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  • Price cut: $124K (7/29)
    $1,850,000

    8218 Finisterre Ct, Fair Oaks, CA 95628

    4beds
    3,199sqft
    : 
    $11,674/mo
    Get pre-qualified
    Single Family Residence
    Built in 1990
    0.4 Acres Lot
    $1,769,500 Zestimate®
    $578/sqft
    $-- HOA

    What's special

    Set above the gentle curve of the American River, this extraordinary Fair Oaks estate offers a rare perspective, one where expansive water views, mature trees, and open sky create a perpetual backdrop of quiet beauty. Mornings begin with soft light reflecting across the river, while evenings invite unforgettable sunsets best enjoyed from your own private retreat. This unique property is positioned in one of the region's most treasured enclaves of Old Fair Oaks Village, which has a similar feel to Carmel by the Sea and La Jolla. The property delivers a sense of seclusion without isolation. Just minutes away, Old Fair Oaks Village brings a warm, storied charm with its beloved coffee spots, locally owned restaurants, boutique shopping, and vibrant community gatherings. It is the kind of place where weekends unfold naturally with brunch on the patio, a leisurely stroll through the village, and an easy return home to the calm of riverside living. Homes of this caliber rarely become available in Fair Oaks. This home has not been on the market for 34 years. The combination of sweeping river views, timeless setting, and proximity to a walkable village lifestyle creates a living experience that feels both elevated and grounded. For those who value privacy yet appreciate connection, this is more than a residence; it is a sanctuary designed for the next chapter of life. Private showings are now available.
    4 days
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    476
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    9
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    Zillow last checked:

    Listing updated:

    Listed by:

    Sara Raudelunas DRE #01442897 916-826-1500,

    Nick Sadek Sotheby's International Realty

    Source: MetroList Services of CA,MLS#: 226095830Originating MLS: MetroList Services, Inc.

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 4
      • Full bathrooms: 3
      • Partial bathrooms: 1
      Rooms
      • Room types: Dining Room, Family Room, Kitchen, Laundry, Living Room
      Primary bedroom
      • Features: Sitting Area
      Primary bathroom
      • Features: Shower Stall(s), Double Vanity, Tile, Tub, Multiple Shower Heads, Walk-In Closet(s)
      Dining room
      • Features: Bar, Space in Kitchen, Formal Area
      Kitchen
      • Features: Breakfast Area, Granite Counters
      Heating
      • Central, Fireplace(s), MultiUnits, Zoned
      Cooling
      • Ceiling Fan(s), Central Air, Wall Unit(s), Window Unit(s), Multi Units
      Appliances
      • Included: Free-Standing Refrigerator, Built-In Gas Oven, Dishwasher, Disposal, Electric Cooktop, Warming Drawer, Wine Refrigerator, Dryer, Washer
      • Laundry: Laundry Room, Cabinets, Sink, Other, Inside Room
      Features
      • Flooring: Carpet, Laminate, Tile, Wood
      • Number of fireplaces: 1
      • Fireplace features: Family Room, Wood Burning
      Interior area
      • Total structure area: 0
      • Total interior livable area: 3,199 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Attached, Garage Door Opener, Garage Faces Side, Gated, Gentle Down Driveway/Sidewalks
      • Attached garage spaces: 2
      Features
      • Levels: Three Or More
      • Stories: 3
      • Exterior features: Dog Run
      • Fencing: Metal,Entry Gate,Wood,Fenced,Front Yard,Gated Driveway/Sidewalks
      • Waterfront features: River Access
      Lot
      • Size: 0.4 Acres
      • Features: Auto Sprinkler F&R, Court, Garden, Landscape Front, Other
      • Topography: Ridge,Trees Many,Ridge,Trees Many
      Details
      • Additional structures: Storage, Other
      • Parcel number: 24601700810000
      • Zoning: res
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Traditional
      • Property subtype: Single Family Residence
      Materials
      • Brick, Stucco, Frame
      • Foundation: Raised
      • Roof: Composition
      Condition
      • Year built: 1990

      Utilities & green energy

      • Electric: 220 Volts
      • Sewer: Public Sewer
      • Water: Water District
      • Utilities for property: Public, Sewer In & Connected

      Community & HOA

      Location
      • Region: Fair Oaks

      Financial & listing details

      • Price per square foot: $578/sqft
      • Tax assessed value: $1,392,440
      • Annual tax amount: $16,830
      • Price range: $1.9M - $1.9M
      • Date on market: 7/29/2026
      • Road surface type: Gravel

        Estimated market value

        $1,769,500

        $1.68M - $1.86M

        $4,141/mo

        Price history

        DateEventPrice
        7/29/2026Price change$1,850,000-6.3%$578/sqft
        Source: MetroList Services of CA #226095830 Report a problem
        7/8/2026Price change$1,974,000-1.3%$617/sqft
        Source: MetroList Services of CA #226067993 Report a problem
        5/28/2026Price change$1,999,000-10.2%$625/sqft
        Source: MetroList Services of CA #226067993 Report a problem
        5/18/2026Pending sale$2,225,000$696/sqft
        Source: MetroList Services of CA #226036543 Report a problem
        3/26/2026Listed for sale$2,225,000-11%$696/sqft
        Source: MetroList Services of CA #226036543 Report a problem
        3/26/2026Listing removed$2,499,000$781/sqft
        Source: MetroList Services of CA #226012215 Report a problem
        2/12/2026Listed for sale$2,499,000$781/sqft
        Source: MetroList Services of CA #226012215 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$16,830 +0.8%$1,392,440 +2%
        2024$16,703 +3%$1,365,138 +2%
        2023$16,209 +0.4%$1,338,371 +2%
        2022$16,151 +1.9%$1,312,130 +2%
        2021$15,846 +1.4%$1,286,403 +1%
        2020$15,621 +2.6%$1,273,214 +2%
        2019$15,224 +2.2%$1,248,250 +2%
        2018$14,890 +1%$1,223,776 +2%
        2017$14,744 +7.1%$1,199,781 +2%
        2016$13,770 +3.9%$1,176,257 +1.5%
        2015$13,251 $1,158,590 +2%
        2014$13,251 $1,135,896 +0.5%
        2013-- $1,130,764 +2%
        2012-- $1,108,593 +2%
        2011-- $1,086,857 +0.8%
        2010-- $1,078,735 +1.8%
        2008-- $1,060,097 +2%
        2007-- $1,039,312 +16.3%
        2006-- $893,935 +5.5%
        2005-- $846,996 +33.5%
        2004-- $634,311 +1.9%
        2003-- $622,687 +2%
        2002-- $610,478 +19.7%
        2001-- $510,000 0%
        2000-- $510,071
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 95628

        Getting around

        17 / 100
        Car-Dependent
        34 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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