For sale

Price cut: $25K (9/2)

$1,025,000

196 Locust Grove Ln, Kilmarnock, VA 22482

4beds

3,527sqft

$6,572/mo

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Single Family Residence

Built in 1989

1.43 Acres Lot

$-- Zestimate^®

$291/sqft

$-- HOA

What's special

Dock lights and waterStainless appliancesMature landscapingCeiling fansLvt floorLarge foyerRoll out pantry

Dividing Creek, sailboat depth water. Cape Cod on private cul-de-sac of 6 homes. No HOA. Mature landscaping; panoramic water views from Great room as well as the roofed deck and screened porch. Prime boating location; docking for 4 boats; dock lights and water; protected southern exposure on Lawrence Cove; minutes from the Bay; 200' rip rap. FIRST FLOOR: 9' ceilings; large foyer; LR; DR; Bedroom /remodeled bathroom; Great room with wall of glass doors; LP gas fireplace/remote; remodeled kitchen (2024) quartz countertops, LVT floor, stainless appliances, roll out pantry; laundry rm/storage. 2ND FLOOR: Primary bedroom /remodeled bath (2026); 2 bedrooms; hall bathroom; office or media room; huge walk-in attic with cedar closet THE HOUSE IS MOVE IN READY CONDITION FEATURES: Oak floors; tile bathroom and laundry room floors; 3 zone heating/cooling; hard wired generator with panel box; double pane windows; ceiling fans; detached 1 car garage or shop. Minutes to shopping and town.

103 days
556
27

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 4
Bathrooms: 3
Full bathrooms: 3

Heating

Electric, Heat Pump, Zoned

Cooling

Electric, Heat Pump, Zoned

Appliances

Included: Electric Water Heater

Features

Granite Counters, High Ceilings, High Speed Internet, Wired for Data
Flooring: Tile, Wood
Doors: Sliding Doors
Basement: Crawl Space
Attic: Walk-In
Number of fireplaces: 1
Fireplace features: Gas

Interior area

Total interior livable area: 3,527 sqft
Finished area above ground: 3,527
Finished area below ground: 0

Property

Parking

Total spaces: 3
Parking features: Attached, Circular Driveway, Detached, Garage, Garage Door Opener, Workshop in Garage
Attached garage spaces: 3
Has uncovered spaces: Yes

Features

Levels: Two
Stories: 2
Patio & porch: Screened, Deck
Exterior features: Deck, Dock, Storage, Shed
Pool features: None
Fencing: None
On waterfront: Yes
Waterfront features: Creek, Dock Access, Mooring
Body of water: Dividing Creek
Frontage length: 225.0000,225.0000

Lot

Size: 1.43 Acres
Features: Landscaped

Details

Parcel number: 51010125X

Construction

Type & style

Home type: SingleFamily
Architectural style: Two Story
Property subtype: Single Family Residence

Materials

Brick, Drywall, Frame, Vinyl Siding
Roof: Composition

Condition

Resale
New construction: No
Year built: 1989

Utilities & green energy

Sewer: Septic Tank
Water: Well

Community & HOA

Community

Features: Bulkhead
Subdivision: Cobbs Hall

Location

Region: Kilmarnock

Financial & listing details

Price per square foot: $291/sqft
Tax assessed value: $542,700
Annual tax amount: $4,015
Date on market: 6/20/2026
Ownership: Individuals
Ownership type: Sole Proprietor

Estimated market value

Not available

Estimated sales range

Not available

Price history

Date	Event	Price
9/2/2026	Price change	$1,025,000-2.4%$291/sqft
Source: Chesapeake Bay & Rivers AOR #202601102 Report a problem
7/23/2026	Price change	$1,050,000-4.5%$298/sqft
Source: Chesapeake Bay & Rivers AOR #202601102 Report a problem
6/24/2026	Listed for sale	$1,100,000+103.7%$312/sqft
Source: Chesapeake Bay & Rivers AOR #202601102 Report a problem
9/5/2018	Sold	$540,000-9.8%$153/sqft
Source: Chesapeake Bay & Rivers AOR #1805808 Report a problem
7/25/2018	Pending sale	$599,000$170/sqft
Source: Bragg & Company #102552 Report a problem
1/31/2017	Price change	$599,000-10.6%$170/sqft
Source: Coldwell Banker Chesapeake Bay Properties #99138 Report a problem
5/27/2016	Listed for sale	$670,000-1.5%$190/sqft
Source: Coldwell Banker Chesapeake Bay Properties #99138 Report a problem
11/16/2015	Listing removed	$680,000$193/sqft
Source: Coldwell Banker Chesapeake Bay Properties #97721 Report a problem
9/22/2015	Listed for sale	$680,000$193/sqft
Source: Coldwell Banker Chesapeake Bay Properties #97721 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$4,016 +12.1%	$542,700
2024	$3,582 +8.2%	$542,700
2023	$3,310	$542,700
2022	$3,310	$542,700
2021	$3,310 +3.4%	$542,700
2020	$3,202 +12.7%	$542,700 +12.7%
2019	$2,841	$481,600 -0.4%
2018	--	$483,300
2017	--	$483,300
2016	--	$483,300
2015	--	$483,300
2014	--	$483,300 -2.5%
2013	--	$495,700
2012	--	$495,700
2011	--	$495,700
2010	--	$495,700

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

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Climate risks

Neighborhood: 22482

Getting around

0 / 100

Car-Dependent

24 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

6/10
Northumberland Elementary School
Grades: PK-5Distance: 12.7 mi
5/10
Northumberland Middle School
Grades: 6-8Distance: 13.1 mi
5/10
Northumberland High School
Grades: 9-12Distance: 13 mi

Schools provided by the listing agent

Elementary: Northumberland
Middle: Northumberland
High: Northumberland

Source: Chesapeake Bay & Rivers AOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.