Welcome to this beautifully maintained 3-bedroom, 2-bath home in the desirable Cottages at Waters Edge, a 55+ community in Umatilla. Built in 2018, this home offers a bright, open floor plan, neutral finishes, and a functional layout designed for easy, low-maintenance living. The kitchen overlooks the main living area and features ample cabinetry, a breakfast bar, and space for gathering and entertaining. The primary suite includes a private bath and generous closet space, while the split-bedroom design provides flexibility for guests, hobbies, or a home office. Enjoy the best of Florida living from both the front and back of the home. The front porch offers peaceful lake views with access to Lake Enola, while the screened-in patio provides a private space to relax or entertain year-round. Priced at $294,000, this home presents a standout opportunity as one of the few 3-bedroom options in the community, offering more space and functionality than smaller homes nearby. With low HOA, newer construction, and a quiet community setting, this property is ideal for buyers seeking comfort, convenience, and value. Conveniently located near shopping, dining, and major roadways, schedule your showing today.
For sale
Price cut: $1.5K (6/25)
$292,500
Umatilla, FL 32784
3beds
1,329sqft
Single Family Residence
Built in 2018
5,968 Square Feet Lot
$288,400 Zestimate®
$220/sqft
$200/mo HOA
What's special
Breakfast barNeutral finishesBright open floor planAccess to lake enolaGenerous closet spaceAmple cabinetry
- 21 days |
- 211 |
- 6 |
Zillow last checked:
Listing updated:
Listed by:
Carl Bazelais 321-426-0831,
LPT REALTY, LLC 877-366-2213
Source: Stellar MLS,MLS#: O6378059
Originating MLS: Orlando Regional
Originating MLS: Orlando Regional
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Features: Built-in Closet
- Level: First
- Area: 144 Square Feet
- Dimensions: 12x12
Bedroom 2
- Features: Built-in Closet
- Level: First
- Area: 120 Square Feet
- Dimensions: 10x12
Bedroom 3
- Features: Built-in Closet
- Level: First
- Area: 120 Square Feet
- Dimensions: 10x12
Kitchen
- Features: Storage Closet
- Level: First
- Area: 108 Square Feet
- Dimensions: 9x12
Living room
- Level: First
- Area: 238 Square Feet
- Dimensions: 14x17
Heating
- Central, Electric
Cooling
- Central Air
Appliances
- Included: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
- Laundry: Laundry Closet
Features
- Cathedral Ceiling(s), Ceiling Fan(s), Living Room/Dining Room Combo, Open Floorplan, Thermostat
- Flooring: Laminate
- Has fireplace: No
- Furnished: Yes
Interior area
- Total structure area: 1,967
- Total interior livable area: 1,329 sqft
Video & virtual tour
Property
Parking
- Total spaces: 1
- Parking features: Common
- Attached garage spaces: 1
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered, Screened
- Exterior features: Irrigation System, Private Mailbox
- Waterfront features: Lake Privileges
- Body of water: LAKE ENOLA
Lot
- Size: 5,968 Square Feet
- Features: Cul-De-Sac
- Residential vegetation: Trees/Landscaped
Details
- Parcel number: 131826340000000300
- Zoning: RP
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Contemporary,Cottage
- Property subtype: Single Family Residence
Materials
- Block, Wood Frame
- Foundation: Slab
- Roof: Metal
Condition
- Completed
- New construction: No
- Year built: 2018
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: BB/HS Internet Available, Cable Available, Public, Water Available
Community & HOA
Community
- Pet fee: $0 monthly
- Senior community: Yes
- Subdivision: UMATILLA COTTAGES AT WATERS EDGE
HOA
- Has HOA: Yes
- HOA fee: $200 monthly
- HOA name: Umatilla Veteran's Village | Joseph Heagy
- HOA phone: 352-648-2782
Location
- Region: Umatilla
Financial & listing details
- Price per square foot: $220/sqft
- Annual tax amount: $332
- Date on market: 1/30/2026
- Cumulative days on market: 138 days
- Listing terms: Cash,Conventional,Trade,FHA,VA Loan
- Ownership: Fee Simple
- Total actual rent: 0
- Road surface type: Asphalt
Estimated market value
$288,400
$274,000 - $303,000
$1,997/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/25/2026 | Price change | $292,500-0.5%$220/sqft |
Source:  Stellar MLS #O6378059 Report a problem | ||
| 6/5/2026 | Listed for sale | $294,000-0.3%$221/sqft |
Source: Stellar MLS #O6378059 Report a problem | ||
| 5/27/2026 | Listing removed | $294,999$222/sqft |
Source: Stellar MLS #O6378059 Report a problem | ||
| 2/27/2026 | Price change | $294,999-1.7%$222/sqft |
Source: Stellar MLS #O6378059 Report a problem | ||
| 1/30/2026 | Listed for sale | $299,999-11.7%$226/sqft |
Source: Stellar MLS #O6378059 Report a problem | ||
| 9/28/2025 | Listing removed | $339,900$256/sqft |
Source: Stellar MLS #G5087589 Report a problem | ||
| 2/18/2025 | Price change | $339,900-2.9%$256/sqft |
Source: Stellar MLS #G5087589 Report a problem | ||
| 9/28/2024 | Listed for sale | $349,900+118.8%$263/sqft |
Source: Stellar MLS #G5087589 Report a problem | ||
| 3/9/2018 | Sold | $159,900$120/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $332 -84.1% | $160,100 +2.9% |
| 2024 | $2,084 +5.3% | $155,590 +3% |
| 2023 | $1,980 +6.2% | $151,060 +3% |
| 2022 | $1,865 +5.9% | $146,660 +3% |
| 2021 | $1,761 -2.8% | $142,390 +1.4% |
| 2020 | $1,812 -1.6% | $140,425 |
| 2019 | $1,842 | $140,425 +560.8% |
| 2018 | -- | $21,250 |
| 2017 | -- | $21,250 +136.1% |
| 2016 | $191 | $9,000 |
| 2015 | $191 -3.9% | $9,000 |
| 2014 | $199 -0.8% | $9,000 |
| 2013 | $201 -14.9% | $9,000 -14.3% |
| 2012 | $236 -22.8% | $10,500 -25% |
| 2011 | $306 +2.6% | $14,000 |
| 2010 | $298 -18.5% | $14,000 -20% |
| 2009 | $366 -54.6% | $17,500 -54.7% |
| 2008 | $806 +1.9% | $38,600 |
| 2007 | $791 | $38,600 |
| 2006 | -- | -- |
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 32784
Nearby schools
GreatSchools rating
- 6/10Umatilla Elementary SchoolGrades: PK-5Distance: 1.1 mi
- 5/10Umatilla Middle SchoolGrades: 6-8Distance: 0.9 mi
- 3/10Umatilla High SchoolGrades: 9-12Distance: 0.7 mi
Schools provided by the listing agent
- Elementary: Umatilla Elem
- Middle: Umatilla Middle
- High: Umatilla High
Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
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