Under contract-accepting backup offers. WATERFRONT VALUE-ADD OPPORTUNITY — This spacious 3-bedroom, 3-bath waterfront townhome offers nearly 2,000 sq. ft. of living space, tranquil water views, multiple screened balconies and decks, and a setting that feels like a private coastal retreat — offered AS-IS and Priced for Condition. Here's what makes this one worth a serious look: the capital-intensive work is already behind you. The kitchen was remodeled in 2020 with granite countertops, custom tile backsplash, stainless steel appliances, abundant cabinetry, a breakfast bar, and a walk-in pantry. The A/C system was installed in 2018 and the water heater in 2019. What remains is cosmetic — paint, flooring, finishes, and personal taste — the kind of scope a buyer controls on their own timeline and budget. Updated units in this community command meaningfully stronger pricing. That difference is left on the table here. Step inside to an open-concept living and dining area oriented to the waterfront views. Sliding glass doors extend the living space onto a private screened balcony overlooking the water — morning coffee, evening cocktails, outdoor dining, or simply watching the boats and wildlife go by. Upstairs, two generously sized primary-style suites each offer a private bath and flexible sitting or office space. The waterfront suite features vaulted ceilings, two walk-in closets, a private screened balcony, and an updated en-suite bath with granite finishes and a spacious tiled walk-in shower. Outdoor living is the defining feature, with three separate waterfront spaces extending from the ground floor, the main living level, and the primary bedroom. The sparkling community pool is only steps away, yet the home maintains a peaceful and private waterfront atmosphere. Ideally located just minutes from the Gulf beaches, parks, boat ramps, restaurants, shopping, and everything the surrounding beach communities have to offer, Tara Cay combines the freedom of waterfront living with the ease of a low-maintenance townhome lifestyle. Three levels of waterfront enjoyment, boating access, beautiful updates, and Florida living from sunrise to sunset—this is the coastal lifestyle you've been waiting for. The systems that typically consume a renovation budget are already handled. Offered AS_IS and priced for condition, with the upside left on the table for the next owner. Investors and renovation-minded buyers are encouraged to run their numbers and take a hard look. Cash offers preferred; proof of funds required with all offers. Seller is positioned to close quickly and cleanly — no repair negotiations, no appraisal contingency to manage .
Accepting backups
Price cut: $5K (8/31)
$345,000
9870 INDIAN KEY TRAIL #64, SEMINOLE, FL 33776
3beds
1,749sqft
Townhouse
Built in 1994
1,381 Square Feet Lot
$338,600 Zestimate®
$197/sqft
$422/mo HOA
What's special
Breakfast barBeautiful updatesTranquil water viewsStainless steel appliancesCustom tile backsplashWalk-in pantrySpacious tiled walk-in shower
- 58 days
- 42
- 2
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Adrienne Dauses 804-229-5151,
SMITH & ASSOCIATES REAL ESTATE 727-282-1788
Source: Stellar MLS,MLS#: TB8542207
Originating MLS: Suncoast Tampa

Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Primary bedroom
- Features: En Suite Bathroom, Granite Counters, Walk-In Closet(s)
- Level: Second
Kitchen
- Features: Breakfast Bar, Pantry, Granite Counters
- Level: First
Living room
- Features: Ceiling Fan(s)
- Level: First
Heating
- Central, Electric
Cooling
- Central Air
Appliances
- Included: Cooktop, Dishwasher, Electric Water Heater, Range, Refrigerator
- Laundry: Laundry Closet
Features
- Ceiling Fan(s), Split Bedroom, Stone Counters, Vaulted Ceiling(s), Walk-In Closet(s)
- Flooring: Luxury Vinyl, Tile, Hardwood
- Has fireplace: No
Interior area
- Total structure area: 1,749
- Total interior livable area: 1,749 sqft
Property
Parking
- Total spaces: 2
- Parking features: Assigned, Driveway, Garage Door Opener, Ground Level, Guest, Open, Tandem, Workshop in Garage
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: Three Or More
- Stories: 3
- Patio & porch: Deck, Enclosed, Patio, Porch, Screened
- Exterior features: Lighting, Other, Private Entrance, Sidewalk
- Pool features: In Ground
- Has spa: Yes
- Spa features: In Ground
- Has view: Yes
- View description: Canal, Intracoastal Waterway
- Has water view: Yes
- Water view: Canal,Intracoastal Waterway
- Waterfront features: Canal Front, Gulf/Ocean Front, Waterfront, Canal - Saltwater, Saltwater Canal Access, Gulf/Ocean to Bay Access, Intracoastal Waterway Access, Marina Access, Seawall
Lot
- Size: 1,381 Square Feet
Details
- Parcel number: 193015897730000640
- Zoning: RPD-10
- Special conditions: None
Construction
Type & style
- Home type: Townhouse
- Property subtype: Townhouse
- Attached to another structure: Yes
Materials
- Vinyl Siding, Wood Frame
- Foundation: Slab
- Roof: Shingle
Condition
- Completed
- New construction: No
- Year built: 1994
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: BB/HS Internet Available, Cable Available, Cable Connected, Electricity Connected
Community & HOA
Community
- Features: Boat Slip, Canal Front, Dock, Fishing, Gulf/Ocean Front, Marina, Water Access, Waterfront, Buyer Approval Required
- Pet fee: $0 monthly
- Subdivision: TARA CAY SOUND SOUTH
HOA
- Has HOA: Yes
- Services included: Common Area Taxes, Community Pool, Reserve Fund, Maintenance Grounds, Pool Maintenance, Sewer, Trash
- HOA fee: $422 monthly
- HOA name: PMI Tampa
- HOA phone: 813-565-7340
Location
- Region: Seminole
Financial & listing details
- Price per square foot: $197/sqft
- Tax assessed value: $355,614
- Annual tax amount: $5,803
- Date on market: 8/25/2026
- Cumulative days on market: 59 days
- Listing terms: Cash,Conventional
- Ownership: Fee Simple
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Asphalt
Estimated market value
$338,600
$322,000 - $356,000
$3,283/mo
Price history
| Date | Event | Price |
|---|---|---|
| 9/10/2026 | Listed for sale | $345,000$197/sqft |
Source: | ||
| 9/9/2026 | Pending sale | $345,000$197/sqft |
Source: | ||
| 8/31/2026 | Price change | $345,000-1.4%$197/sqft |
Source: | ||
| 8/25/2026 | Listed for sale | $350,000+32.1%$200/sqft |
Source: | ||
| 7/24/2020 | Sold | $265,000+1.9%$152/sqft |
Source: Public Record Report a problem | ||
| 12/14/2016 | Listing removed | $260,000$149/sqft |
Source: Coldwell Banker Residential Real Estate - St Petersburg Central #U7791833 Report a problem | ||
| 11/17/2016 | Price change | $260,000-1.9%$149/sqft |
Source: Coldwell Banker Residential Real Estate - St Petersburg Central #U7791833 Report a problem | ||
| 9/17/2016 | Listed for sale | $265,000+6%$152/sqft |
Source: Coldwell Banker Residential Real Estate - St Petersburg Central #U7791833 Report a problem | ||
| 6/9/2012 | Listing removed | $1,900$1/sqft |
Source: Coldwell Banker Residential Real Estate (99008603) Report a problem | ||
| 5/9/2012 | Listed for rent | $1,900$1/sqft |
Source: Coldwell Banker Residential Real Estate (99008603) Report a problem | ||
| 7/16/2010 | Sold | $250,000-12.3%$143/sqft |
Source: Public Record Report a problem | ||
| 7/2/2010 | Listed for sale | $285,000$163/sqft |
Source: Beach Place One #7454168 Report a problem | ||
| 5/14/2010 | Listing removed | $285,000$163/sqft |
Source: Beach Place One Real Estate #7454168 Report a problem | ||
| 3/13/2010 | Listed for sale | $285,000-9.5%$163/sqft |
Source: Beach Place One Real Estate #7454168 Report a problem | ||
| 6/12/2009 | Listing removed | $315,000$180/sqft |
Source: Postlets #7357443 Report a problem | ||
| 4/8/2009 | Listed for sale | $315,000-3.1%$180/sqft |
Source: Postlets #7357443 Report a problem | ||
| 2/3/2009 | Listing removed | $325,000$186/sqft |
Source: Point2 #7357443 Report a problem | ||
| 7/25/2008 | Price change | $325,000-11.7%$186/sqft |
Source: Keller Williams Realty #7357443 Report a problem | ||
| 4/27/2008 | Listed for sale | $368,000+153.8%$210/sqft |
Source: eWebEngine #7320973 Report a problem | ||
| 8/10/1998 | Sold | $145,000$83/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $5,804 +3.2% | $355,614 +0.8% |
| 2024 | $5,622 +2.7% | $352,781 +3% |
| 2023 | $5,475 +6.3% | $342,506 +3% |
| 2022 | $5,150 +10.3% | $332,530 +33.7% |
| 2021 | $4,670 +2.6% | $248,684 +4.5% |
| 2020 | $4,550 -0.3% | $237,898 +0.7% |
| 2019 | $4,562 | $236,241 +2.6% |
| 2018 | $4,562 +4.9% | $230,251 +7.1% |
| 2017 | $4,350 +15.9% | $215,005 +14.5% |
| 2016 | $3,753 +6.2% | $187,697 +8.9% |
| 2015 | $3,534 +3.8% | $172,292 -0.2% |
| 2014 | $3,406 +11.8% | $172,670 +22.9% |
| 2013 | $3,046 +6.6% | $140,442 +1.9% |
| 2012 | $2,858 | $137,811 -6.2% |
| 2011 | -- | $146,944 +3.1% |
| 2010 | -- | $142,548 -3.1% |
| 2009 | -- | $147,058 +0.1% |
| 2008 | $2,152 | $146,911 +3% |
| 2007 | -- | $142,632 -32.3% |
| 2005 | -- | $210,800 +22.3% |
| 2004 | $2,322 +4.8% | $172,400 -2.3% |
| 2003 | $2,216 +5.8% | $176,500 +12.7% |
| 2002 | $2,093 +6.1% | $156,600 +11.9% |
| 2001 | $1,973 +5.7% | $139,900 +8% |
| 2000 | $1,868 | $129,500 |
Find assessor info on the county website
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