
2020	$1,880 +7%	$68,875 +15.7%
2019	$1,757	$59,550
2018	$1,757 0%	$59,550
2017	$1,757 +2%	$59,550
2016	$1,722 -3.3%	$59,550
2015	$1,781 -5.7%	$59,550
2014	$1,889	$59,550 -7.3%
2013	$1,889	$64,237
2012	$1,889	$64,237
2011	$1,889	$64,237
2010	$1,889	$64,237
2009	--	$64,237 +9.3%
2008	$1,727	$58,748
2007	$1,727 +6.9%	$58,748
2006	$1,616	$58,748
2005	$1,616 -8.9%	$58,748
2004	$1,774 +6.8%	$58,748 +3.6%
2002	$1,662	$56,717 +55.7%
2001	--	$36,429 -75%
2000	--	$145,717

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

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Climate risks

Neighborhood: 38221

Getting around

0 / 100

Car-Dependent

11 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

6/10
Big Sandy School
Grades: K-12Distance: 2.8 mi
6/10
Camden Central High School
Grades: 9-12Distance: 13.7 mi

Schools provided by the listing agent

Elementary: Big Sandy
Middle: Big Sandy
High: Camden

Source: Tennessee Valley MLS . This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.