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Under contract-show
    • Price cut: $10K (8/13)
    $450,000

    1009 Onotoa Dr, Indian Trail, NC 28079

    5beds
    2,544sqft
    : 
    $2,658/mo
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    Single Family Residence
    Built in 2000
    0.22 Acres Lot
    $445,200 Zestimate®
    $177/sqft
    $53/mo HOA

    What's special

    Waterfront homeInviting curb appealTwo versatile flex spacesTwo additional bedroomsFormal dining roomPrivate backyard retreat
    Price reduction on this beautiful home! This stunning waterfront home with a rare double primary suite layout offers exceptional flexibility for multi-generational living and is nestled in one of the area’s most sought-after communities, known for its beautiful tree-lined streets and resort-style amenities. From the moment you arrive, the home’s inviting curb appeal and expansive covered front porch—complete with ceiling fans—set the tone for comfort and charm. Inside, you’re welcomed by two versatile flex spaces at the front of the home, one is ideal for a home office, music room, reading lounge, or sitting area, perfectly positioned across from the formal dining room. The spacious family room features a cozy fireplace and flows over into breakfast area, creating an open layout perfect for both everyday living and entertaining. Large windows showcase breathtaking views of the backyard oasis, bringing in natural light and serene water views. The main-level primary suite is generously sized and features a tray ceiling along with an updated en-suite bath, complete with a double vanity, large walk-in shower, and linen closet. Upstairs, a second primary suite with a private full bathroom provides an ideal setup for guests or extended family. You’ll also find two additional bedrooms and an oversized fifth bedroom or bonus room—perfect for a media room, playroom, or fitness space. Step outside to your private backyard retreat, where an extended patio with a retractable awning invites you to relax or entertain while enjoying peaceful views of the pond and its elegant fountain—a truly rare and tranquil setting. This exceptional community enhances your lifestyle with multiple stocked ponds, a community pool, park, and ball courts—all surrounded by picturesque scenery. Conveniently located in Indian Trail in Union County, this home offers great Union County Schools and easy access to shopping, dining, and easy access to both the Monroe Bypass and I485, combining peaceful living with everyday convenience.
    140 days
    |
    1,395
    |
    110
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Tracy Anderson tracyandersonsellshomes@gmail.com,

    Cross Keys LLC,

    Nicki Dembek,

    Cross Keys LLC

    Source: Canopy MLS as distributed by MLS GRID,MLS#: 4358436MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 5
      • Bathrooms: 4
      • Full bathrooms: 3
      • 1/2 bathrooms: 1
      • Main level bedrooms: 1
      Primary bedroom
      • Features: Ceiling Fan(s), En Suite Bathroom, Tray Ceiling(s)
      • Level: Main
      Bedroom s
      • Features: Ceiling Fan(s)
      • Level: Upper
      Bedroom s
      • Features: Attic Other, Ceiling Fan(s), Walk-In Closet(s)
      • Level: Upper
      Bathroom full
      • Level: Main
      Bathroom half
      • Level: Main
      Bathroom full
      • Level: Upper
      Bathroom full
      • Level: Upper
      Other
      • Features: Ceiling Fan(s), Tray Ceiling(s), Walk-In Closet(s)
      • Level: Upper
      Other
      • Features: Attic Other, Attic Walk In, Ceiling Fan(s), Walk-In Closet(s)
      • Level: Upper
      Breakfast
      • Features: Ceiling Fan(s)
      • Level: Main
      Dining room
      • Level: Main
      Family room
      • Features: Ceiling Fan(s)
      • Level: Main
      Flex space
      • Level: Main
      Kitchen
      • Level: Main
      Laundry
      • Level: Main
      Heating
      • Central
      Cooling
      • Ceiling Fan(s), Central Air
      Appliances
      • Included: Dishwasher, Disposal, Electric Range, Microwave, Refrigerator, Refrigerator with Ice Maker, Self Cleaning Oven, Washer/Dryer
      • Laundry: Laundry Closet, Main Level
      Features
      • Pantry, Walk-In Closet(s)
      • Flooring: Carpet, Vinyl
      • Has basement: No
      • Attic: Pull Down Stairs
      • Fireplace features: Gas Log, Great Room
      Interior area
      • Total structure area: 2,544
      • Total interior livable area: 2,544 sqft
      • Finished area above ground: 2,544
      • Finished area below ground: 0
      Video & virtual tour

      Property

      Parking
      • Total spaces: 6
      • Parking features: Driveway, Attached Garage, Garage Faces Front, Garage on Main Level
      • Attached garage spaces: 2
      • Uncovered spaces: 4
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Awning(s), Covered, Front Porch, Patio
      • Pool features: Community
      • Has view: Yes
      • View description: Water
      • Has water view: Yes
      • Water view: Water
      • Waterfront features: Other - See Remarks, Waterfront
      • Body of water: Pond
      Lot
      • Size: 0.22 Acres
      • Features: Cleared, Wooded, Views, Other - See Remarks
      Living quarters
      • Secondary features: Room w/ Private Bath
      Details
      • Parcel number: 07039306
      • Zoning: AR0
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Brick Partial, Vinyl
      • Foundation: Slab
      Condition
      • New construction: No
      • Year built: 2000

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: City

      Community & HOA

      Community
      • Features: Cabana, Clubhouse, Game Court, Picnic Area, Playground, Pond, Recreation Area, Sidewalks, Street Lights, Walking Trails
      • Subdivision: Bent Creek
      HOA
      • Has HOA: Yes
      • HOA fee: $635 annually
      • HOA name: CAMS
      • HOA phone: 877-672-2267
      Location
      • Region: Indian Trail

      Financial & listing details

      • Price per square foot: $177/sqft
      • Tax assessed value: $426,500
      • Annual tax amount: $2,819
      • Date on market: 4/2/2026
      • Cumulative days on market: 107 days
      • Listing terms: Cash,Conventional,Exchange,FHA,VA Loan
      • Road surface type: Concrete, Paved

        Estimated market value

        $445,200

        $423,000 - $467,000

        $2,403/mo

        Price history

        DateEventPrice
        8/13/2026Price change$450,000-2.2%$177/sqft
        Source: Canopy MLS as distributed by MLS GRID #4358436 Report a problem
        7/20/2026Listed for sale$460,000-1.1%$181/sqft
        Source: Canopy MLS as distributed by MLS GRID #4358436 Report a problem
        7/10/2026Listing removed$465,000$183/sqft
        Source: Canopy MLS as distributed by MLS GRID #4358436 Report a problem
        6/15/2026Price change$465,000-2.1%$183/sqft
        Source: Canopy MLS as distributed by MLS GRID #4358436 Report a problem
        5/14/2026Price change$475,000-2.9%$187/sqft
        Source: Canopy MLS as distributed by MLS GRID #4358436 Report a problem
        4/10/2026Price change$489,000-2.2%$192/sqft
        Source: Canopy MLS as distributed by MLS GRID #4358436 Report a problem
        4/2/2026Listed for sale$500,000+212.5%$197/sqft
        Source: Canopy MLS as distributed by MLS GRID #4358436 Report a problem
        3/23/2001Sold$160,000+384.8%$63/sqft
        Source: Public Record Report a problem
        8/30/2000Sold$33,000$13/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$2,819 +15%$426,500 +47.3%
        2024$2,451 +0.9%$289,600
        2023$2,430 $289,600
        2022$2,430 $289,600
        2021$2,430 +19.8%$289,600 +42.2%
        2020$2,028 0%$203,700
        2019$2,029 +27.7%$203,700
        2018$1,588 $203,700
        2017$1,588 -4.3%$203,700
        2016$1,660 $203,700
        2015$1,660 +13.6%$203,700 -0.4%
        2014$1,461 $204,510
        2013-- $204,510
        2012-- $204,510
        2011-- $204,510
        2010-- $204,510
        2009$1,461 $204,510
        2008$1,461 +7.9%$204,510 +13.1%
        2007$1,353 +9.6%$180,750
        2006$1,235 $180,750
        2005-- $180,750
        2004-- $180,750 +3.7%
        2003-- $174,380
        2002-- $174,380
        2001-- $174,380
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 28079

        Getting around

        7 / 100
        Car-Dependent
        27 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Hemby Bridge
        • Middle: Porter Ridge
        • High: Porter Ridge

        Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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