Assumable VA loan available at well-below-market interest rate for qualified buyers — a rare chance to secure a significantly lower monthly payment than today’s rates. If you’ve been waiting for a home that combines comfort, privacy, and real financial advantage, this is it. This move-in-ready home sits on a private lot with one full acre of usable space. The main level offers bright, open living spaces with clean sightlines and a functional kitchen that connects naturally to the dining and living areas. Upstairs, you’ll find well-sized a large premium primary suite. The lower level with two bathrooms and three bedrooms adds flexible space perfect for a home office, gym, media room, or guest area. Outside, the yard is ideal for pets, play, gardening, or simply enjoying the quiet surroundings. The property offers the privacy of a rural setting while still being close to Charlottesville, Ruckersville, and key commuter routes. Families will appreciate the location: only 0.75 miles to the county middle/high school complex and 1.2 miles to the primary/elementary school complex. Close to Charlottesville, Ruckersville, shopping, and major commuter routes while still offering a peaceful, rural feel.
Active
Price cut: $19.1K (6/1)
$419,900
781 Celt Rd, Stanardsville, VA 22973
4beds
2,108sqft
Single Family Residence
Built in 2020
1 Acres Lot
$-- Zestimate®
$199/sqft
$-- HOA
What's special
Move-in-ready homeLarge premium primary suiteBright open living spaces
- 78 days |
- 986 |
- 23 |
Zillow last checked:
Listing updated:
Listed by:
GINNY BAREFOOT 434-531-7864,
EXP REALTY LLC - STAFFORD
Source: CAAR,MLS#: 675275
Originating MLS: Charlottesville Area Association of Realtors
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 2
- Main level bedrooms: 3
Rooms
- Room types: Bathroom, Bedroom, Full Bath, Kitchen, Laundry
Primary bedroom
- Level: First
Primary bedroom
- Level: Second
Bedroom
- Level: First
Primary bathroom
- Level: First
Primary bathroom
- Level: Second
Bathroom
- Level: First
Kitchen
- Level: First
Laundry
- Level: First
Heating
- Heat Pump
Cooling
- Ductless, Heat Pump
Appliances
- Included: Dishwasher, Electric Range, Microwave, Refrigerator
- Laundry: Washer Hookup, Dryer Hookup
Features
- Double Vanity, Primary Downstairs, Multiple Primary Suites, Walk-In Closet(s)
- Basement: Crawl Space
Interior area
- Total structure area: 2,108
- Total interior livable area: 2,108 sqft
- Finished area above ground: 2,108
- Finished area below ground: 0
Video & virtual tour
Property
Features
- Levels: One and One Half
- Stories: 1.5
- Patio & porch: Deck, Patio
Lot
- Size: 1 Acres
- Features: Garden, Level, Private
- Topography: Rolling
Details
- Additional structures: Shed(s)
- Parcel number: 71
- Zoning description: R-1 Residential
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cape Cod
- Property subtype: Single Family Residence
Materials
- Modular/Prefab, Vinyl Siding
- Foundation: Poured
- Roof: Composition,Shingle
Condition
- New construction: No
- Year built: 2020
Utilities & green energy
- Sewer: Septic Tank
- Water: Private, Well
- Utilities for property: Cable Available
Community & HOA
Community
- Subdivision: NONE
HOA
- Has HOA: No
Location
- Region: Stanardsville
Financial & listing details
- Price per square foot: $199/sqft
- Tax assessed value: $333,300
- Annual tax amount: $2,300
- Date on market: 4/2/2026
- Cumulative days on market: 79 days
Estimated market value
Not available
Estimated sales range
Not available
$2,565/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/1/2026 | Price change | $419,900-4.4%$199/sqft |
Source: | ||
| 5/2/2026 | Price change | $439,000-2.4%$208/sqft |
Source: | ||
| 4/3/2026 | Listed for sale | $450,000+32.7%$213/sqft |
Source: | ||
| 7/27/2020 | Sold | $339,000$161/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $2,300 +7.7% | $333,300 +10.8% |
| 2024 | $2,136 -2.7% | $300,800 |
| 2023 | $2,196 +13.6% | $300,800 +27.6% |
| 2022 | $1,934 | $235,800 |
| 2021 | $1,934 +8.3% | $235,800 +8.3% |
| 2020 | $1,786 +44.5% | $217,800 +44.5% |
| 2019 | $1,236 +298.6% | $150,700 +276.8% |
| 2018 | $310 | $40,000 |
| 2017 | $310 | $40,000 |
| 2016 | $310 | $40,000 |
| 2015 | $310 +3.3% | $40,000 |
| 2014 | $300 +4.2% | $40,000 |
| 2013 | $288 | $40,000 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 22973
Nearby schools
GreatSchools rating
- 4/10Greene County Primary SchoolGrades: PK-2Distance: 0.7 mi
- 3/10William Monroe Middle SchoolGrades: 6-8Distance: 0.6 mi
- 7/10William Monroe High SchoolGrades: 9-12Distance: 0.5 mi
Schools provided by the listing agent
- Elementary: Greene Primary
- Middle: William Monroe
- High: William Monroe
Source: CAAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Virginia
- Greene County
- Ruckersville
- 22973
- 781 Celt Rd






