Under contract-accepting backup offers. Short Sale. MOVE-IN READY with a NEWER ROOF, NEWER A/C, NEWER kitchen appliances AND a valuable transferable home warranty! Welcome to 7905 Charing Cross Way, a 3-bedroom, 2-bath home offering over 1,600 heated square feet on a desirable corner lot in the Waterford community. Inside, a neutral color palette, tile and carpet flooring, and a comfortable, functional open floor plan make this home easy to move right into. The kitchen features new appliances installed in November 2025, while the indoor laundry room adds everyday convenience. The spacious primary suite features two walk-in closets and a private en-suite bath. An attached two-car garage and oversized driveway provide plenty of parking and additional storage. Tucked away with peaceful conservation and pond views, the home's corner-lot setting offers an added sense of privacy surrounded by nature. Step outside to the screened lanai and enjoy the tranquil backdrop—a perfect spot for morning coffee or unwinding at the end of the day. Several major improvements have already been completed, including a NEWER ROOF installed September 2024 with a 10-year warranty and a NEWER A/C installed January 2024 with a 10-year parts warranty. A partial vinyl fence was installed in January 2025 and includes a 2-year labor warranty and limited lifetime parts warranty. Even more peace of mind comes with a transferable Home Warranty valid through July 14, 2027. Enjoy the community pool located just one street away near the main entrance. HOA dues are only $100 per month, with NO master HOA, NO CDD fees and NO FLOOD INSURANCE required.* Conveniently located near shopping, recreation and exciting new development, Gateway shopping center is approximately one mile away with Publix, restaurants and everyday services, while two golf courses are within approximately two miles. Terra Ceia Preserve State Park is approximately 3.5 miles away, offering miles of natural Florida scenery, trails and kayak access. Adding to the area's growing amenities, a new BayCare healthcare and hospital project is currently underway and scheduled to open in late 2028. Elementary, middle and multiple charter school options are also located within approximately 2 miles. Offered at $339,000. This property is being sold as a short sale and is subject to lender approval. *Buyer/Buyer's Agent to verify flood zone and flood insurance requirements with their lender and insurance provider.
Accepting backups
Price cut: $9K (10/4)
$325,000
7905 CHARING CROSS WAY, PALMETTO, FL 34221
3beds
1,647sqft
Single Family Residence
Built in 2005
7,105 Square Feet Lot
$319,600 Zestimate®
$197/sqft
$100/mo HOA
What's special
Attached two-car garageIndoor laundry roomSpacious primary suiteNeutral color paletteTile and carpet flooring
- 48 days
- 571
- 45
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Amy Mickschl 816-682-1365,
KELLER WILLIAMS GULF BEACHES 727-367-3756,
Maryam Soroush Jansen 571-437-8741,
KELLER WILLIAMS GULF BEACHES
Source: Stellar MLS,MLS#: TB8545526
Originating MLS: Suncoast Tampa

Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Features: En Suite Bathroom, Walk-In Closet(s)
- Level: First
Bedroom 2
- Features: Storage Closet
- Level: First
Bedroom 3
- Features: Storage Closet
- Level: First
Primary bathroom
- Features: Dual Sinks, En Suite Bathroom, Water Closet/Priv Toilet, Walk-In Closet(s)
- Level: First
Kitchen
- Features: Kitchen Island
- Level: First
Living room
- Level: First
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
- Laundry: Inside, Laundry Room
Features
- Ceiling Fan(s), High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Split Bedroom, Walk-In Closet(s)
- Flooring: Carpet, Tile
- Doors: Sliding Doors
- Has fireplace: No
- Common walls with other units/homes: Corner Unit
Interior area
- Total structure area: 2,225
- Total interior livable area: 1,647 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Attached garage spaces: 2
Features
- Levels: One
- Stories: 1
- Patio & porch: Patio, Screened
- Exterior features: Private Mailbox
- Fencing: Vinyl
- Has view: Yes
- View description: Trees/Woods, Pond
- Has water view: Yes
- Water view: Pond
- Waterfront features: Pond Access
Lot
- Size: 7,105 Square Feet
- Features: Conservation Area, Corner Lot, Cul-De-Sac
Details
- Parcel number: 647136209
- Zoning: PDR
- Special conditions: Short Sale
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Block
- Foundation: Slab
- Roof: Shingle
Condition
- New construction: No
- Year built: 2005
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available, Electricity Connected, Sewer Connected, Water Connected
Community & HOA
Community
- Pet fee: $0 monthly
- Subdivision: WATERFORD PH I-A, II & II-A
HOA
- Has HOA: Yes
- Amenities included: Pool
- Services included: Community Pool
- HOA fee: $100 monthly
- HOA name: Judy Morrison
- HOA phone: 941-377-3419
Location
- Region: Palmetto
Financial & listing details
- Price per square foot: $197/sqft
- Tax assessed value: $315,651
- Annual tax amount: $3,921
- Date on market: 9/5/2026
- Cumulative days on market: 47 days
- Listing terms: Cash,Conventional,FHA,VA Loan
- Ownership: Fee Simple
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Paved
Estimated market value
$319,600
$304,000 - $336,000
$2,157/mo
Price history
| Date | Event | Price |
|---|---|---|
| 10/4/2026 | Price change | $325,000-2.7%$197/sqft |
Source: | ||
| 9/25/2026 | Price change | $334,000-1.5%$203/sqft |
Source: | ||
| 9/5/2026 | Listed for sale | $339,000-7.1%$206/sqft |
Source: | ||
| 4/11/2025 | Sold | $365,000-1.4%$222/sqft |
Source: | ||
| 3/7/2025 | Pending sale | $370,000$225/sqft |
Source: | ||
| 3/3/2025 | Price change | $370,000-1.3%$225/sqft |
Source: | ||
| 2/20/2025 | Price change | $375,000-0.8%$228/sqft |
Source: | ||
| 1/31/2025 | Price change | $378,000-3.1%$230/sqft |
Source: | ||
| 1/12/2025 | Price change | $390,000-1%$237/sqft |
Source: | ||
| 12/5/2024 | Listed for sale | $393,999+23.5%$239/sqft |
Source: | ||
| 12/4/2024 | Listing removed | $319,000-2.1%$194/sqft |
Source: | ||
| 12/4/2023 | Listing removed | -- |
Source: | ||
| 12/7/2021 | Sold | $326,000+2.2%$198/sqft |
Source: Public Record Report a problem | ||
| 11/13/2021 | Pending sale | $319,000$194/sqft |
Source: | ||
| 11/8/2021 | Listed for sale | $319,000+59.9%$194/sqft |
Source: | ||
| 4/27/2005 | Sold | $199,500$121/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $4,085 +5.4% | $315,651 +1.9% |
| 2024 | $3,876 +1.3% | $309,698 +3% |
| 2023 | $3,826 +2.7% | $300,678 +3% |
| 2022 | $3,723 +23.2% | $291,920 +48.7% |
| 2021 | $3,021 +2.5% | $196,284 +3.2% |
| 2020 | $2,948 +4.2% | $190,255 +8.6% |
| 2019 | $2,828 | $175,164 0% |
| 2018 | $2,828 +6.3% | $175,166 +9.8% |
| 2017 | $2,660 +48.6% | $159,598 +8.9% |
| 2016 | $1,790 | $146,555 +15.7% |
| 2015 | $1,790 | $126,616 +14.3% |
| 2014 | $1,790 +8.7% | $110,741 +12% |
| 2013 | $1,646 +164485% | $98,876 +7.7% |
| 2012 | $1 | $91,772 -13.3% |
| 2011 | $1 | $105,840 +9.6% |
| 2010 | -- | $96,586 -23.9% |
| 2009 | $2,070 -15.3% | $126,873 -22.4% |
| 2008 | $2,442 -27.2% | $163,443 -25.3% |
| 2007 | $3,356 +8.7% | $218,717 +17.5% |
| 2006 | $3,087 +415.1% | $186,131 +431.8% |
| 2005 | $599 +331.1% | $35,000 +337.5% |
| 2004 | $139 | $8,000 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: 34221
Nearby schools
Schools provided by the listing agent
- Elementary: Virgil Mills Elementary
- Middle: Buffalo Creek Middle
- High: Palmetto High
Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.





