Active

$1,250,000

169 Joy Cir, Winchester, TN 37398

3beds

3,183sqft

$7,591/mo

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Single Family Residence, Residential

Built in 2022

0.34 Acres Lot

$-- Zestimate^®

$393/sqft

$275/mo HOA

What's special

Experience turnkey lake living at Tim’s Ford Lake in this fully furnished 3,100+ sq ft retreat. Featuring 3 bedrooms, a bunk room, and 3.5 bathrooms, this home offers the perfect blend of space and comfort for relaxing or entertaining. Inside, you’ll find engineered hardwood floors, abundant natural light, quartz countertops, and a vaulted living room with a cozy fireplace. Double doors on each side frame stunning lake views and connect seamlessly to the open-concept gourmet kitchen, complete with stainless steel appliances, an oversized island, and a spacious dining area. Enjoy effortless lake days with your deeded boat slip, with lift, included—all in a move-in ready home designed for the ultimate lake lifestyle. Community pool and clubhouse located here in the Fanning Bend neighborhood.

81 days

760

30

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 4
Full bathrooms: 3
1/2 bathrooms: 1
Main level bedrooms: 1

Bedroom 1

Features: Extra Large Closet
Level: Extra Large Closet
Area: 224 Square Feet
Dimensions: 16x14

Bedroom 2

Features: Extra Large Closet
Level: Extra Large Closet
Area: 255 Square Feet
Dimensions: 17x15

Bedroom 3

Features: Extra Large Closet
Level: Extra Large Closet
Area: 144 Square Feet
Dimensions: 12x12

Bedroom 4

Area: 154 Square Feet
Dimensions: 11x14

Primary bathroom

Features: Double Vanity
Level: Double Vanity

Den

Features: Separate
Level: Separate
Area: 80 Square Feet
Dimensions: 8x10

Dining room

Features: Separate
Level: Separate
Area: 190 Square Feet
Dimensions: 19x10

Kitchen

Features: Eat-in Kitchen
Level: Eat-in Kitchen
Area: 234 Square Feet
Dimensions: 18x13

Living room

Features: Great Room
Level: Great Room
Area: 672 Square Feet
Dimensions: 28x24

Heating

Central

Cooling

Central Air

Appliances

Included: Built-In Electric Oven, Built-In Gas Range, Dishwasher, Microwave, Refrigerator

Features

Built-in Features, Ceiling Fan(s), Extra Closets, Open Floorplan, Pantry, Walk-In Closet(s)
Flooring: Wood, Tile
Basement: None
Number of fireplaces: 2
Fireplace features: Gas, Living Room

Interior area

Total structure area: 3,183
Total interior livable area: 3,183 sqft
Finished area above ground: 3,183

Property

Parking

Total spaces: 2
Parking features: Garage Door Opener, Garage Faces Side
Garage spaces: 2

Features

Levels: Two
Stories: 2
Patio & porch: Deck, Covered, Patio, Porch
Exterior features: Boat Slip
Pool features: Association
Has view: Yes
View description: Lake
Has water view: Yes
Water view: Lake
Waterfront features: Lake Front

Lot

Size: 0.34 Acres
Dimensions: 109.4 x 118.9
Features: Rolling Slope, Views
Topography: Rolling Slope,Views

Details

Parcel number: 053K A 13100 000
Special conditions: Standard

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family Residence, Residential

Materials

Fiber Cement, Hardboard Siding
Roof: Shingle

Condition

New construction: No
Year built: 2022

Utilities & green energy

Sewer: STEP System
Water: Public
Utilities for property: Water Available, Underground Utilities

Community & HOA

Community

Subdivision: Fanning Bend Ph I

HOA

Has HOA: Yes
Amenities included: Boat Dock, Clubhouse, Gated, Pool, Underground Utilities
Services included: Maintenance Grounds, Recreation Facilities
HOA fee: $275 monthly
Second HOA fee: $750 one time

Location

Region: Winchester

Financial & listing details

Price per square foot: $393/sqft
Tax assessed value: $918,100
Annual tax amount: $4,580
Date on market: 5/6/2026

Estimated market value

Not available

Estimated sales range

Not available

Price history

Date	Event	Price
5/8/2026	Listed for sale	$1,250,000$393/sqft
Source: RealTracs MLS as distributed by MLS GRID #3191293 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$4,580	$229,525
2024	$4,580	$229,525
2023	$4,580 +9.4%	$229,525 +2.8%
2022	$4,187 +331%	$223,275 +561.6%
2021	$972	$33,750
2020	$972 +12.4%	$33,750
2019	$864 -4.2%	$33,750
2018	$902 +0%	$33,750
2017	$902 0%	$33,750
2016	$902	$33,750
2015	$902	$33,750
2014	$902	$33,750
2013	$902	$33,750
2012	--	$33,750
2011	--	$33,750 -20.6%
2010	$1,048 +5.1%	$42,500
2009	$997	$42,500
2008	$997 +4.4%	$42,500
2007	$955 -23.3%	$42,500
2006	$1,245	$42,500

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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Climate risks

Neighborhood: 37398

Getting around

0 / 100

Car-Dependent

Nearby schools

GreatSchools rating

7/10
Broadview Elementary School
Grades: PK-5Distance: 2.3 mi
4/10
North Middle School
Grades: 6-8Distance: 6.1 mi
4/10
Franklin Co High School
Grades: 9-12Distance: 7.2 mi

Schools provided by the listing agent

Elementary: Broadview Elementary
Middle: North Middle School
High: Franklin Co High School

Source: RealTracs MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.