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For sale
    • $469,500

    520 Ridgewater Ct, Lexington, KY 40515

    4beds
    2,546sqft
    : 
    $3,164/mo
    Get pre-qualified
    Single Family Residence
    Built in 1992
    10,323 Square Feet Lot
    $460,600 Zestimate®
    $184/sqft
    $42/mo HOA

    What's special

    Quiet cul-de-sacLarge screened in porchAttractive and handsome frontPlenty of closet spaceBuilt in clothes hamperMammoth primary bedroom
    FAMILY FRIENDLY is the very best description of this house, street and neighborhood. A beautiful property, located on a quiet cul-de-sac is less than a 10th of a mile from the Waterford Clubhouse, tennis courts and pool. The level, fenced back yard, largely private with a number of maturing trees and lush perennials bordering the perimeter, is well suited for all kinds of outdoor activities and containment of your canine family member too. A large screened in porch is perfect for outdoor meals, morning coffee, becoming engrossed in your latest book or an evening refuge from the bother of mosquitoes and insects. But the real gem is the house itself! Plenty of comfortable spaces await inside for gathering for fall football watching, relaxing, hosting holiday events, preparing delicious meals and coming together as a family to eat in the kitchen or large adjoining dining room. Four bedrooms are upstairs with a mammoth Primary Bedroom, redone and sophisticated Primary Bath and well designed, large walk in closet for hanging, and shelf and drawer placement of clothes and shoes, There is even a built in clothes hamper and the laundry room right off the hallway is conveniently located in the center of the bedrooms. In addition to the thoughtful design of the house with an attractive and handsome front, plenty of closet space will accommodate all of your storage needs. And a very large, floored attic space beyond the primary bedroom walk in closet gives you plenty of space for out of season items and holidays decorations. Don't delay seeing this gem: fantastic, family oriented neighborhood, quiet street with little traffic, and well cared for house that will give you many years of comfort, security and everyday use! High Quality Home Warranty included!
    106 days
    664
    29

    Zillow last checked:

    Listing updated:

    Listed by:

    Markus Cross 859-893-1809,

    McCallie Real Estate

    Source: Imagine MLS,MLS#: 26013102MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Primary bedroom
      • Level: Second
      Bedroom 1
      • Level: Second
      Bedroom 2
      • Level: Second
      Primary bathroom
      • Level: Second
      Bathroom 1
      • Level: First
      Bathroom 2
      • Level: Second
      Bathroom 3
      • Level: Second
      Dining room
      • Level: First
      Family room
      • Level: First
      Kitchen
      • Level: First
      Living room
      • Level: First
      Heating
      • Natural Gas
      Cooling
      • Central Air, Ceiling Fan(s)
      Appliances
      • Included: Dishwasher, Refrigerator, Range, Self Cleaning Oven
      • Laundry: Electric Dryer Hookup, Washer Hookup
      Features
      • Breakfast Bar, Entrance Foyer, Eat-in Kitchen, Walk-In Closet(s), Ceiling Fan(s)
      • Flooring: Carpet, Hardwood
      • Doors: Storm Door(s)
      • Windows: Blinds
      • Basement: Crawl Space
      • Number of fireplaces: 1
      • Fireplace features: Family Room, Gas Log, Masonry
      Interior area
      • Total structure area: 2,546
      • Total interior livable area: 2,546 sqft
      • Finished area above ground: 2,546
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 2
      • Parking features: Attached Garage, Driveway, Garage Door Opener, Off Street, Garage Faces Front
      • Garage spaces: 2
      • Has uncovered spaces: Yes
      Features
      • Levels: Two
      • Fencing: Chain Link,Wood
      Lot
      • Size: 10,323 Square Feet
      • Features: Landscaped, Few Trees
      Details
      • Parcel number: 20113120

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Colonial
      • Property subtype: Single Family Residence
      Materials
      • Brick Veneer, HardiPlank Type
      • Foundation: Block
      • Roof: Composition
      Condition
      • Year built: 1992

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Electricity Connected, Natural Gas Connected, Sewer Connected, Water Available

      Community & HOA

      Community
      • Features: Tennis Court(s), Pool
      • Subdivision: Waterford
      HOA
      • Has HOA: Yes
      • Amenities included: Clubhouse, Tennis Court(s), Pool
      • Services included: Other
      • HOA fee: $500 annually
      Location
      • Region: Lexington

      Financial & listing details

      • Price per square foot: $184/sqft
      • Tax assessed value: $267,500
      • Annual tax amount: $2,701
      • Date on market: 6/20/2026

        Estimated market value

        $460,600

        $438,000 - $484,000

        $2,757/mo

        Price history

        DateEventPrice
        6/20/2026Listed for sale$469,500$184/sqft
        Source: Imagine MLS #26013102 Report a problem
        6/17/2026Contingent$469,500$184/sqft
        Source: Imagine MLS #26013102 Report a problem
        6/7/2026Listed for sale$469,500+217.2%$184/sqft
        Source: Imagine MLS #26013102 Report a problem
        6/30/1994Sold$148,000$58/sqft
        Source: Agent Provided Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$2,701 +8.2%$267,500 +7.8%
        2024$2,495 $248,200
        2023$2,495 -5.9%$248,200
        2022$2,653 $248,200
        2021$2,653 -0.6%$248,200
        2020$2,668 $248,200
        2019$2,668 -0.8%$248,200
        2018$2,690 +4.9%$248,200
        2017$2,564 +5.8%$248,200 +14.6%
        2015$2,424 $216,600
        2014$2,424 $216,600
        2012$2,424 $216,600
        2011-- --
        2010-- --
        2009-- --
        2008-- $216,600
        2006-- --
        2005-- --
        2004-- --
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 40515

        Getting around

        10 / 100
        Car-Dependent
        26 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Veterans
        • Middle: Jessie Clark
        • High: Dunbar

        Source: Imagine MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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