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For sale
  • $640,000

    512 Elm St, Frederick, MD 21701

    4beds
    1,928sqft
    : 
    $4,499/mo
    Get pre-qualified
    Single Family Residence
    Built in 1915
    1,840 Square Feet Lot
    $631,100 Zestimate®
    $332/sqft
    $-- HOA

    What's special

    Beautifully preserved woodworkBuilt-in benchPrivate off-street parking spaceAbundant natural lightQuartz countertopsOriginal hardwood floorsEnergy-efficient tilt-in replacement windows
    Some homes are renovated, others are thoughtfully cared for, carefully improved and beautifully preserved. 512 Elm Street is decidedly the latter. Built in 1915 and impeccably maintained, this distinctive Frederick home pairs the craftsmanship and character of its era with exceptionally well-considered updates—all within walking distance of Baker Park, Hood College & historic Downtown Frederick. The first impression is unforgettable. A deep wraparound front porch finished in true 1-inch mahogany decking, complete with a hanging porch swing, creates an inviting place for morning coffee or watching the neighborhood go by. Its location alongside an alley provides something equally uncommon for an in-town home: additional separation from its neighbor, abundant natural light & a private off-street parking space. Inside, original hardwood floors, beautifully preserved woodwork and a built-in bench speak to the home's 1915 heritage. Energy-efficient tilt-in replacement windows fill the rooms with light, while the original masonry fireplace, converted to a gas fireplace/stove, adds warmth and character to the living room. Thoughtfully reimagined in 2015, the kitchen was opened to the dining room for a more gracious flow while remaining sympathetic to the home's architecture. Quality custom cabinetry offers exceptional storage with pull-out shelving and a dedicated spice rack, complemented by Quartz countertops and a generous peninsula. The adjoining dining room is framed by a beautiful box bay window. Attention to detail continues with a former closet transformed into a butler's pantry offering additional counter space, storage and a discreet home for small appliances. A convenient powder room was added just off the kitchen, and even a toe-kick heater beneath the cabinetry was incorporated to warm your feet on cold mornings. Beyond the kitchen, a fully hardscaped, wonderfully private courtyard extends the living space outdoors—ideal for dining, entertaining or a quiet evening at home. A gate provides direct access to the off-street parking space. The second floor offers three comfortable bedrooms, an updated full bath and access to a charming private porch. Custom blinds dress the bedroom windows, and the care invested in this home extends beyond what is immediately visible, including painstakingly replastered walls in the front bedroom & hallway rather than simply concealing the imperfections of a century-old home. The third floor is an unexpected indulgence. Designed as a private owner's retreat, the entire level offers a spacious bedroom, full bath with double sinks and generous walk-in closet with a custom organization system—a beautifully conceived sanctuary rarely found in a home of this vintage. The lower level adds a family room refinished in 2012 with built-in shelving, along with laundry, utility and storage areas. Improvements behind the scenes are equally thoughtful. A Carrier mini-split system installed in 2020 provides both air conditioning & heat without compromising the home's architecture with extensive ductwork. Blown-in attic insulation enhances efficiency, and the roof features 30-year architectural shingles installed in 2006. Set on a quieter residential street just one block from Hood College, 512 Elm Street offers the opportunity to truly enjoy Frederick on foot. Stroll to Baker Park, continue into the Historic District for dinner, shopping, coffee or an evening downtown, then return to the relative calm of Elm Street and that wonderful wrap around porch. For buyers searching for a historic Frederick home with four bedrooms, 2.5 baths, off-street parking, original hardwood floors, an updated kitchen, private third-floor primary suite, finished lower level & exceptional outdoor living spaces, this is an increasingly rare combination. Here, quality and preservation were chosen allowing a century of character to not simply survive, but to be beautifully celebrated.
    21 days
    1,433
    76

    Zillow last checked:

    Listing updated:

    Listed by:

    Jennifer Grove 301-788-1887,

    Bach Real Estate (301) 695-9600

    Source: Bright MLS,MLS#: MDFR2088982MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      • Main level bathrooms: 1
      Rooms
      • Room types: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Family Room
      Primary bedroom
      • Features: Attached Bathroom, Cathedral/Vaulted Ceiling, Flooring - HardWood, Walk-In Closet(s), Window Treatments, Ceiling Fan(s)
      • Level: Upper
      Bedroom 2
      • Features: Flooring - HardWood, Walk-In Closet(s), Window Treatments, Ceiling Fan(s)
      • Level: Upper
      Bedroom 3
      • Features: Flooring - HardWood, Window Treatments, Ceiling Fan(s)
      • Level: Upper
      Bedroom 4
      • Features: Balcony Access, Flooring - HardWood, Lighting - Ceiling, Window Treatments
      • Level: Upper
      Dining room
      • Features: Flooring - HardWood, Window Treatments
      • Level: Main
      Family room
      • Features: Built-in Features
      • Level: Lower
      Kitchen
      • Features: Breakfast Bar, Countertop(s) - Quartz, Crown Molding, Flooring - HardWood, Kitchen - Gas Cooking, Lighting - Ceiling, Recessed Lighting, Pantry, Window Treatments
      • Level: Main
      Living room
      • Features: Built-in Features, Fireplace - Gas, Flooring - HardWood, Lighting - Pendants, Window Treatments
      • Level: Main
      Heating
      • Radiator, Programmable Thermostat, Steam, Oil, Natural Gas, Electric
      Cooling
      • Ductless, Programmable Thermostat, Electric
      Appliances
      • Included: Dishwasher, Dryer, Exhaust Fan, Refrigerator, Washer, Disposal, Microwave, Oven/Range - Gas, Range Hood, Stainless Steel Appliance(s), Cooktop, Electric Water Heater
      • Laundry: In Basement
      Features
      • Dining Area, Floor Plan - Traditional, Kitchen - Table Space, Bathroom - Stall Shower, Bathroom - Tub Shower, Built-in Features, Ceiling Fan(s), Kitchen - Gourmet, Pantry, Primary Bath(s), Upgraded Countertops, Walk-In Closet(s), 9'+ Ceilings, Plaster Walls, Dry Wall
      • Flooring: Hardwood, Ceramic Tile, Wood
      • Windows: Bay/Bow, Screens, Double Pane Windows, Insulated Windows, Replacement, Window Treatments
      • Basement: Connecting Stairway,Partially Finished,Rear Entrance,Improved,Interior Entry,Walk-Out Access,Windows
      • Number of fireplaces: 1
      • Fireplace features: Equipment, Mantel(s), Brick
      Interior area
      • Total structure area: 2,416
      • Total interior livable area: 1,928 sqft
      • Finished area above ground: 1,736
      • Finished area below ground: 192

      Property

      Parking
      • Total spaces: 1
      • Parking features: Driveway, On Street
      • Uncovered spaces: 1
      Accessibility
      • Accessibility features: None
      Features
      • Levels: Four
      • Stories: 4
      • Patio & porch: Wrap Around, Porch, Brick, Patio
      • Exterior features: Sidewalks, Extensive Hardscape, Stone Retaining Walls, Water Fountains, Balcony
      • Pool features: None
      • Fencing: Full
      • Has view: Yes
      • View description: City
      Lot
      • Size: 1,840 Square Feet
      • Dimensions: LotLength:80 x LotWidth:23
      • Features: Corner Lot/Unit
      Details
      • Additional structures: Above Grade, Below Grade
      • Parcel number: 1102084422
      • Zoning: DBO
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Craftsman
      • Property subtype: Single Family Residence
      • Attached to another structure: Yes
      Materials
      • Brick
      • Foundation: Block
      • Roof: Architectural Shingle
      Condition
      • Excellent
      • New construction: No
      • Year built: 1915

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Fiber Optic

      Community & HOA

      Community
      • Subdivision: Hood College
      HOA
      • Has HOA: No
      Location
      • Region: Frederick
      • Municipality: FREDERICK CITY

      Financial & listing details

      • Price per square foot: $332/sqft
      • Tax assessed value: $408,533
      • Annual tax amount: $6,843
      • Date on market: 9/18/2026
      • Listing agreement: Exclusive Right To Sell
      • Ownership: Fee Simple
      • Road surface type: Black Top

        Estimated market value

        $631,100

        $600,000 - $663,000

        $2,774/mo

        Price history

        DateEventPrice
        9/18/2026Listed for sale$640,000+368.9%$332/sqft
        Source: Bright MLS #MDFR2088982 Report a problem
        12/8/1998Sold$136,500$71/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$6,931 -95.3%$374,900 +7.4%
        2024$146,552 +2424.2%$348,933 +8%
        2023$5,806 +9.1%$322,967 +8.7%
        2022$5,320 +0.7%$297,000 +0.8%
        2021$5,281 +1.3%$294,533
        2020$5,215 +0.9%--
        2019$5,169 +1.3%$289,600 +1.3%
        2018$5,101 +50.3%$285,967 -1.3%
        2017$3,394 -16.4%$289,600 +3.9%
        2016$4,060 $278,700
        2015$4,060 $278,700
        2014$4,060 $278,700 -15.8%
        2013-- $331,100
        2012-- $331,100
        2011-- $331,100 -29.6%
        2010-- $470,360 +10.8%
        2009-- $424,592 +12.1%
        2008-- $378,826 +13.7%
        2007-- $333,060 +23.5%
        2006-- $269,600 +30.8%
        2005-- $206,140 +44.5%
        2004-- $142,680 +6.8%
        2003-- $133,586 +7.3%
        2002-- $124,493 +7.9%
        2001-- $115,400
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 21701

        Getting around

        85 / 100
        Very Walkable
        31 / 100
        Some Transit
        71 / 100
        Very Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Parkway
        • Middle: West Frederick
        • High: Frederick
        • District: Frederick County Public Schools

        Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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