NEW MARKET PRICE! This home can't be built where it's marketed, so why wait when you can move in now!
Welcome to your next home, beautifully situated on a 0.54-acre lot with water views from the back. This walkout basement home is located in the gated community of Reflection Pointe on Lake Wylie. Step through the striking, custom-designed Clark metal arched door into a warm and inviting two-story foyer, where beautiful Terracotta French tiles flow seamlessly into the kitchen, breakfast area, and back entry. Upon entry, to your left sits a formal dining room, while to your right, a cozy sitting room/den features elegant built-in cabinetry, both with walnut hardwood floors. Perfect for entertaining, the gourmet kitchen boasts cherry cabinetry with self-closing drawers, granite countertops, and Travertine tile backsplash with slate inserts on the cooktop wall. The center of the kitchen has a copper pot hanger over a baking table, and a large island with a sink and breakfast bar, great for entertaining. Stainless steel appliances, including a refrigerator, a five-burner cooktop with a copper range hood, a dishwasher, and a double-wall oven, enhance the kitchen's feel. The breakfast area also connects back to the sitting/den via a butler's pantry, complete with soapstone countertops, stone tile backsplash, a sink, a wine refrigerator, and a half-bath. Moving into the heart of the home, the layout opens into an expansive floor plan with seven-inch-wide, multi-length walnut hardwood floors that flow across the family room. The family room centers around a cozy fireplace and offers picturesque outdoor views with direct access to the back deck.
For ultimate relaxation, the main-level primary suite features walnut hardwood floors, a primary bathroom with travertine-tiled floors, split vanities, marble countertops, cherry cabinetry, a soaking tub, and a spacious walk-in closet with custom built-ins. The laundry is conveniently located in the back-entry mudroom, featuring cherry cabinets with soapstone countertops, a stone-and-copper tile backsplash, and a sink. Upstairs, you will find two additional bedrooms, a Jack-and-Jill bath, and an unfinished 300-square-foot space over the garage, ripe for conversion. The walkout lower level adds tremendous value, offering a massive recreation room with a wet bar, a fourth bedroom, and a full bath. The unfinished workshop and storage areas offer excellent potential for conversion into additional heated living space. Enjoy the expansive fenced backyard with a stone water feature, low-maintenance astroturf, seasonal waterviews, and additional area for possible pool or expanded green space. The side facing the two-car garage is also wired for electric vehicles. The community amenities, fountained ponds, recreation field, and marina area with lake access are why you will find this to be one of Belmont's finest communities!
Active
Price cut: $39.6K (7/8)
$1,149,900
5138 Watermead Ln #130, Belmont, NC 28012
4beds
3,978sqft
Single Family Residence
Built in 2012
0.54 Acres Lot
$1,119,600 Zestimate®
$289/sqft
$224/mo HOA
What's special
Walnut hardwood floorsGranite countertopsFormal dining roomBeautiful terracotta french tiles
- 98 days
- 617
- 24
Zillow last checked:
Listing updated:
Listed by:
Jeff Moll jmoll@kw.com,
Keller Williams Ballantyne Area
Source: Canopy MLS as distributed by MLS GRID,MLS#: 4382710
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bedrooms: 1
Primary bedroom
- Features: Garden Tub, Walk-In Closet(s)
- Level: Main
Bedroom s
- Level: Upper
Bedroom s
- Level: Upper
Bathroom full
- Level: Main
Bathroom half
- Level: Main
Bathroom full
- Level: Upper
Bathroom full
- Level: Basement
Other
- Level: Basement
Breakfast
- Level: Main
Dining room
- Level: Main
Family room
- Level: Main
Kitchen
- Features: Breakfast Bar, Kitchen Island, Open Floorplan, Walk-In Pantry
- Level: Main
Laundry
- Level: Main
Living room
- Level: Main
Recreation room
- Features: Wet Bar
- Level: Basement
Heating
- Forced Air, Heat Pump, Natural Gas, Zoned
Cooling
- Ceiling Fan(s), Central Air
Appliances
- Included: Dishwasher, Disposal, Double Oven, Electric Water Heater, Exhaust Hood, Gas Cooktop, Refrigerator with Ice Maker, Self Cleaning Oven, Washer/Dryer, Wine Refrigerator
- Laundry: Mud Room, Main Level, Sink
Features
- Breakfast Bar, Kitchen Island, Open Floorplan, Pantry, Storage, Walk-In Closet(s), Walk-In Pantry, Wet Bar
- Flooring: Carpet, Tile, Wood
- Basement: Basement Shop,Partially Finished,Storage Space,Walk-Out Access,Walk-Up Access
- Attic: Walk-In
- Fireplace features: Family Room, Gas
Interior area
- Total structure area: 2,702
- Total interior livable area: 3,978 sqft
- Finished area above ground: 2,702
- Finished area below ground: 1,276
Video & virtual tour
Property
Parking
- Total spaces: 4
- Parking features: Attached Garage, Garage Faces Side, Garage on Main Level
- Attached garage spaces: 2
- Uncovered spaces: 2
Features
- Levels: One and One Half
- Stories: 1.5
- Patio & porch: Covered, Deck, Wrap Around
- Fencing: Back Yard,Fenced
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- Waterfront features: Beach - Public
- Body of water: Lake Wylie
Lot
- Size: 0.54 Acres
- Features: Green Area, Sloped, Wooded, Views
Details
- Parcel number: 203898
- Zoning: R-1
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Stucco, Stone
Condition
- New construction: No
- Year built: 2012
Utilities & green energy
- Sewer: Public Sewer, Private Sewer
- Water: City
- Utilities for property: Cable Connected, Electricity Connected, Fiber Optics, Underground Power Lines, Underground Utilities, Wired Internet Available
Community & HOA
Community
- Features: Boat Storage, Clubhouse, Gated, Lake Access, Picnic Area, Playground, Pond, Recreation Area, Street Lights, Tennis Court(s), Walking Trails
- Subdivision: Reflection Pointe
HOA
- Has HOA: Yes
- HOA fee: $1,347 semi-annually
- HOA name: Property Matters Realty
- HOA phone: 704-861-0833
Location
- Region: Belmont
Financial & listing details
- Price per square foot: $289/sqft
- Tax assessed value: $778,970
- Date on market: 5/22/2026
- Cumulative days on market: 98 days
- Listing terms: Cash,Conventional
- Electric utility on property: Yes
- Road surface type: Brick, Paved
Estimated market value
$1,119,600
$1.06M - $1.18M
$3,353/mo
Price history
| Date | Event | Price |
|---|---|---|
| 7/8/2026 | Price change | $1,149,900-3.3%$289/sqft |
Source: | ||
| 6/16/2026 | Price change | $1,189,500-4.8%$299/sqft |
Source: | ||
| 5/22/2026 | Listed for sale | $1,249,900$314/sqft |
Source: | ||
Public tax history
Tax history is unavailable.
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 28012
Nearby schools
Schools provided by the listing agent
- Elementary: Belmont Central
- Middle: Belmont
- High: South Point (NC)
Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.





