Active

Price cut: $104K (7/26)

$1,295,000

644 Fanning Bend Dr, Winchester, TN 37398

4beds

3,922sqft

$7,854/mo

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Single Family Residence, Residential

Built in 2022

0.41 Acres Lot

$-- Zestimate^®

$330/sqft

$275/mo HOA

What's special

Luxury home in Fanning Bend. Like new condition with elevated finishes and finished walk-out basement. Water view off cove of Tims Ford Lake, open concept floor plan and XL trex deck. Very well-appointed, furnishings negotiable. Property includes a fenced-in backyard, hardscape fire pit with water view, irrigation, uplighting, built-in WiFi, smart TV's with Sonos bars/subs and a golf cart (15k top of the line). 3k Weber grill. 2-car garage, boat slip with 8k lb boat lift, jet ski port. This is the Lake Life EZ button!! Furniture negotiable. Just move right in and start relaxing at the lake on day one. Community pool and clubhouse across the street. Partially finished basement has additional unfinished space with high ceilings for additional storage / expansion space of around 700 sf. 5th flex room is setup as a bunk room. Very nice home - more upgrades than most in Fanning Bend!

125 days

749

37

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 4
Bathrooms: 4
Full bathrooms: 3
1/2 bathrooms: 1
Main level bedrooms: 2

Heating

Central

Cooling

Central Air

Appliances

Included: Built-In Gas Oven

Features

Flooring: Wood, Other
Basement: Finished,Full

Interior area

Total structure area: 3,922
Total interior livable area: 3,922 sqft
Finished area above ground: 3,922

Property

Parking

Total spaces: 2
Parking features: Attached
Attached garage spaces: 2

Features

Levels: Two
Stories: 2

Lot

Size: 0.41 Acres
Dimensions: 118.85 x 174.29 IRR

Details

Parcel number: 053K A 02700 000
Special conditions: Standard

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family Residence, Residential

Materials

Frame

Condition

New construction: No
Year built: 2022

Utilities & green energy

Sewer: STEP System
Water: Public
Utilities for property: Water Available

Community & HOA

Community

Subdivision: Fanning Bend Vi

HOA

Has HOA: Yes
Services included: Recreation Facilities
HOA fee: $275 monthly
Second HOA fee: $750 one time

Location

Region: Winchester

Financial & listing details

Price per square foot: $330/sqft
Tax assessed value: $1,156,400
Annual tax amount: $5,768
Date on market: 3/23/2026

Estimated market value

Not available

Estimated sales range

Not available

Price history

Date	Event	Price
7/26/2026	Price change	$1,295,000-7.4%$330/sqft
Source: RealTracs MLS as distributed by MLS GRID #3156440 Report a problem
7/2/2026	Price change	$1,399,000-5.8%$357/sqft
Source: RealTracs MLS as distributed by MLS GRID #3156440 Report a problem
5/4/2026	Price change	$1,485,000-2.6%$379/sqft
Source: RealTracs MLS as distributed by MLS GRID #3156440 Report a problem
3/26/2026	Listed for sale	$1,525,000-10.2%$389/sqft
Source: RealTracs MLS as distributed by MLS GRID #3156440 Report a problem
7/29/2025	Listing removed	$1,699,000$433/sqft
Source: RealTracs MLS as distributed by MLS GRID #2809427 Report a problem
4/11/2025	Listed for sale	$1,699,000+17.2%$433/sqft
Source: RealTracs MLS as distributed by MLS GRID #2809427 Report a problem
1/25/2023	Sold	$1,450,000$370/sqft
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$5,768	$289,100
2024	$5,768	$289,100
2023	$5,768 +446.8%	$289,100 +414%
2022	$1,055	$56,250

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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Climate risks

Neighborhood: 37398

Getting around

0 / 100

Car-Dependent

Nearby schools

GreatSchools rating

5/10
North Lake Elementary School
Grades: PK-5Distance: 5.5 mi
4/10
North Middle School
Grades: 6-8Distance: 5.9 mi
4/10
Franklin Co High School
Grades: 9-12Distance: 7.1 mi

Schools provided by the listing agent

Elementary: Broadview Elementary
Middle: South Middle School
High: Franklin Co High School

Source: RealTracs MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.