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For sale
    • $469,000

    520 Ridgewater Ct, Lexington, KY 40515

    4beds
    2,546sqft
    : 
    $3,133/mo
    Get pre-qualified
    Single Family Residence
    Built in 1992
    10,323 Square Feet Lot
    $451,700 Zestimate®
    $184/sqft
    $42/mo HOA

    What's special

    Massive primary bedroom ensuiteThree ample bedrooms
    LOCATION, LOTS OF SPACE, AMENITIES & CONVENIENCE are the features of this beautiful Waterford neighborhood home! While the original owners who lovingly maintained this home have moved on, there is still plenty of life and adventures to be had and memories to be made here! An attractive structure on the outside only gets better when you step inside and experience the many areas that await your living and good times. Formal lving and dining areas are at the reay but the every day to day living spaces are the real stars of this show. A large, and well thought out kitchen provides lots of preparation and eating spaces. Adjoining it is the large den with a commanding fireplace that will receive lots of play during the fall and winter. Keep the fire dancing for entertaining family or cozy up reading a great book. And right up the stairs, three ample bedrooms and a massive primary bedroom ensuite and fittingly big walk in closet with spaces for hanging, drawers, shelves and such for any kind of storage you can ever imagine needing. Back downstairs you'll find a woodland style covered and screened back porch and adjoining, an open porch for plants or anything seeking the sun. The mostly flat back yard allows plenty of space for sports, running and exploration for pups and plenty of room for gardening. And around front, a roomy, two vehicle garage gives plenty of space for full size vehicles and yard equipment. But part of the magic here is the location; on a quiet, child friendly Cul de Sac but just a tenth of a mile from the Waterford clubhouse, tennis courts and pool and just minutes from The Summit, Nicholasville Road shopping, Tates Creek Center Brannon Crossing. Don't miss out on this house love!
    14 hours
    250
    7

    Zillow last checked:

    Listing updated:

    Listed by:

    Markus Cross 859-893-1809,

    FC Tucker Bluegrass

    Source: Imagine MLS,MLS#: 26030780MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Primary bedroom
      • Level: Second
      Bedroom 1
      • Level: Second
      Bedroom 2
      • Level: Second
      Primary bathroom
      • Level: Second
      Bathroom 1
      • Level: First
      Bathroom 2
      • Level: Second
      Bathroom 3
      • Level: Second
      Dining room
      • Level: First
      Family room
      • Level: First
      Kitchen
      • Level: First
      Living room
      • Level: First
      Heating
      • Natural Gas
      Cooling
      • Central Air, Ceiling Fan(s)
      Appliances
      • Included: Dishwasher, Refrigerator, Range, Self Cleaning Oven
      • Laundry: Electric Dryer Hookup, Washer Hookup
      Features
      • Breakfast Bar, Entrance Foyer, Eat-in Kitchen, Walk-In Closet(s), Ceiling Fan(s)
      • Flooring: Carpet, Hardwood
      • Doors: Storm Door(s)
      • Windows: Insulated Windows, Blinds
      • Basement: Crawl Space
      • Number of fireplaces: 1
      • Fireplace features: Family Room, Gas Log, Masonry
      Interior area
      • Total structure area: 2,546
      • Total interior livable area: 2,546 sqft
      • Finished area above ground: 2,546
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 2
      • Parking features: Attached Garage, Driveway, Garage Door Opener, Off Street, Garage Faces Front
      • Garage spaces: 2
      • Has uncovered spaces: Yes
      Features
      • Levels: Two
      • Fencing: Chain Link,Wood
      Lot
      • Size: 10,323 Square Feet
      • Features: Landscaped, Few Trees
      Details
      • Parcel number: 20113120

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Colonial
      • Property subtype: Single Family Residence
      Materials
      • Brick Veneer, Vinyl Siding
      • Foundation: Block
      • Roof: Composition
      Condition
      • Year built: 1992
      Details
      • Warranty included: Yes

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Electricity Connected, Natural Gas Connected, Sewer Connected, Water Available

      Community & HOA

      Community
      • Features: Tennis Court(s), Pool
      • Subdivision: Waterford
      HOA
      • Has HOA: Yes
      • Amenities included: Clubhouse, Tennis Court(s), Pool
      • Services included: Other
      • HOA fee: $500 annually
      Location
      • Region: Lexington

      Financial & listing details

      • Price per square foot: $184/sqft
      • Tax assessed value: $267,500
      • Annual tax amount: $2,701
      • Date on market: 11/8/2026

        Estimated market value

        $451,700

        $429,000 - $474,000

        $2,556/mo

        Price history

        DateEventPrice
        11/8/2026Listed for sale$469,000-0.1%$184/sqft
        Source: Imagine MLS #26030780 Report a problem
        10/30/2026Listing removed$469,500$184/sqft
        Source: Imagine MLS #26013102 Report a problem
        6/20/2026Listed for sale$469,500$184/sqft
        Source: Imagine MLS #26013102 Report a problem
        6/17/2026Contingent$469,500$184/sqft
        Source: Imagine MLS #26013102 Report a problem
        6/7/2026Listed for sale$469,500+217.2%$184/sqft
        Source: Imagine MLS #26013102 Report a problem
        6/30/1994Sold$148,000$58/sqft
        Source: Agent Provided Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$2,701 +8.2%$267,500 +7.8%
        2024$2,495 $248,200
        2023$2,495 -5.9%$248,200
        2022$2,653 $248,200
        2021$2,653 -0.6%$248,200
        2020$2,668 $248,200
        2019$2,668 -0.8%$248,200
        2018$2,690 +4.9%$248,200
        2017$2,564 +5.8%$248,200 +14.6%
        2015$2,424 $216,600
        2014$2,424 $216,600
        2012$2,424 $216,600
        2011-- --
        2010-- --
        2009-- --
        2008-- $216,600
        2006-- --
        2005-- --
        2004-- --
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 40515

        Getting around

        10 / 100
        Car-Dependent
        26 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Veterans
        • Middle: Jessie Clark
        • High: Dunbar

        Source: Imagine MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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