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Accepting backups
  • Price cut: $9K (10/4)
    $325,000

    7905 CHARING CROSS WAY, PALMETTO, FL 34221

    3beds
    1,647sqft
    : 
    $2,340/mo
    Get pre-qualified
    Single Family Residence
    Built in 2005
    7,105 Square Feet Lot
    $319,600 Zestimate®
    $197/sqft
    $100/mo HOA

    What's special

    Attached two-car garageIndoor laundry roomSpacious primary suiteNeutral color paletteTile and carpet flooring
    Under contract-accepting backup offers. Short Sale. MOVE-IN READY with a NEWER ROOF, NEWER A/C, NEWER kitchen appliances AND a valuable transferable home warranty! Welcome to 7905 Charing Cross Way, a 3-bedroom, 2-bath home offering over 1,600 heated square feet on a desirable corner lot in the Waterford community. Inside, a neutral color palette, tile and carpet flooring, and a comfortable, functional open floor plan make this home easy to move right into. The kitchen features new appliances installed in November 2025, while the indoor laundry room adds everyday convenience. The spacious primary suite features two walk-in closets and a private en-suite bath. An attached two-car garage and oversized driveway provide plenty of parking and additional storage. Tucked away with peaceful conservation and pond views, the home's corner-lot setting offers an added sense of privacy surrounded by nature. Step outside to the screened lanai and enjoy the tranquil backdrop—a perfect spot for morning coffee or unwinding at the end of the day. Several major improvements have already been completed, including a NEWER ROOF installed September 2024 with a 10-year warranty and a NEWER A/C installed January 2024 with a 10-year parts warranty. A partial vinyl fence was installed in January 2025 and includes a 2-year labor warranty and limited lifetime parts warranty. Even more peace of mind comes with a transferable Home Warranty valid through July 14, 2027. Enjoy the community pool located just one street away near the main entrance. HOA dues are only $100 per month, with NO master HOA, NO CDD fees and NO FLOOD INSURANCE required.* Conveniently located near shopping, recreation and exciting new development, Gateway shopping center is approximately one mile away with Publix, restaurants and everyday services, while two golf courses are within approximately two miles. Terra Ceia Preserve State Park is approximately 3.5 miles away, offering miles of natural Florida scenery, trails and kayak access. Adding to the area's growing amenities, a new BayCare healthcare and hospital project is currently underway and scheduled to open in late 2028. Elementary, middle and multiple charter school options are also located within approximately 2 miles. Offered at $339,000. This property is being sold as a short sale and is subject to lender approval. *Buyer/Buyer's Agent to verify flood zone and flood insurance requirements with their lender and insurance provider.
    48 days
    571
    45

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Amy Mickschl 816-682-1365,

    KELLER WILLIAMS GULF BEACHES 727-367-3756,

    Maryam Soroush Jansen 571-437-8741,

    KELLER WILLIAMS GULF BEACHES

    Source: Stellar MLS,MLS#: TB8545526MLS LogoOriginating MLS: Suncoast Tampa

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Primary bedroom
      • Features: En Suite Bathroom, Walk-In Closet(s)
      • Level: First
      Bedroom 2
      • Features: Storage Closet
      • Level: First
      Bedroom 3
      • Features: Storage Closet
      • Level: First
      Primary bathroom
      • Features: Dual Sinks, En Suite Bathroom, Water Closet/Priv Toilet, Walk-In Closet(s)
      • Level: First
      Kitchen
      • Features: Kitchen Island
      • Level: First
      Living room
      • Level: First
      Heating
      • Central
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
      • Laundry: Inside, Laundry Room
      Features
      • Ceiling Fan(s), High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Split Bedroom, Walk-In Closet(s)
      • Flooring: Carpet, Tile
      • Doors: Sliding Doors
      • Has fireplace: No
      • Common walls with other units/homes: Corner Unit
      Interior area
      • Total structure area: 2,225
      • Total interior livable area: 1,647 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage - Attached
      • Attached garage spaces: 2
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Patio, Screened
      • Exterior features: Private Mailbox
      • Fencing: Vinyl
      • Has view: Yes
      • View description: Trees/Woods, Pond
      • Has water view: Yes
      • Water view: Pond
      • Waterfront features: Pond Access
      Lot
      • Size: 7,105 Square Feet
      • Features: Conservation Area, Corner Lot, Cul-De-Sac
      Details
      • Parcel number: 647136209
      • Zoning: PDR
      • Special conditions: Short Sale

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Block
      • Foundation: Slab
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 2005

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available, Electricity Connected, Sewer Connected, Water Connected

      Community & HOA

      Community
      • Pet fee: $0 monthly
      • Subdivision: WATERFORD PH I-A, II & II-A
      HOA
      • Has HOA: Yes
      • Amenities included: Pool
      • Services included: Community Pool
      • HOA fee: $100 monthly
      • HOA name: Judy Morrison
      • HOA phone: 941-377-3419
      Location
      • Region: Palmetto

      Financial & listing details

      • Price per square foot: $197/sqft
      • Tax assessed value: $315,651
      • Annual tax amount: $3,921
      • Date on market: 9/5/2026
      • Cumulative days on market: 47 days
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Paved

        Estimated market value

        $319,600

        $304,000 - $336,000

        $2,157/mo

        Price history

        DateEventPrice
        10/4/2026Price change$325,000-2.7%$197/sqft
        Source: Stellar MLS #TB8545526 Report a problem
        9/25/2026Price change$334,000-1.5%$203/sqft
        Source: Stellar MLS #TB8545526 Report a problem
        9/5/2026Listed for sale$339,000-7.1%$206/sqft
        Source: Stellar MLS #TB8545526 Report a problem
        4/11/2025Sold$365,000-1.4%$222/sqft
        Source: Stellar MLS #TB8326574 Report a problem
        3/7/2025Pending sale$370,000$225/sqft
        Source: Stellar MLS #TB8326574 Report a problem
        3/3/2025Price change$370,000-1.3%$225/sqft
        Source: Stellar MLS #TB8326574 Report a problem
        2/20/2025Price change$375,000-0.8%$228/sqft
        Source: Stellar MLS #TB8326574 Report a problem
        1/31/2025Price change$378,000-3.1%$230/sqft
        Source: Stellar MLS #TB8326574 Report a problem
        1/12/2025Price change$390,000-1%$237/sqft
        Source: Stellar MLS #TB8326574 Report a problem
        12/5/2024Listed for sale$393,999+23.5%$239/sqft
        Source: Stellar MLS #TB8326574 Report a problem
        12/4/2024Listing removed$319,000-2.1%$194/sqft
        Source: Stellar MLS #A4517113 Report a problem
        12/4/2023Listing removed--
        Source: Stellar MLS #A4517113 Report a problem
        12/7/2021Sold$326,000+2.2%$198/sqft
        Source: Public Record Report a problem
        11/13/2021Pending sale$319,000$194/sqft
        Source: Stellar MLS #A4517113 Report a problem
        11/8/2021Listed for sale$319,000+59.9%$194/sqft
        Source: Stellar MLS #A4517113 Report a problem
        4/27/2005Sold$199,500$121/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$4,085 +5.4%$315,651 +1.9%
        2024$3,876 +1.3%$309,698 +3%
        2023$3,826 +2.7%$300,678 +3%
        2022$3,723 +23.2%$291,920 +48.7%
        2021$3,021 +2.5%$196,284 +3.2%
        2020$2,948 +4.2%$190,255 +8.6%
        2019$2,828 $175,164 0%
        2018$2,828 +6.3%$175,166 +9.8%
        2017$2,660 +48.6%$159,598 +8.9%
        2016$1,790 $146,555 +15.7%
        2015$1,790 $126,616 +14.3%
        2014$1,790 +8.7%$110,741 +12%
        2013$1,646 +164485%$98,876 +7.7%
        2012$1 $91,772 -13.3%
        2011$1 $105,840 +9.6%
        2010-- $96,586 -23.9%
        2009$2,070 -15.3%$126,873 -22.4%
        2008$2,442 -27.2%$163,443 -25.3%
        2007$3,356 +8.7%$218,717 +17.5%
        2006$3,087 +415.1%$186,131 +431.8%
        2005$599 +331.1%$35,000 +337.5%
        2004$139 $8,000
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 34221

        Getting around

        0 / 100
        Car-Dependent

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Virgil Mills Elementary
        • Middle: Buffalo Creek Middle
        • High: Palmetto High

        Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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