Lake living at it best!. This direct lakefront custom built home is now available. The home features an open floor plan, vaulted ceiling, comfy living room, large stone fireplace and a upscale kitchen with large island. The primary suite and bath are on the first floor, 1/2 bath and the mud room has a second entrance so makes a great place to come into from the refreshing waters of beautiful Bear Creek Lake.The covered and open deck showcases the views of the lake and the mountains. The views from the entire home will make you feel you are living right on the water.
The lower level features a den, 2 bedrooms, full bathroom and a perfect spot with a set of bunks called the "Bears Den". The lower deck allows another spot to hang out and the firepit is perfect for family to sit around and take in the evening sounds. This home comes fully furnished. Bear Lake Reserve is many amenities from the Lake Club with fine dining to the Tap Room for a Pub fare menu. The Lake Club has oversized covered and open decks to look over the large heated pool and look out over the sandy beach, marina and the calming waters of the lake and the mountains. Also the Lake Club features a kids pool with a slide and there are 2 hot tubs. Bear Lake Reserve has a 9 hole Jack Nicklaus Golf course, driving range and tennis/pickleball courts. Within the gated community we have many hiking trails to get out and enjoy all that beautiful Bear Lake Reserve has to offer in the Blue Ridge Mountains of North Carolina.
When not enjoying your mountain getaway consider making it available as a vacation rental.
Active
$1,189,000
561 Harbor Ridge Dr, Tuckasegee, NC 28783
3beds
1,805sqft
Single Family Residence
Built in 2016
0.11 Acres Lot
$1,147,000 Zestimate®
$659/sqft
$1,138/mo HOA
What's special
Large stone fireplaceVaulted ceilingOpen floor plan
- 17 days |
- 1,114 |
- 40 |
Zillow last checked:
Listing updated:
Listed by:
John Lefner johnlefner@bearlakereserve.com,
BLR Realty LLC
Source: Canopy MLS as distributed by MLS GRID,MLS#: 4388299
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bedrooms: 1
Bedroom s
- Level: Main
Kitchen
- Level: Main
Living room
- Level: Main
Heating
- Heat Pump
Cooling
- Central Air, Heat Pump
Appliances
- Included: Dishwasher, Dryer, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Exhaust Hood, Refrigerator with Ice Maker, Washer/Dryer
- Laundry: Electric Dryer Hookup, Mud Room, Main Level
Features
- Kitchen Island, Open Floorplan, Pantry, Walk-In Closet(s)
- Flooring: Hardwood
- Doors: French Doors, Insulated Door(s), Screen Door(s), Sliding Doors
- Windows: Insulated Windows
- Basement: Walk-Out Access
- Fireplace features: Living Room
Interior area
- Total structure area: 1,805
- Total interior livable area: 1,805 sqft
- Finished area above ground: 1,805
- Finished area below ground: 0
Video & virtual tour
Property
Parking
- Total spaces: 4
- Parking features: Driveway
- Carport spaces: 2
- Uncovered spaces: 2
Accessibility
- Accessibility features: Two or More Access Exits
Features
- Levels: One
- Stories: 1
- Entry location: Main
- Patio & porch: Covered, Deck, Front Porch, Side Porch
- Pool features: Community
- Spa features: Community
- Has view: Yes
- View description: Long Range, Mountain(s), Water, Year Round
- Has water view: Yes
- Water view: Water
- Waterfront features: Beach - Public, Boat Slip – Community, Waterfront
- Body of water: Bear Creek Lake
Lot
- Size: 0.11 Acres
- Features: Wooded, Views
Details
- Parcel number: 7596040246
- Zoning: R-1
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Arts and Crafts,Post and Beam
- Property subtype: Single Family Residence
Materials
- Cedar Shake, Rough Sawn, Wood
- Foundation: Slab
Condition
- New construction: No
- Year built: 2016
Utilities & green energy
- Sewer: Private Sewer
- Water: Community Well
- Utilities for property: Electricity Connected, Satellite Internet Available, Underground Power Lines, Underground Utilities
Community & HOA
Community
- Features: Clubhouse, Fitness Center, Gated, Golf, Lake Access, Picnic Area, Pond, Putting Green, Sidewalks, Tennis Court(s), Walking Trails
- Security: Carbon Monoxide Detector(s), Smoke Detector(s)
- Subdivision: Bear Lake Reserve
HOA
- Has HOA: Yes
- HOA fee: $1,138 monthly
- HOA name: Bear Lake Reserve
- HOA phone: 828-293-3455
Location
- Region: Tuckasegee
- Elevation: 2500 Feet
Financial & listing details
- Price per square foot: $659/sqft
- Tax assessed value: $1,020,543
- Annual tax amount: $3,289
- Date on market: 6/15/2026
- Cumulative days on market: 17 days
- Listing terms: Cash,Conventional
- Electric utility on property: Yes
- Road surface type: Brick, Stone, Paved
Estimated market value
$1,147,000
$1.09M - $1.20M
$2,172/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/15/2026 | Listed for sale | $1,189,000+197.3%$659/sqft |
Source:  Canopy MLS as distributed by MLS GRID #4388299 Report a problem | ||
| 11/7/2019 | Sold | $400,000-11.1%$222/sqft |
Source: Public Record Report a problem | ||
| 8/6/2019 | Sold | $450,000$249/sqft |
Source: Canopy MLS as distributed by MLS GRID #3514724 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,289 +91% | $1,020,543 +142.9% |
| 2024 | $1,722 | $420,180 |
| 2023 | $1,722 | $420,180 |
| 2022 | $1,722 +7% | $420,180 |
| 2021 | $1,610 +24% | $420,180 +31.5% |
| 2020 | $1,298 | $319,510 |
| 2019 | $1,298 | $319,510 |
| 2018 | $1,298 | $319,510 +11.5% |
| 2017 | $1,298 | $286,580 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 28783
Getting around
0 / 100
Car-DependentNearby schools
GreatSchools rating
- 2/10Cullowhee Valley SchoolGrades: PK-8Distance: 8.4 mi
- 9/10Jackson County Early CollegeGrades: 9-12Distance: 11.7 mi
- 6/10Smoky Mountain HighGrades: 9-12Distance: 11.8 mi
Schools provided by the listing agent
- Elementary: Cullowhee Valley
- Middle: Cullowhee Valley
- High: Smoky Mountain
Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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- North Carolina
- Jackson County
- Tuckasegee
- 28783
- 561 Harbor Ridge Dr
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