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  • Price cut: $39.6K (7/8)
    $1,149,900

    5138 Watermead Ln #130, Belmont, NC 28012

    4beds
    3,978sqft
    : 
    $6,881/mo
    Get pre-qualified
    Single Family Residence
    Built in 2012
    0.54 Acres Lot
    $1,119,600 Zestimate®
    $289/sqft
    $224/mo HOA

    What's special

    Walnut hardwood floorsGranite countertopsFormal dining roomBeautiful terracotta french tiles
    NEW MARKET PRICE! This home can't be built where it's marketed, so why wait when you can move in now! Welcome to your next home, beautifully situated on a 0.54-acre lot with water views from the back. This walkout basement home is located in the gated community of Reflection Pointe on Lake Wylie. Step through the striking, custom-designed Clark metal arched door into a warm and inviting two-story foyer, where beautiful Terracotta French tiles flow seamlessly into the kitchen, breakfast area, and back entry. Upon entry, to your left sits a formal dining room, while to your right, a cozy sitting room/den features elegant built-in cabinetry, both with walnut hardwood floors. Perfect for entertaining, the gourmet kitchen boasts cherry cabinetry with self-closing drawers, granite countertops, and Travertine tile backsplash with slate inserts on the cooktop wall. The center of the kitchen has a copper pot hanger over a baking table, and a large island with a sink and breakfast bar, great for entertaining. Stainless steel appliances, including a refrigerator, a five-burner cooktop with a copper range hood, a dishwasher, and a double-wall oven, enhance the kitchen's feel. The breakfast area also connects back to the sitting/den via a butler's pantry, complete with soapstone countertops, stone tile backsplash, a sink, a wine refrigerator, and a half-bath. Moving into the heart of the home, the layout opens into an expansive floor plan with seven-inch-wide, multi-length walnut hardwood floors that flow across the family room. The family room centers around a cozy fireplace and offers picturesque outdoor views with direct access to the back deck. For ultimate relaxation, the main-level primary suite features walnut hardwood floors, a primary bathroom with travertine-tiled floors, split vanities, marble countertops, cherry cabinetry, a soaking tub, and a spacious walk-in closet with custom built-ins. The laundry is conveniently located in the back-entry mudroom, featuring cherry cabinets with soapstone countertops, a stone-and-copper tile backsplash, and a sink. Upstairs, you will find two additional bedrooms, a Jack-and-Jill bath, and an unfinished 300-square-foot space over the garage, ripe for conversion. The walkout lower level adds tremendous value, offering a massive recreation room with a wet bar, a fourth bedroom, and a full bath. The unfinished workshop and storage areas offer excellent potential for conversion into additional heated living space. Enjoy the expansive fenced backyard with a stone water feature, low-maintenance astroturf, seasonal waterviews, and additional area for possible pool or expanded green space. The side facing the two-car garage is also wired for electric vehicles. The community amenities, fountained ponds, recreation field, and marina area with lake access are why you will find this to be one of Belmont's finest communities!
    98 days
    617
    24

    Zillow last checked:

    Listing updated:

    Listed by:

    Jeff Moll jmoll@kw.com,

    Keller Williams Ballantyne Area

    Source: Canopy MLS as distributed by MLS GRID,MLS#: 4382710MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 4
      • Full bathrooms: 3
      • 1/2 bathrooms: 1
      • Main level bedrooms: 1
      Primary bedroom
      • Features: Garden Tub, Walk-In Closet(s)
      • Level: Main
      Bedroom s
      • Level: Upper
      Bedroom s
      • Level: Upper
      Bathroom full
      • Level: Main
      Bathroom half
      • Level: Main
      Bathroom full
      • Level: Upper
      Bathroom full
      • Level: Basement
      Other
      • Level: Basement
      Breakfast
      • Level: Main
      Dining room
      • Level: Main
      Family room
      • Level: Main
      Kitchen
      • Features: Breakfast Bar, Kitchen Island, Open Floorplan, Walk-In Pantry
      • Level: Main
      Laundry
      • Level: Main
      Living room
      • Level: Main
      Recreation room
      • Features: Wet Bar
      • Level: Basement
      Heating
      • Forced Air, Heat Pump, Natural Gas, Zoned
      Cooling
      • Ceiling Fan(s), Central Air
      Appliances
      • Included: Dishwasher, Disposal, Double Oven, Electric Water Heater, Exhaust Hood, Gas Cooktop, Refrigerator with Ice Maker, Self Cleaning Oven, Washer/Dryer, Wine Refrigerator
      • Laundry: Mud Room, Main Level, Sink
      Features
      • Breakfast Bar, Kitchen Island, Open Floorplan, Pantry, Storage, Walk-In Closet(s), Walk-In Pantry, Wet Bar
      • Flooring: Carpet, Tile, Wood
      • Basement: Basement Shop,Partially Finished,Storage Space,Walk-Out Access,Walk-Up Access
      • Attic: Walk-In
      • Fireplace features: Family Room, Gas
      Interior area
      • Total structure area: 2,702
      • Total interior livable area: 3,978 sqft
      • Finished area above ground: 2,702
      • Finished area below ground: 1,276

      Property

      Parking
      • Total spaces: 4
      • Parking features: Attached Garage, Garage Faces Side, Garage on Main Level
      • Attached garage spaces: 2
      • Uncovered spaces: 2
      Features
      • Levels: One and One Half
      • Stories: 1.5
      • Patio & porch: Covered, Deck, Wrap Around
      • Fencing: Back Yard,Fenced
      • Has view: Yes
      • View description: Water
      • Has water view: Yes
      • Water view: Water
      • Waterfront features: Beach - Public
      • Body of water: Lake Wylie
      Lot
      • Size: 0.54 Acres
      • Features: Green Area, Sloped, Wooded, Views
      Details
      • Parcel number: 203898
      • Zoning: R-1
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Stucco, Stone
      Condition
      • New construction: No
      • Year built: 2012

      Utilities & green energy

      • Sewer: Public Sewer, Private Sewer
      • Water: City
      • Utilities for property: Cable Connected, Electricity Connected, Fiber Optics, Underground Power Lines, Underground Utilities, Wired Internet Available

      Community & HOA

      Community
      • Features: Boat Storage, Clubhouse, Gated, Lake Access, Picnic Area, Playground, Pond, Recreation Area, Street Lights, Tennis Court(s), Walking Trails
      • Subdivision: Reflection Pointe
      HOA
      • Has HOA: Yes
      • HOA fee: $1,347 semi-annually
      • HOA name: Property Matters Realty
      • HOA phone: 704-861-0833
      Location
      • Region: Belmont

      Financial & listing details

      • Price per square foot: $289/sqft
      • Tax assessed value: $778,970
      • Date on market: 5/22/2026
      • Cumulative days on market: 98 days
      • Listing terms: Cash,Conventional
      • Electric utility on property: Yes
      • Road surface type: Brick, Paved

        Estimated market value

        $1,119,600

        $1.06M - $1.18M

        $3,353/mo

        Price history

        DateEventPrice
        7/8/2026Price change$1,149,900-3.3%$289/sqft
        Source: Canopy MLS as distributed by MLS GRID #4382710 Report a problem
        6/16/2026Price change$1,189,500-4.8%$299/sqft
        Source: Canopy MLS as distributed by MLS GRID #4382710 Report a problem
        5/22/2026Listed for sale$1,249,900$314/sqft
        Source: Canopy MLS as distributed by MLS GRID #4382710 Report a problem

        Public tax history

        Tax history is unavailable.

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 28012

        Getting around

        1 / 100
        Car-Dependent
        5 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Belmont Central
        • Middle: Belmont
        • High: South Point (NC)

        Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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