Assumable VA loan available at well-below-market interest rate for qualified buyers — a rare chance to secure a significantly lower monthly payment than today’s rates. If you’ve been waiting for a home that combines comfort, privacy, and real financial advantage, this is it. This move-in-ready home sits on a private lot with one full acre of usable space. The main level offers bright, open living spaces with clean sightlines and a functional kitchen that connects naturally to the dining and living areas. Upstairs, you’ll find well-sized a large premium primary suite. The lower level with two bathrooms and three bedrooms adds flexible space perfect for a home office, gym, media room, or guest area. Outside, the yard is ideal for pets, play, gardening, or simply enjoying the quiet surroundings. The property offers the privacy of a rural setting while still being close to Charlottesville, Ruckersville, and key commuter routes. Families will appreciate the location: only 0.75 miles to the county middle/high school complex and 1.2 miles to the primary/elementary school complex. Close to Charlottesville, Ruckersville, shopping, and major commuter routes while still offering a peaceful, rural feel.
Active
Price cut: $14.9K (6/26)
$405,000
781 Celt Rd, Stanardsville, VA 22973
4beds
2,108sqft
Single Family Residence
Built in 2020
1 Acres Lot
$400,600 Zestimate®
$192/sqft
$-- HOA
What's special
Move-in-ready homeLarge premium primary suiteBright open living spaces
- 169 days
- 581
- 30
Zillow last checked:
Listing updated:
Listed by:
GINNY BAREFOOT 434-531-7864,
EXP REALTY LLC - STAFFORD 434-422-5664
Source: CAAR,MLS#: 675275
Originating MLS: Charlottesville Area Association of Realtors
Originating MLS: Charlottesville Area Association of RealtorsFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 2
- Main level bedrooms: 3
Rooms
- Room types: Bathroom, Bedroom, Full Bath, Kitchen, Laundry
Primary bedroom
- Level: First
Primary bedroom
- Level: Second
Bedroom
- Level: First
Primary bathroom
- Level: First
Primary bathroom
- Level: Second
Bathroom
- Level: First
Kitchen
- Level: First
Laundry
- Level: First
Heating
- Heat Pump
Cooling
- Ductless, Heat Pump
Appliances
- Included: Dishwasher, Electric Range, Microwave, Refrigerator
- Laundry: Washer Hookup, Dryer Hookup
Features
- Double Vanity, Primary Downstairs, Multiple Primary Suites, Walk-In Closet(s)
- Basement: Crawl Space
Interior area
- Total structure area: 2,108
- Total interior livable area: 2,108 sqft
- Finished area above ground: 2,108
- Finished area below ground: 0
Video & virtual tour
Property
Features
- Levels: One and One Half
- Stories: 1.5
- Patio & porch: Deck, Patio
Lot
- Size: 1 Acres
- Features: Garden, Level, Private
- Topography: Rolling
Details
- Additional structures: Shed(s)
- Parcel number: 32
- Zoning description: R-1 Residential
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cape Cod
- Property subtype: Single Family Residence
Materials
- Modular/Prefab, Vinyl Siding
- Foundation: Poured
- Roof: Composition,Shingle
Condition
- New construction: No
- Year built: 2020
Utilities & green energy
- Sewer: Septic Tank
- Water: Private, Well
- Utilities for property: Cable Available
Community & HOA
Community
- Subdivision: NONE
HOA
- Has HOA: No
Location
- Region: Stanardsville
Financial & listing details
- Price per square foot: $192/sqft
- Tax assessed value: $333,300
- Annual tax amount: $2,300
- Date on market: 4/2/2026
- Cumulative days on market: 170 days
Estimated market value
$400,600
$381,000 - $421,000
$2,565/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/26/2026 | Price change | $405,000-3.5%$192/sqft |
Source:  CAAR #675275 Report a problem | ||
| 6/1/2026 | Price change | $419,900-4.4%$199/sqft |
Source: CAAR #675275 Report a problem | ||
| 5/2/2026 | Price change | $439,000-2.4%$208/sqft |
Source: CAAR #675275 Report a problem | ||
| 4/3/2026 | Listed for sale | $450,000+32.7%$213/sqft |
Source: CAAR #675275 Report a problem | ||
| 7/27/2020 | Sold | $339,000$161/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2026 | $2,333 +1.4% | $333,300 |
| 2025 | $2,300 +7.7% | $333,300 +10.8% |
| 2024 | $2,136 -2.7% | $300,800 |
| 2023 | $2,196 +13.6% | $300,800 +27.6% |
| 2022 | $1,934 | $235,800 |
| 2021 | $1,934 +8.3% | $235,800 +8.3% |
| 2020 | $1,786 +44.5% | $217,800 +44.5% |
| 2019 | $1,236 +298.6% | $150,700 +276.8% |
| 2018 | $310 | $40,000 |
| 2017 | $310 | $40,000 |
| 2016 | $310 | $40,000 |
| 2015 | $310 +3.3% | $40,000 |
| 2014 | $300 +4.2% | $40,000 |
| 2013 | $288 | $40,000 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 22973
Nearby schools
Schools provided by the listing agent
- Elementary: Greene Primary
- Middle: William Monroe
- High: William Monroe
Source: CAAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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