Experience luxury canal-front living in the heart of Downtown Indy. Tucked inside the gated Watermark Community, this private waterfront retreat blends timeless architecture with modern luxury and is one of the few canal-front residences available in the city. Upon entry, you are greeted by soaring 10-foot ceilings that create an airy, sophisticated sense of scale. A gas fireplace anchors the living space, which flows seamlessly into the covered balcony, sitting room, dining area, and chef's kitchen. The kitchen features custom cabinetry, new hardware, wine fridge, and premium GE Cafe appliances. Upstairs, wide skylit hallways lead to three bedrooms, each opening onto covered balconies with views of the city and canal. The expansive primary suite is a true escape, with a private balcony overlooking the canal, perfect for morning coffee or an evening unwind. The spa-like ensuite offers a jetted soaking tub, an oversized walk-in shower, and dual vanities, while the large walk-in closet keeps everything organized in style. The lower level walks out to the canal and offers flexibility for your lifestyle, with a fourth bedroom, living room, fireplace, and a large bathroom with a steam shower. Abundant storage throughout keeps every space as functional as it is beautiful. Park or spend time in the heated finished garage with extra storage room, wall of cabinetry, and EV charger. Live just steps from museums, the Cultural Trail, restaurants, stadiums, parks, universities, and hospitals. The HOA handles lawn care and snow removal, so you can access your door year around without lifting a shovel or a mower. Multiple gated entrances and park-like common spaces, rare for downtown living, offer comfort and serenity, tucked away from city traffic yet moments from it all. Canal-front living, downtown convenience, and rare privacy, all in one address.
Active
$1,000,000
648 N Ellsworth St, Indianapolis, IN 46202
4beds
4,144sqft
Residential, Single Family Residence
Built in 2006
4,356 Square Feet Lot
$-- Zestimate®
$241/sqft
$400/mo HOA
What's special
- 5 days
- 786
- 55
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Chase Rainey chase.rainey@talktotucker.com,
F.C. Tucker Company
Source: MIBOR as distributed by MLS GRID,MLS#: 22128759
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Primary bedroom
- Level: Upper
- Area: 342 Square Feet
- Dimensions: 18x19
Bedroom 2
- Level: Upper
- Area: 240 Square Feet
- Dimensions: 12x20
Bedroom 3
- Level: Upper
- Area: 160 Square Feet
- Dimensions: 16x10
Bedroom 4
- Level: Basement
- Area: 216 Square Feet
- Dimensions: 12x18
Dining room
- Level: Main
- Area: 260 Square Feet
- Dimensions: 20x13
Foyer
- Features: Tile-Ceramic
- Level: Main
- Area: 112 Square Feet
- Dimensions: 16x7
Kitchen
- Level: Main
- Area: 132 Square Feet
- Dimensions: 12x11
Laundry
- Features: Tile-Ceramic
- Level: Upper
- Area: 45 Square Feet
- Dimensions: 9x5
Living room
- Level: Main
- Area: 576 Square Feet
- Dimensions: 32x18
Loft
- Level: Upper
- Area: 96 Square Feet
- Dimensions: 12x8
Play room
- Level: Basement
- Area: 529 Square Feet
- Dimensions: 23x23
Heating
- Forced Air
Cooling
- Central Air
Appliances
- Included: Gas Cooktop, Dishwasher, Dryer, Disposal, Gas Water Heater, MicroHood, Microwave, Gas Oven, Refrigerator, Washer, Water Softener Owned, Wine Cooler
- Laundry: Upper Level
Features
- Attic Access, Double Vanity, Breakfast Bar, Built-in Features, High Ceilings, Entrance Foyer, Ceiling Fan(s), High Speed Internet, In-Law Floorplan, Wired for Data, Pantry, Smart Thermostat, Walk-In Closet(s)
- Flooring: In-Law Floorplan
- Windows: WoodWorkStain/Painted
- Basement: Ceiling - 9+ feet,Egress Window(s),Exterior Entry,Finished,Interior Entry,Storage Space,Walk-Out Access
- Attic: Access Only
- Number of fireplaces: 2
- Fireplace features: Basement, Gas Log, Living Room
Interior area
- Total structure area: 4,144
- Total interior livable area: 4,144 sqft
- Finished area below ground: 1,045
Property
Parking
- Total spaces: 2
- Parking features: Attached, Concrete, Electric Gate, Electric Vehicle Service Equipment (EVSE), Garage Door Opener, Gated, Guest, Heated Garage, Storage
- Attached garage spaces: 2
- Details: Garage Parking Other(Finished Garage)
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered, Deck
- Exterior features: Balcony, Gas Grill, Fire Pit, Water Feature Fountain
- Fencing: Fenced,Partial
- Has view: Yes
- View description: Skyline, Water
- Has water view: Yes
- Water view: Water
- Waterfront features: Water Access, Water View
Lot
- Size: 4,356 Square Feet
- Features: Gated Community, Street Lights
Details
- Parcel number: 491102250039000101
- Horse amenities: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Craftsman
- Property subtype: Residential, Single Family Residence
Materials
- Cement Siding, Stone
- Foundation: Concrete Perimeter
Condition
- Updated/Remodeled
- New construction: No
- Year built: 2006
Utilities & green energy
- Electric: 200+ Amp Service
- Water: Public
- Utilities for property: Electricity Connected, Sewer Connected, Water Connected
Community & HOA
Community
- Features: Low Maintenance Lifestyle
- Security: Carbon Monoxide Detector(s), Gated Community, Secured Garage/Parking, Security Gate, Smoke Detector(s), Security System Owned
- Subdivision: Watermark
HOA
- Has HOA: Yes
- Amenities included: Maintenance, Maintenance Grounds, Park, Picnic Area, Snow Removal
- Services included: Association Home Owners, Entrance Private, Lawncare, Maintenance Grounds, Maintenance, Snow Removal
- HOA fee: $1,200 quarterly
- HOA phone: 317-570-4358
Location
- Region: Indianapolis
Financial & listing details
- Price per square foot: $241/sqft
- Tax assessed value: $789,300
- Annual tax amount: $9,344
- Date on market: 10/9/2026
- Cumulative days on market: 6 days
- Electric utility on property: Yes
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 10/9/2026 | Listed for sale | $1,000,000+5.3%$241/sqft |
Source:  MIBOR as distributed by MLS GRID #22128759 Report a problem | ||
| 8/15/2023 | Sold | $950,000-5%$229/sqft |
Source: MIBOR as distributed by MLS GRID #21929825 Report a problem | ||
| 7/17/2023 | Pending sale | $999,999$241/sqft |
Source: MIBOR as distributed by MLS GRID #21929825 Report a problem | ||
| 7/6/2023 | Listed for sale | $999,999-14.9%$241/sqft |
Source: MIBOR as distributed by MLS GRID #21929825 Report a problem | ||
| 10/27/2020 | Listing removed | $1,174,900$284/sqft |
Source: MIBOR REALTOR Association #21728276 Report a problem | ||
| 8/11/2020 | Listed for sale | $1,174,900+52.6%$284/sqft |
Source: MIBOR REALTOR Association #21728276 Report a problem | ||
| 7/11/2008 | Sold | $770,000-4.1%$186/sqft |
Source: MIBOR as distributed by MLS GRID #2750959 Report a problem | ||
| 10/31/2005 | Sold | $802,825$194/sqft |
Source: MIBOR as distributed by MLS GRID #2568781 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $10,091 +6.6% | $789,300 -4% |
| 2024 | $9,467 +1.7% | $822,100 +5.6% |
| 2023 | $9,312 +4% | $778,700 +2.4% |
| 2022 | $8,955 +3.2% | $760,300 +1.1% |
| 2021 | $8,678 +10% | $752,100 +3.5% |
| 2020 | $7,890 -12.6% | $726,400 +12% |
| 2019 | $9,027 +28.7% | $648,400 -11.2% |
| 2018 | $7,015 +1% | $730,300 +12.3% |
| 2017 | $6,944 -5.4% | $650,100 -0.9% |
| 2016 | $7,343 -9.6% | $656,200 -11.4% |
| 2014 | $8,121 +2.2% | $740,600 +4.9% |
| 2013 | $7,950 | $705,700 +1.4% |
| 2012 | $7,950 | $695,700 +8.4% |
| 2011 | -- | $641,900 |
| 2010 | $6,708 -2.4% | $641,900 |
| 2009 | $6,875 | $641,900 -8.1% |
| 2007 | -- | $698,200 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: Downtown
Nearby schools
Schools provided by the listing agent
- Elementary: Carl Wilde School 79
Source: MIBOR as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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