BACK ON THE MARKET!!!!Beautiful, lightly secluded 4-bedroom, 3-bath brick home offering space, versatility, and unique features for both comfort and functionality. This property includes a partially finished basement, along with a large unfinished room that can easily be completed to add even more living space. The spacious primary bedroom features a private sitting area and a walkout sliding door leading to the deck—perfect for enjoying peaceful mornings or relaxing evenings. The basement is equipped with a window A/C unit and baseboard heating, and also includes a flue cleanout, making it ready for a wood-burning stove or gas heating option. A standout feature of this home is the walk-in cooler—ideal for wild game enthusiasts, homesteaders, or anyone interested in processing and storing their own meat. Located less than one mile from a public boat launch, this property is perfect for outdoor lovers. Additional highlights include: •A walkout basement with a full kitchen, full bath with laundry room and 2 full size bedrooms. A detached 2-bay garage with 10-foot-high doors, underground electric, and a separate meter • An attached workshop or game room, perfect for hobbies or entertaining • An additional outbuilding that can serve as a workshop with side storage for boats, ATVs, mowers, or equipment This property offers a rare combination of privacy, practicality, and recreational convenience—making it a must-see! New flooring in basement living area.
For sale
Price cut: $10K (5/31)
$389,900
815 Jr Phipps Rd, Monticello, KY 42633
4beds
3,057sqft
Single Family Residence
Built in 1989
3.33 Acres Lot
$372,800 Zestimate®
$128/sqft
$-- HOA
What's special
Walk-in coolerPrivate sitting areaSpacious primary bedroom
- 34 days |
- 729 |
- 41 |
Zillow last checked:
Listing updated:
Listed by:
L Annie Cooper 606-307-7200,
Re/Max Country Lakes,
Mary Beth Stockton 606-278-2578,
Re/Max Country Lakes
Source: Imagine MLS,MLS#: 26005589
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Primary bedroom
- Level: First
Kitchen
- Description: kitchen on 2 levels
- Level: First
Heating
- Baseboard, Electric, Heat Pump, Wood Stove
Cooling
- Central Air, Ceiling Fan(s), Electric, Heat Pump, Window Unit(s), Wall Unit(s)
Appliances
- Included: Dishwasher, Refrigerator, Range
- Laundry: Electric Dryer Hookup, Main Level, Washer Hookup, Lower Level
Features
- Entrance Foyer, Walk-In Closet(s), Ceiling Fan(s)
- Flooring: Carpet, Concrete, Laminate, Vinyl
- Basement: Concrete,Exterior Entry,Finished,Full,Interior Entry,Partially Finished,Walk-Out Access,Walk-Up Access
- Number of fireplaces: 1
- Fireplace features: Insert, Living Room, Wood Burning
Interior area
- Total structure area: 3,057
- Total interior livable area: 3,057 sqft
- Finished area above ground: 2,016
- Finished area below ground: 1,041
Property
Parking
- Total spaces: 4
- Parking features: Attached Garage, Detached Garage, Driveway, Garage Door Opener, Garage Faces Front, Garage Faces Side
- Garage spaces: 4
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: Accessible Approach with Ramp
Features
- Levels: One
- Fencing: Partial
- Has view: Yes
- View description: Trees/Woods, Farm
Lot
- Size: 3.33 Acres
- Features: Wooded
Details
- Additional structures: Shed(s), Workshop
- Parcel number: 0260000016.00
- Horses can be raised: Yes
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Brick Veneer, Wood Siding
- Foundation: Concrete Perimeter, Slab
- Roof: Metal
Condition
- Year built: 1989
Utilities & green energy
- Sewer: Septic Tank
- Water: Public
- Utilities for property: Cable Not Available, Electricity Connected, Natural Gas Not Available, Phone Available, Underground Utilities, Water Connected
Community & HOA
Community
- Subdivision: Rural
HOA
- Has HOA: No
Location
- Region: Monticello
Financial & listing details
- Price per square foot: $128/sqft
- Tax assessed value: $190,000
- Annual tax amount: $1,296
- Date on market: 5/13/2026
Estimated market value
$372,800
$354,000 - $391,000
$2,041/mo
Price history
| Date | Event | Price |
|---|---|---|
| 5/31/2026 | Price change | $389,900-2.5%$128/sqft |
Source:  Imagine MLS #26005589 Report a problem | ||
| 5/15/2026 | Listed for sale | $399,900$131/sqft |
Source: Imagine MLS #26005589 Report a problem | ||
| 3/25/2026 | Listing removed | $399,900$131/sqft |
Source: Imagine MLS #26005589 Report a problem | ||
| 3/21/2026 | Listed for sale | $399,900+185.6%$131/sqft |
Source: Imagine MLS #26005589 Report a problem | ||
| 12/6/2017 | Sold | $140,000-11.9%$46/sqft |
Source: Imagine MLS #3027093 Report a problem | ||
| 12/23/2016 | Listed for sale | $159,000-0.6%$52/sqft |
Source: United Country Report a problem | ||
| 4/3/2012 | Sold | $160,000$52/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $1,296 +46.6% | $190,000 +35.7% |
| 2023 | $884 -6.7% | $140,000 |
| 2022 | $947 -0.7% | $140,000 |
| 2021 | $954 -2.3% | $140,000 |
| 2020 | $977 -0.1% | $140,000 |
| 2019 | $978 -27.8% | $140,000 |
| 2018 | $1,355 -11.3% | $140,000 -12.5% |
| 2017 | $1,527 +5.6% | $160,000 |
| 2016 | $1,446 -0.4% | $160,000 |
| 2015 | $1,452 +58.2% | $160,000 |
| 2012 | $918 | $160,000 +50.3% |
| 2011 | -- | $106,465 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 42633
Nearby schools
GreatSchools rating
- NAWalker Elementary SchoolGrades: PK-KDistance: 4.8 mi
- 3/10Wayne County Middle SchoolGrades: 6-8Distance: 4.8 mi
- 3/10Wayne County High SchoolGrades: 9-12Distance: 4.7 mi
Schools provided by the listing agent
- Elementary: Wayne Co
- Middle: Wayne Co
- High: Wayne Co
Source: Imagine MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Kentucky
- Wayne County
- Monticello
- 42633
- 815 Jr Phipps Rd
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