For sale

Price cut: $17.9K (6/28)

$392,000

640 Mooney Dr, Saginaw, TX 76179

4beds

2,105sqft

$2,971/mo

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Single Family Residence

Built in 2023

7,710 Square Feet Lot

$-- Zestimate^®

$186/sqft

$33/mo HOA

What's special

Cozy fireplaceHigh-quality finishesLarge dining areaThoughtful designStylish island kitchenOpen concept layout

Welcome to this stunning modern style home in the desirable Willow Vista Estates Community. This beautiful 4-Bedroom, 2-Bath features an open concept layout perfect for modern living. Enjoy a spacious living area with a cozy fireplace, a stylish Island kitchen and a large dining area. Home offers a perfect blend of comfort and functionality with its thoughtful design and high-quality finishes. Large newly built shed in the yard and added attic decking for storage. Enjoy the community offers easy access to community pool, walking trails, sports court, parks and dog parks.

173 days

356

19

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 4
Bathrooms: 2
Full bathrooms: 2

Primary bedroom

Features: Walk-In Closet(s)
Level: First
Dimensions: 13 x 15

Primary bedroom

Level: First
Dimensions: 12 x 11

Bedroom

Level: First
Dimensions: 11 x 11

Bedroom

Level: First
Dimensions: 10 x 13

Dining room

Level: First
Dimensions: 1 x 1

Kitchen

Features: Built-in Features, Eat-in Kitchen, Granite Counters, Kitchen Island, Walk-In Pantry
Level: First
Dimensions: 18 x 19

Living room

Features: Ceiling Fan(s), Fireplace
Level: First
Dimensions: 18 x 21

Utility room

Features: Built-in Features, Utility Room
Level: First
Dimensions: 1 x 1

Heating

Central, Electric

Cooling

Central Air, Ceiling Fan(s), Electric

Appliances

Included: Dishwasher, Disposal, Gas Range, Gas Water Heater, Microwave
Laundry: Washer Hookup, Dryer Hookup, ElectricDryer Hookup, Laundry in Utility Room

Features

Decorative/Designer Lighting Fixtures, Granite Counters, Kitchen Island, Open Floorplan, Pantry, Walk-In Closet(s)
Flooring: Carpet, Tile
Windows: Window Coverings
Has basement: No
Number of fireplaces: 1
Fireplace features: Family Room, Gas Starter, Masonry, Wood Burning

Interior area

Total interior livable area: 2,105 sqft

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Property

Parking

Total spaces: 2
Parking features: Door-Single, Driveway, Garage, Garage Door Opener, Storage
Attached garage spaces: 2

Features

Levels: One
Stories: 1
Patio & porch: Rear Porch, Covered, Patio
Exterior features: Rain Gutters
Pool features: None, Community
Fencing: Back Yard,Fenced,Privacy,Wood

Lot

Size: 7,710 Square Feet
Features: Acreage, Interior Lot

Details

Additional structures: Shed(s), Storage
Parcel number: 42289813

Construction

Type & style

Home type: SingleFamily
Architectural style: Traditional,Detached
Property subtype: Single Family Residence
Attached to another structure: Yes

Materials

Brick, Rock, Stone
Foundation: Slab
Roof: Composition

Condition

Year built: 2023

Utilities & green energy

Sewer: Public Sewer
Water: Public
Utilities for property: Electricity Available, Natural Gas Available, Sewer Available, Separate Meters, Water Available

Community & HOA

Community

Features: Playground, Park, Pool, Sidewalks
Security: Carbon Monoxide Detector(s), Smoke Detector(s)
Subdivision: Willow Vista Estates

HOA

Has HOA: Yes
Services included: All Facilities, Association Management, Maintenance Grounds
HOA fee: $400 annually
HOA name: Willow Vista Hoa
HOA phone: 972-943-2828

Location

Region: Saginaw

Financial & listing details

Price per square foot: $186/sqft
Tax assessed value: $419,174
Annual tax amount: $9,385
Date on market: 2/11/2026
Cumulative days on market: 174 days
Listing terms: Cash,Conventional,FHA,VA Loan
Exclusions: Curtain rods, Tv's, Door Ring camera, and security cameras.

Estimated market value

Not available

Estimated sales range

Not available

Price history

Date	Event	Price
6/28/2026	Price change	$392,000-4.4%$186/sqft
Source: NTREIS #21176222 Report a problem
5/21/2026	Price change	$409,900-3.3%$195/sqft
Source: NTREIS #21176222 Report a problem
4/30/2026	Price change	$424,000-0.2%$201/sqft
Source: NTREIS #21176222 Report a problem
2/11/2026	Listed for sale	$425,000-2.7%$202/sqft
Source: NTREIS #21176222 Report a problem
1/10/2026	Listing removed	$437,000$208/sqft
Source: eXp Realty #21082181 Report a problem
11/24/2025	Price change	$437,000-1.8%$208/sqft
Source: NTREIS #21082181 Report a problem
10/10/2025	Listed for sale	$445,000+5.8%$211/sqft
Source: NTREIS #21082181 Report a problem
4/19/2024	Sold	--
Source: NTREIS #20413548 Report a problem
3/29/2024	Pending sale	$420,500$200/sqft
Source: NTREIS #20413548 Report a problem
8/22/2023	Listed for sale	$420,500$200/sqft
Source: NTREIS #20413548 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$9,385	$419,174
2024	--	$419,174 +821.3%
2023	$1,022	$45,500
2022	--	$45,500
2021	--	$45,500
2020	$1,159 +594.8%	$45,500 +600%
2019	$167	$6,500

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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