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For sale
    • $799,000

    104 Bells Creek Ln, Kilmarnock, VA 22482

    3beds
    2,912sqft
    : 
    $4,800/mo
    Get pre-qualified
    Single Family Residence
    Built in 1945
    0.85 Acres Lot
    $-- Zestimate®
    $274/sqft
    $-- HOA

    What's special

    Large new bathStorage shedLarge glassed creek roomLaundry roomFormal dining roomTwo bay garage
    Welcome to an ideal small waterfront community on Bells Creek Enjoy your deep water protected harbor for your boat plus easy access from your dock into Indian Creek with a short boat ride into Indian Creek and Chesapeake Bay. Location is within walking , a golf cart or short boat ride to Indian Creek Yacht and Country Club. Offers dining, pool and spa, 18 hole golf course, tennis, pickleball, marina and lots new friends. You will be out boating and fishing in Indian Creek and the Chesapeake Bay within minutes from your dock. Other features include 10 minute drive to Kilmarnock for the shopping, restaurants, etc. A wonderful location for all the fun and convenience you would want. This vintage cottage is ready to move in and enjoy your waterfront destination. Main level offers large open living area with fireplace, formal dining room, kitchen with breakfast/lunch eating area and large glassed creek room. Owner's suite is on main level with niced bedroom and private reading/office area on creekside plus large new bath plus and laundry room. Large decks off main & second floors floors on waterside of house. Second floor offers 2 bedrooms, 2 baths, office second floor sitting area locations. Large waterside deck on both first and second floors. Over 300 feet of water frontage, dock, two bay garage and storage shed. A visit to this desirable community will definitely show you an an ideal location for full or parttime living. Let this become your new Happy Place on the water in the Northern Neck. Hope to see you soon.
    31 days
    |
    1,812
    |
    125
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Sandra H. Hargett 804-436-3454,

    Liz Moore & Associates 804-436-9145

    Source: Chesapeake Bay & Rivers AOR,MLS#: 202601116Originating MLS: Chesapeake Bay Area MLS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 4
      • Full bathrooms: 3
      • 1/2 bathrooms: 1
      Bedroom 3
      • Level: Third
      • Dimensions: 0 x 0
      Additional room
      • Description: Office
      • Level: Second
      • Dimensions: 0 x 0
      Additional room
      • Description: Office/Sunroom
      • Level: Second
      • Dimensions: 0 x 0
      Dining room
      • Level: First
      • Dimensions: 0 x 0
      Kitchen
      • Level: First
      • Dimensions: 0 x 0
      Heating
      • Electric, Forced Air, Heat Pump
      Cooling
      • Central Air, Heat Pump
      Appliances
      • Included: Dryer, Dishwasher, Electric Water Heater, Microwave, Refrigerator, Stove, Washer
      • Laundry: Washer Hookup, Dryer Hookup
      Features
      • Dining Area, Fireplace, Main Level Primary
      • Flooring: Carpet, Tile, Wood
      • Doors: Insulated Doors, Sliding Doors
      • Windows: Storm Window(s)
      • Basement: Crawl Space,Full
      • Attic: Pull Down Stairs
      • Number of fireplaces: 1
      • Fireplace features: Gas
      Interior area
      • Total interior livable area: 2,912 sqft
      • Finished area above ground: 2,912
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 2
      • Parking features: Driveway, Detached, Garage, Unpaved
      • Garage spaces: 2
      • Has uncovered spaces: Yes
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Deck, Porch
      • Exterior features: Deck, Dock, Lighting, Porch, Unpaved Driveway
      • Pool features: None
      • Fencing: None
      • On waterfront: Yes
      • Waterfront features: Creek, Waterfront
      • Body of water: Bells Creek
      • Frontage length: 394.0000,394.0000
      Lot
      • Size: 0.85 Acres
      • Features: Waterfront
      Details
      • Parcel number: 53B10230
      • Special conditions: Estate

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Bungalow,Cottage
      • Property subtype: Single Family Residence
      Materials
      • Drywall, Concrete, Wood Siding
      • Roof: Composition
      Condition
      • Resale
      • New construction: No
      • Year built: 1945

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Well

      Community & HOA

      Community
      • Security: Security System
      • Subdivision: None
      Location
      • Region: Kilmarnock

      Financial & listing details

      • Price per square foot: $274/sqft
      • Tax assessed value: $476,900
      • Annual tax amount: $3,529
      • Date on market: 6/24/2026
      • Ownership: Estate

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        6/25/2026Listed for sale$799,000$274/sqft
        Source: Northern Neck AOR #120654 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$3,529 +12.1%$476,900
        2024$3,148 +8.2%$476,900
        2023$2,909 $476,900
        2022$2,909 $476,900
        2021$2,909 +3.4%$476,900
        2020$2,814 -0.5%$476,900 -0.5%
        2019$2,827 $479,100
        2018-- $479,100
        2017-- $479,100
        2016-- $479,100
        2015-- $479,100
        2014-- $479,100 -15.3%
        2013-- $565,500
        2012-- $565,500
        2011-- $565,500
        2010-- $565,500
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 22482

        Getting around

        0 / 100
        Car-Dependent
        25 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Northumberland
        • Middle: Northumberland
        • High: Northumberland

        Source: Chesapeake Bay & Rivers AOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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