Rare opportunity in one of Monroe’s most cherished neighborhoods! Situated on .46 acres with flexible Multi-Use Neighborhood Zoning, this exceptional property offers live/work, investment, or redevelopment potential allowing 4–7 dwelling units including the existing home. For over 20 years, the property successfully operated as offices for a private company with live-in extern housing, showcasing its versatility and functionality. Thoughtfully updated throughout with maple flooring, remodeled kitchen with granite countertops, renovated bathrooms, updated electrical panel, furnace, hot water tank, roof/gutters, paint, decking, and more. Flexible floor plan easily adapts to residential, group home, bed & breakfast, professional or health care offices, or mixed-use living with open gathering spaces, multiple office or bedroom options, and separate-entry basement ideal for additional workspace or guest quarters. Main floor features inviting wraparound covered porch, living and dining rooms, bedroom, office, kitchen, and family/conference room. Upstairs offers spacious suite with 3/4 bath, walk-in closet, 2 bonus rooms, and private deck overlooking beautiful grounds. Lower level includes additional office/living space, bathroom, bedroom, storage, and mechanical room. 768 ASF garage with plumbing and separate room offers additional flex space. No commercial use requirement for Mixed Use Neighborhood Zoning but opportunities for multigenerational living or investment returns!
Active
Listed by: Windermere Real Estate JS • Debbie Barger Smith
Price cut: $45K (8/21)
$894,950
654 W Main Street, Monroe, WA 98272
4beds
3,047sqft
Single Family Residence
Built in 1928
0.46 Acres Lot
$878,500 Zestimate®
$294/sqft
$-- HOA
What's special
Renovated bathroomsWalk-in closetOpen gathering spacesFlexible floor planLiving and dining roomsInviting wraparound covered porch
- --
- on Zillow
- 370
- views
- 49
- saves
Zillow last checked:
Listing updated:
Listed by:
Debbie Barger Smith,
Windermere Real Estate JS
Source: NWMLS as distributed by MLS GRID,MLS#: 2520630
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 1
- 3/4 bathrooms: 2
- Main level bathrooms: 1
- Main level bedrooms: 2
Primary bedroom
- Level: Main
Bedroom
- Level: Second
Bedroom
- Level: Lower
Bedroom
- Level: Main
Bathroom full
- Level: Lower
Bathroom three quarter
- Level: Second
Bathroom three quarter
- Level: Main
Other
- Level: Lower
Bonus room
- Level: Second
Den office
- Level: Main
Dining room
- Level: Main
Entry hall
- Level: Main
Family room
- Level: Main
Kitchen without eating space
- Level: Main
Living room
- Level: Main
Rec room
- Level: Lower
Other
- Level: Second
Utility room
- Level: Main
Heating
- Heat Pump, Electric, Natural Gas
Cooling
- None
Appliances
- Included: Dishwasher, Disposal, Microwave, Refrigerator, Stove(s)/Range(s), Dishwasher(s), Garbage Disposal, Microwave(s), Refrigerator(s), Water Heater: Gas, Water Heater Location: Basement-Mechanical Room
Features
- Dining Room
- Flooring: Hardwood, Vinyl, Carpet
- Windows: Dbl Pane/Storm Window
- Basement: Finished
- Has fireplace: No
Interior area
- Total structure area: 3,047
- Total interior livable area: 3,047 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Driveway, Detached Garage, Off Street, RV Parking
- Has garage: Yes
- Covered spaces: 2
Features
- Levels: Two
- Stories: 2
- Entry location: Main
- Patio & porch: Dbl Pane/Storm Window, Dining Room, Security System, Vaulted Ceiling(s), Walk-In Closet(s), Water Heater
- Has view: Yes
- View description: Territorial
Lot
- Size: 0.46 Acres
- Features: Curbs, Paved, Sidewalk, Cable TV, Deck, High Speed Internet, RV Parking
- Topography: Level,Partial Slope
- Residential vegetation: Fruit Trees, Garden Space
Details
- Parcel number: 27060100407200
- Zoning: Mixed Use Neighborhood
- Zoning description: Jurisdiction: City
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: 2 Stories w/Bsmnt
- Property subtype: Single Family Residence
Materials
- Wood Siding
- Foundation: Poured Concrete
- Roof: Composition
Condition
- Updated/Remodeled
- Year built: 1928
- Major remodel year: 1970
Utilities & green energy
- Electric: Company: PUD # 1 of Snohomish County
- Sewer: Sewer Connected, Company: City of Monroe
- Water: Public, Company: City of Monroe
- Utilities for property: Xfiinity, Xfinity
Community & HOA
Community
- Security: Security System
- Subdivision: Monroe
Location
- Region: Monroe
Financial & listing details
- Price per square foot: $294/sqft
- Annual tax amount: $6,077
- Date on market: 5/8/2026
- Listing terms: Conventional
- Inclusions: Dishwasher(s), Garbage Disposal, Microwave(s), Refrigerator(s), Stove(s)/Range(s)
Estimated market value
$878,500
$835,000 - $922,000
$4,396/mo
Price history
| Date | Event | Price |
|---|---|---|
| 8/21/2026 | Price change | $894,950-4.8%$294/sqft |
Source:  NWMLS as distributed by MLS GRID #2520630 Report a problem | ||
| 6/15/2026 | Price change | $939,950-2%$308/sqft |
Source: NWMLS as distributed by MLS GRID #2520630 Report a problem | ||
| 5/8/2026 | Listed for sale | $959,000+255.2%$315/sqft |
Source: NWMLS as distributed by MLS GRID #2520630 Report a problem | ||
| 11/15/2002 | Sold | $269,980$89/sqft |
Source: NWMLS as distributed by MLS GRID #22054530 Report a problem | ||
Public tax history
Tax history is unavailable.
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: 98272
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