Your Key to the Lake Is Waiting! Come discover this Renovated, Spacious Waterfront Dream Home that is situated on an oversized lot w/over 200' of deep waterfrontage & boat dock. Level walk from the house directly to the Waters Edge. Designed for both entertaining & quiet relaxation w/expansive views of the lake & sunsets. The heart of the home is the designer kitchen w/Cherry cabinets, granite counters, center island, pantry, tile backsplash, ss appliances. The open kitchen leads to a large dining area and 16' x 13' Sunroom that is your perfect perch for the Amazing Sunsets. Relax in your family room w/fireplace, built in bookcases, primary bedroom w/attached bath & sitting area which can be utilized as an exercise or hobby area. 3 addt'l bedrooms on 1st level w/attached baths, bamboo & pine hardwood floors. The finished lower level boasts; Private Accommodations for guests or extended family w/a full kitchen, full bath, 2 bedrooms, laundry & living rm. There is also a large dedicated area for your workshop w/a private bath. Unfinished areas for addt'l storage for all those water toys. Attached 2 car garage, & large deck with a gazebo for your family BBQ's. THIS IS TRULY THE BEST PRIME WATERFRONTAGE AT THE LAKE.
Accepting back-up offers
Price cut: $101K (6/11)
$998,000
7 Dover Ct, Palmyra, VA 22963
6beds
4,463sqft
Single Family Residence
Built in 1972
0.45 Acres Lot
$949,200 Zestimate®
$224/sqft
$125/mo HOA
What's special
- 107 days |
- 1,497 |
- 60 |
Zillow last checked:
Listing updated:
Listed by:
VICKI WILSON 434-960-7044,
MONTICELLO COUNTRY REALTY, LLC,
PATRICK WILSON 434-960-7047,
MONTICELLO COUNTRY REALTY, LLC
Source: CAAR,MLS#: 674679
Originating MLS: Charlottesville Area Association of Realtors
Originating MLS: Charlottesville Area Association of RealtorsFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 6
- Bathrooms: 6
- Full bathrooms: 4
- 1/2 bathrooms: 2
- Main level bathrooms: 4
- Main level bedrooms: 4
Rooms
- Room types: Bathroom, Bedroom, Dining Room, Family Room, Full Bath, Foyer, Great Room, Half Bath, Kitchen, Laundry, Sunroom, Utility Room
Primary bedroom
- Level: First
Bedroom
- Level: Basement
Bedroom
- Level: First
Primary bathroom
- Level: First
Bathroom
- Level: Basement
Bathroom
- Level: First
Other
- Level: Basement
Dining room
- Level: First
Family room
- Level: First
Family room
- Level: Basement
Foyer
- Level: First
Great room
- Level: First
Half bath
- Level: First
Kitchen
- Level: First
Kitchen
- Level: Basement
Laundry
- Level: Basement
Sunroom
- Level: First
Utility room
- Level: Basement
Heating
- Dual System, Heat Pump
Cooling
- Central Air, Ductless
Appliances
- Included: Dishwasher, Disposal, Gas Range, Microwave, Refrigerator, Dryer, Washer
- Laundry: Washer Hookup, Dryer Hookup
Features
- Additional Living Quarters, Double Vanity, Primary Downstairs, Multiple Primary Suites, Sitting Area in Primary, Second Kitchen, Skylights, Walk-In Closet(s), Entrance Foyer, Eat-in Kitchen, Kitchen Island, Utility Room
- Flooring: Bamboo, Carpet, Ceramic Tile, Hardwood, Wood
- Windows: Insulated Windows, Skylight(s)
- Basement: Exterior Entry,Interior Entry,Partially Finished,Walk-Out Access,Apartment
- Number of fireplaces: 2
- Fireplace features: Two, Gas, Masonry, Wood Burning
Interior area
- Total structure area: 5,748
- Total interior livable area: 4,463 sqft
- Finished area above ground: 2,975
- Finished area below ground: 1,488
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Attached, Basement, Electricity, Garage Faces Front, Garage
- Attached garage spaces: 2
Accessibility
- Accessibility features: Accessible Elevator Installed
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck, Front Porch, Patio, Porch
- Exterior features: Dock
- Pool features: Association
- Has view: Yes
- View description: Panoramic, Water
- Has water view: Yes
- Water view: Water
Lot
- Size: 0.45 Acres
- Features: Cul-De-Sac, Landscaped, Level, Waterfront
Details
- Additional structures: Gazebo, Workshop, Shed(s)
- Parcel number: 10
- Zoning description: R-4 Residential
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Stick Built, Vinyl Siding
- Foundation: Block
- Roof: Architectural
Condition
- New construction: No
- Year built: 1972
Utilities & green energy
- Electric: Underground
- Sewer: Community/Coop Sewer
- Water: Community/Coop
- Utilities for property: Cable Available, Fiber Optic Available, Satellite Internet Available
Community & HOA
Community
- Features: Pond, Gated
- Security: 24 Hour Security, Smoke Detector(s), Surveillance System, Security Guard, Gated Community
- Subdivision: LAKE MONTICELLO
HOA
- Has HOA: Yes
- Amenities included: Basketball Court, Boat Dock, Boat Ramp, Clubhouse, Sport Court, Golf Course, Meeting Room, Meeting/Banquet/Party Room, Picnic Area, Playground, Pool, Sports Fields, Tennis Court(s), Trail(s), Beach Rights
- Services included: Association Management, Insurance, Playground, Reserve Fund, Road Maintenance, Snow Removal, Security, Trash
- HOA fee: $1,494 annually
Location
- Region: Palmyra
Financial & listing details
- Price per square foot: $224/sqft
- Tax assessed value: $736,700
- Annual tax amount: $6,836
- Date on market: 3/21/2026
- Cumulative days on market: 109 days
Vicki Wilson
(434) 960-7044
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Estimated market value
$949,200
$902,000 - $997,000
$4,519/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/11/2026 | Price change | $998,000-9.2%$224/sqft |
Source:  CAAR #674679 Report a problem | ||
| 5/28/2026 | Price change | $1,099,000-4.4%$246/sqft |
Source: CAAR #674679 Report a problem | ||
| 3/21/2026 | Listed for sale | $1,150,000+119%$258/sqft |
Source: CAAR #674679 Report a problem | ||
| 2/24/2009 | Listing removed | $525,000+10.5%$118/sqft |
Source: RealEstateShows.com Report a problem | ||
| 10/10/2008 | Sold | $475,000-9.5%$106/sqft |
Source: Public Record Report a problem | ||
| 3/3/2008 | Listed for sale | $525,000$118/sqft |
Source: RealEstateShows.com Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $6,218 | $736,700 |
| 2023 | $6,218 | $736,700 +12.7% |
| 2022 | -- | $653,400 |
| 2021 | -- | $653,400 |
| 2020 | -- | $653,400 +9.9% |
| 2018 | $4,813 | $594,700 |
| 2017 | $4,813 | $594,700 +7.7% |
| 2016 | $4,813 | $552,300 |
| 2015 | $4,813 +13.5% | $552,300 +1% |
| 2014 | $4,241 +19.4% | $546,900 +2.5% |
| 2013 | $3,553 | $533,500 -14.4% |
| 2012 | -- | $623,300 |
| 2011 | $3,366 | $623,300 |
| 2010 | -- | $623,300 |
| 2009 | -- | $623,300 |
| 2008 | -- | $623,300 |
| 2007 | -- | $623,300 +94.8% |
| 2006 | -- | $319,900 |
| 2005 | -- | $319,900 +15.2% |
| 2004 | -- | $277,800 |
| 2003 | -- | $277,800 |
| 2002 | -- | $277,800 +15.7% |
| 2001 | $1,705 | $240,100 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 22963
Nearby schools
GreatSchools rating
- 6/10Fluvanna MiddleGrades: 5-7Distance: 6.6 mi
- 5/10Fluvanna County High SchoolGrades: 8-12Distance: 2.9 mi
- NAWest Central Primary SchoolGrades: PK-KDistance: 6.7 mi
Schools provided by the listing agent
- Elementary: Central (Fluvanna)
- Middle: Fluvanna
- High: Fluvanna
Source: CAAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
- Virginia
- Fluvanna County
- Palmyra
- 22963
- 7 Dover Ct
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