Skip main navigation
For sale
    • Price cut: $20.1K (7/17)
    $409,900

    10205 SAINT FRANCIS TERRACE, PALMETTO, FL 34221

    2beds
    1,698sqft
    : 
    $3,181/mo
    Get pre-qualified
    Single Family Residence
    Built in 2015
    5,732 Square Feet Lot
    $400,900 Zestimate®
    $241/sqft
    $520/mo HOA

    What's special

    Tranquil lanaiTwo generously sized windowsSun-kissed lightLarge sliding glass doorsStainless steel appliancesDouble sink
    Welcome to your coastal retreat — where sun-kissed light, gentle breezes, and laid-back elegance await. Step inside this airy, coastal-inspired home and let your imagination set sail. From the moment you enter, you're greeted by a bright and open living space that flows effortlessly to a tranquil lanai, perfect for morning coffee or sunset lounging. Beyond the large sliding glass doors, enjoy a spacious backyard that backs up to serene conservation land — your own private slice of nature. The living room is filled with natural light, thanks to two generously sized windows, and offers the perfect backdrop for cozy coastal furnishings. The primary suite is a true seaside sanctuary, featuring a trio of bay windows that invite in soft light and offer views of the outdoors. A modern retractable ceiling fan with dual light settings adds both function and flair. The ensuite bath is spa-like, with a walk-in shower featuring a built-in seat, dual vanities with abundant counter space, and direct access to a walk-in closet with built-in shelving — and yes, there's attic access too. The dining room is bright and inviting, framed by a picture window that captures the beauty of the day. The kitchen is thoughtfully designed for both style and function, featuring stainless steel appliances, a double sink, ample lighting, and generous cabinet space — 15 upper cabinets, 12 lowers, and 6 drawers to be exact. A fixed window fills the space with natural light, making every meal prep a pleasure. The second bedroom offers comfort and versatility, with a walk-in closet, retractable ceiling fan, and pocket-door access to the second full bathroom, complete with a tub/shower combo and easy access from the hallway. Across the hall, you’ll find a spacious office — or creative space — with another fixed window and a ceiling fan to keep the ocean-inspired vibes going strong. Laundry is tucked away in a private room with ample shelving, and the two-car garage offers plenty of space and additional attic access. The community? It's your coastal clubhouse dream come true. The HOA includes landscaping, cable, and exclusive access to the Amenity Center — featuring a resort-style pool, lap pool, bubbling spa, fire pit, 24-hour fitness room, tennis courts, pickleball, corn hole, massage room, billiards, library, event space, and a calendar full of activities like dancing, bingo, and live shows. Don’t miss the opportunity to live the laid-back lifestyle you’ve been dreaming of — this coastal haven is calling your name.
    125 days
    |
    187
    |
    4
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Tim Lester 941-981-5388,

    TIM LESTER INTERNAT'L REALTY 941-981-5388

    Source: Stellar MLS,MLS#: A4688993MLS LogoOriginating MLS: Sarasota - Manatee

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 2
      • Full bathrooms: 2
      Rooms
      • Room types: Den/Library/Office, Dining Room, Utility Room
      Primary bedroom
      • Features: Ceiling Fan(s), En Suite Bathroom, Walk-In Closet(s)
      • Level: First
      • Area: 216 Square Feet
      • Dimensions: 12x18
      Bedroom 2
      • Features: Ceiling Fan(s), En Suite Bathroom, Built-in Closet
      • Level: First
      • Area: 169 Square Feet
      • Dimensions: 13x13
      Primary bathroom
      • Features: Built-In Shower Bench, Dual Sinks, Exhaust Fan, Shower No Tub, Water Closet/Priv Toilet
      • Level: First
      • Area: 130 Square Feet
      • Dimensions: 10x13
      Bathroom 2
      • Features: Exhaust Fan, Single Vanity, Tub With Shower
      • Level: First
      • Area: 48 Square Feet
      • Dimensions: 6x8
      Balcony porch lanai
      • Features: Ceiling Fan(s)
      • Level: First
      • Area: 255 Square Feet
      • Dimensions: 15x17
      Den
      • Features: Ceiling Fan(s), No Closet
      • Level: First
      • Area: 121 Square Feet
      • Dimensions: 11x11
      Dining room
      • Level: First
      • Area: 195 Square Feet
      • Dimensions: 13x15
      Kitchen
      • Features: Breakfast Bar, Pantry, Dual Sinks
      • Level: First
      • Area: 140 Square Feet
      • Dimensions: 10x14
      Laundry
      • Level: First
      • Area: 66 Square Feet
      • Dimensions: 6x11
      Living room
      • Features: Ceiling Fan(s)
      • Level: First
      • Area: 240 Square Feet
      • Dimensions: 15x16
      Heating
      • Central
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Disposal, Dryer, Electric Water Heater, Gas Water Heater, Microwave, Range, Range Hood, Refrigerator, Washer
      • Laundry: Inside, Laundry Room
      Features
      • Ceiling Fan(s), High Ceilings, In Wall Pest System, Open Floorplan, Pest Guard System, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Thermostat, Walk-In Closet(s)
      • Flooring: Carpet, Ceramic Tile
      • Doors: Sliding Doors
      • Windows: Window Treatments, Hurricane Shutters, Hurricane Shutters/Windows
      • Has fireplace: No
      Interior area
      • Total structure area: 2,256
      • Total interior livable area: 1,698 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Driveway, Garage Door Opener, Guest
      • Attached garage spaces: 2
      • Has uncovered spaces: Yes
      • Details: Garage Dimensions: 19x22
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Covered, Patio, Screened
      • Exterior features: Irrigation System, Lighting, Rain Gutters, Sidewalk
      • Has view: Yes
      • View description: Trees/Woods
      • Waterfront features: Lake
      Lot
      • Size: 5,732 Square Feet
      • Features: Conservation Area, In County, Landscaped, Level, Street Dead-End, Unincorporated, Above Flood Plain
      • Residential vegetation: Mature Landscaping, Trees/Landscaped
      Details
      • Parcel number: 610903359
      • Zoning: PDMU
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Mediterranean
      • Property subtype: Single Family Residence
      Materials
      • Block, Stucco
      • Foundation: Slab
      • Roof: Concrete,Tile
      Condition
      • Completed
      • New construction: No
      • Year built: 2015
      Details
      • Builder name: Taylor Morrison

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Natural Gas Connected, Public
      Green energy
      • Water conservation: Irrig. System-Rainwater from Ponds

      Community & HOA

      Community
      • Features: Fishing, Lake, Association Recreation - Owned, Clubhouse, Community Mailbox, Deed Restrictions, Dog Park, Fitness Center, Gated Community - No Guard, Golf Carts OK, Irrigation-Reclaimed Water, Park, Playground, Pool, Sidewalks, Special Community Restrictions, Tennis Court(s)
      • Security: Gated Community, Security System, Security System Owned, Smoke Detector(s)
      • Pet fee: $0 monthly
      • Subdivision: ARTISAN LAKES ESPLANADE PH I SP A-D
      HOA
      • Has HOA: Yes
      • Amenities included: Cable TV, Clubhouse, Fence Restrictions, Fitness Center, Gated, Lobby Key Required, Park, Pickleball Court(s), Playground, Pool, Recreation Facilities, Spa/Hot Tub, Tennis Court(s)
      • Services included: Cable TV, Community Pool, Reserve Fund, Internet, Maintenance Grounds, Manager, Pest Control, Pool Maintenance, Recreational Facilities
      • HOA fee: $520 monthly
      • HOA name: Catherine Gangloff
      • HOA phone: 941-479-6575
      Location
      • Region: Palmetto

      Financial & listing details

      • Price per square foot: $241/sqft
      • Tax assessed value: $337,268
      • Annual tax amount: $1,104
      • Date on market: 4/6/2026
      • Cumulative days on market: 125 days
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Road surface type: Paved

        Estimated market value

        $400,900

        $381,000 - $421,000

        $2,497/mo

        Price history

        DateEventPrice
        7/17/2026Price change$409,900-4.7%$241/sqft
        Source: Stellar MLS #A4688993 Report a problem
        6/12/2026Price change$430,000-1.4%$253/sqft
        Source: Stellar MLS #A4688993 Report a problem
        4/6/2026Listed for sale$436,000+0.2%$257/sqft
        Source: Stellar MLS #A4688993 Report a problem
        10/27/2025Listing removed$435,000$256/sqft
        Source: Stellar MLS #A4649703 Report a problem
        9/18/2025Price change$435,000-1.1%$256/sqft
        Source: Stellar MLS #A4649703 Report a problem
        4/22/2025Listed for sale$439,900-2.5%$259/sqft
        Source: Stellar MLS #A4649703 Report a problem
        6/6/2022Sold$451,000+4.9%$266/sqft
        Source: Public Record Report a problem
        5/7/2022Listing removed--
        Source: Zillow Rental Network_1 Report a problem
        5/4/2022Listed for rent$3,170$2/sqft
        Source: Zillow Rental Network_1 Report a problem
        4/27/2022Pending sale$429,900$253/sqft
        Source: Stellar MLS #T3366191 Report a problem
        4/22/2022Listed for sale$429,900+79.7%$253/sqft
        Source: Stellar MLS #T3366191 Report a problem
        8/26/2015Sold$239,178$141/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$1,151 +2.6%$173,549 +2.9%
        2024$1,122 +2%$168,658 +3%
        2023$1,099 -68.7%$163,746 -25%
        2022$3,515 +0.3%$218,273 +3%
        2021$3,506 +0.8%$211,916 +1.4%
        2020$3,476 +1.3%$208,990 +2.3%
        2019$3,431 $204,291 +1.9%
        2018$3,431 +0.8%$200,482 +2.1%
        2017$3,404 $196,358 +2.1%
        2016-- $192,319 +327.4%
        2015-- $45,000
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.
        Get pre-qualified

        Climate risks

        Neighborhood: 34221

        Getting around

        7 / 100
        Car-Dependent
        28 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

        A local agent can set up tours, give advice and negotiate with sellers.

        Browse local experts

        Similar homes

              Nearby cities

              Nearby neighborhoods

              Nearby zip codes

              Other Palmetto Topics

                Search
                Updates
                Favorites
                Plan
                Inbox