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For sale
  • $1,250,000

    520 White Cap Bay, Lincoln, NE 68527

    7beds
    4,433sqft
    : 
    $8,297/mo
    Get pre-qualified
    Single Family Residence
    Built in 2017
    0.33 Acres Lot
    $1,205,500 Zestimate®
    $282/sqft
    $61/mo HOA

    What's special

    In-ground poolOverlooking the lakeWalkout basementSecond full kitchenSpacious primary suiteHot tubOutdoor shower
    Welcome to luxury lakefront living at its finest! Situated on beautiful Waterford Lake in East Lincoln, this stunning 7-bedroom, 4-bath home offers over 4,400 square feet of thoughtfully designed living space and endless amenities for entertaining. The main floor features three bedrooms, including a spacious primary suite, along with an immaculate chef’s kitchen complete with a massive island, Thermador Professional oven, walk-in pantry, and an open layout perfect for gathering with family and friends. The walkout basement is an entertainer’s dream, featuring a second full kitchen and seamless access to your incredible outdoor living space. Step outside to enjoy the in-ground pool, hot tub, outdoor shower, and outdoor kitchen, all overlooking the lake. Spend your days boating, fishing, or relaxing from your private dock with direct lake access. The home also offers a rare 4-stall garage. Schedule your showing of this breathtaking house today!
    45 days
    |
    1,149
    |
    41
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Zach McDermott 402-499-5746,

    Red Door Realty

    Source: GPRMLS,MLS#: 22616222MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 7
      • Bathrooms: 4
      • Full bathrooms: 3
      • 1/2 bathrooms: 1
      • Main level bathrooms: 3
      Primary bedroom
      • Level: Main
      Bedroom 2
      • Level: Main
      Bedroom 3
      • Level: Main
      Bedroom 4
      • Level: Basement
      Bedroom 5
      • Level: Basement
      Basement
      • Area: 2383
      Heating
      • Natural Gas, Forced Air
      Cooling
      • Central Air
      Appliances
      • Included: Range, Refrigerator, Dishwasher, Disposal, Microwave, Warming Drawer, Wine Refrigerator
      Features
      • Basement: Walk-Out Access
      • Number of fireplaces: 1
      Interior area
      • Total structure area: 4,433
      • Total interior livable area: 4,433 sqft
      • Finished area above ground: 2,383
      • Finished area below ground: 2,050

      Property

      Parking
      • Total spaces: 4
      • Parking features: Attached
      • Attached garage spaces: 4
      Features
      • Patio & porch: Patio, Covered Deck
      • Exterior features: Sprinkler System, Lake Use
      • Has private pool: Yes
      • Pool features: In Ground
      • Has spa: Yes
      • Spa features: Hot Tub/Spa
      • Fencing: Vinyl
      Lot
      • Size: 0.33 Acres
      • Dimensions: 125' x 83' x 135' x 68' x 57'
      • Features: Over 1/4 up to 1/2 Acre
      Details
      • Parcel number: 1724306007000

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch
      • Property subtype: Single Family Residence
      Materials
      • Stone, Masonite
      • Foundation: Concrete Perimeter
      Condition
      • Not New and NOT a Model
      • New construction: No
      • Year built: 2017

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public

      Community & HOA

      Community
      • Subdivision: Waterford Estates - Lakeside
      HOA
      • Has HOA: Yes
      • Services included: Lake
      • HOA fee: $726 annually
      Location
      • Region: Lincoln

      Financial & listing details

      • Price per square foot: $282/sqft
      • Tax assessed value: $905,200
      • Annual tax amount: $11,312
      • Date on market: 6/10/2026
      • Listing terms: VA Loan,FHA,Conventional,Cash
      • Ownership: Fee Simple

        Estimated market value

        $1,205,500

        $1.15M - $1.27M

        $3,857/mo

        Price history

        DateEventPrice
        6/10/2026Listed for sale$1,250,000+78.6%$282/sqft
        Source: GPRMLS #22616222 Report a problem
        10/31/2017Sold$700,000+438.5%$158/sqft
        Source: GPRMLS #L10135230 Report a problem
        4/27/2017Sold$130,000-77.4%$29/sqft
        Source: GPRMLS #L10069007 Report a problem
        7/6/2016Price change$575,000+4.5%$130/sqft
        Source: Woods Bros Realty Country Club Plaza #10129006 Report a problem
        10/16/2015Price change$550,000+323.1%$124/sqft
        Source: Woods Bros. Realty #10125389 Report a problem
        6/27/2013Listed for sale$130,000$29/sqft
        Source: Home Real Estate #10069007 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$11,312 -9.2%$905,200 +0.7%
        2024$12,460 -11.3%$899,200 +6.5%
        2023$14,050 -1%$844,100 +17.8%
        2022$14,188 -0.2%$716,500
        2021$14,217 +8.1%$716,500 +3.4%
        2020$13,154 -4.2%$693,200
        2019$13,732 +6.5%$693,200 +5.2%
        2018$12,892 +4.6%$659,000 +680.8%
        2017$12,322 +763.9%$84,400 +12.5%
        2016$1,426 $75,000
        2015$1,426 -1.9%$75,000 -42.3%
        2014$1,453 -42.4%$130,000
        2013$2,525 $130,000
        2012-- $130,000 +265.2%
        2011-- $35,600
        2010-- $35,600
        2009-- $35,600 +26.2%
        2008-- $28,200
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 68527

        Getting around

        0 / 100
        Car-Dependent
        11 / 100
        Minimal Transit
        15 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Robinson
        • Middle: Culler
        • High: Lincoln East
        • District: Lincoln Public Schools

        Source: GPRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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