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For sale
    • Price cut: $300K (6/25)
    $2,499,999

    109 Lake Dr, Lake Harmony, PA 18624

    5beds
    5,078sqft
    : 
    $15,555/mo
    Get pre-qualified
    Single Family Residence
    Built in 2003
    0.59 Acres Lot
    $2,354,000 Zestimate®
    $492/sqft
    $44/mo HOA

    What's special

    Tranquil lake viewsNewer roofBeautifully updated landscapingBright open-concept layoutExpansive floor planSoaring cathedral ceilingsLakefront retreat
    Welcome to your lakefront retreat in the heart of the Poconos, ideally located within the highly sought-after Split Rock Resort community. This impressive 5-bedroom, 5.5-bathroom residence offers a rare combination of space, comfort, and year-round recreational living. Upon entry, you are greeted by soaring cathedral ceilings and a bright, open-concept layout designed for both everyday living and entertaining. The expansive floor plan provides ample space for family and guests, complemented by numerous upgrades including a newer roof, upgraded HVAC system, upgraded home water-filtration system, on-demand hot water unit, and standby generator, ensuring efficiency, reliability, and peace of mind. Step outside to enjoy beautifully updated landscaping that enhances the natural setting and leads to your private boat and jet ski docks—perfect for watersports, relaxing, or taking in tranquil lake views. This home also features two garages with interior parking for up to five vehicles, along with a heated and cooled four-season room ideal for year-round enjoyment. The rear yard is thoughtfully designed for outdoor living, offering excellent space for grilling, entertaining, and relaxation. As part of the Split Rock Resort community, owners have access to a wide range of amenities including an arcade, bowling alley, dining options, golf course, indoor water park, and lake access, among others. (fees may apply, please refer to Split Rock Resort for current pricing and details). The location offers convenient access to some of the Poconos’ most popular attractions, including mountain biking, whitewater rafting, paintball, skiing, fishing, and the historic town of Jim Thorpe. Close proximity to the PA Turnpike makes commuting simple and accessible. The additional lakefront parcel that is included in the sale has a 30-foot easement on the South side end to allow access to the lake for a neighboring property. Documentation outlining property upgrades and easement details are available on the MLS. (Property info includes the 2 parcels combined) Whether you’re seeking a primary residence, vacation getaway, or investment opportunity, this property presents an exceptional opportunity to enjoy lakefront living in one of Pennsylvania’s premier recreational destinations.
    126 days
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    618
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    15
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    Zillow last checked:

    Listing updated:

    Listed by:

    Nick Heist 484-697-8123,

    Gene Durigan Real Estate 610-377-4488,

    Gail A. Christman 610-554-0794,

    Gene Durigan Real Estate

    Source: GLVR,MLS#: 775219MLS LogoOriginating MLS: Lehigh Valley MLS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 5
      • Bathrooms: 6
      • Full bathrooms: 5
      • 1/2 bathrooms: 1
      Rooms
      • Room types: Four Season, Sunroom
      Primary bedroom
      • Description: Master, Full Bath, Walk in closet, jacuzzi tub, shower
      • Level: First
      • Dimensions: 21.00 x 17.00
      Bedroom
      • Level: Second
      • Dimensions: 10.00 x 18.00
      Bedroom
      • Description: Full Bath
      • Level: Second
      • Dimensions: 15.00 x 11.00
      Bedroom
      • Description: Full Bath
      • Level: Second
      • Dimensions: 18.00 x 16.00
      Bedroom
      • Description: Skylight
      • Level: Second
      • Dimensions: 12.00 x 18.00
      Dining room
      • Level: First
      • Dimensions: 12.00 x 16.00
      Family room
      • Description: Wet bar
      • Level: First
      • Dimensions: 21.00 x 16.00
      Foyer
      • Level: First
      • Dimensions: 6.00 x 7.00
      Other
      • Description: Primary Bathroom
      • Level: First
      • Dimensions: 13.00 x 12.00
      Other
      • Level: Second
      • Dimensions: 4.00 x 7.00
      Other
      • Level: Second
      • Dimensions: 4.00 x 7.00
      Other
      • Level: Second
      • Dimensions: 9.00 x 5.00
      Other
      • Level: First
      • Dimensions: 5.00 x 9.00
      Half bath
      • Level: Basement
      • Dimensions: 4.00 x 6.00
      Kitchen
      • Level: First
      • Dimensions: 18.00 x 15.00
      Laundry
      • Level: First
      • Dimensions: 12.00 x 9.00
      Living room
      • Description: Fire Place, Cathedral ceiling
      • Level: First
      • Dimensions: 18.00 x 17.00
      Other
      • Description: Primary Bed Walk in Closet
      • Level: First
      • Dimensions: 13.00 x 11.00
      Other
      • Description: Breakfast Nook
      • Level: First
      • Dimensions: 12.00 x 15.00
      Other
      • Description: Utility Room
      • Level: Basement
      • Dimensions: 14.00 x 8.00
      Recreation
      • Level: Basement
      • Dimensions: 38.00 x 15.00
      Recreation
      • Level: Basement
      • Dimensions: 21.00 x 13.00
      Sunroom
      • Description: 4 Season, Heated and Cooled
      • Level: First
      • Dimensions: 14.00 x 9.00
      Heating
      • Forced Air, Gas, Propane, Zoned
      Cooling
      • Central Air
      Appliances
      • Included: Built-In Oven, Double Oven, Dishwasher, Electric Cooktop, Propane Water Heater, Tankless Water Heater
      • Laundry: Washer Hookup, Dryer Hookup, Main Level
      Features
      • Wet Bar, Cathedral Ceiling(s), Dining Area, Entrance Foyer, Game Room, High Ceilings, Jetted Tub, Kitchen Island, Mud Room, Family Room Main Level, Skylights, Utility Room, Vaulted Ceiling(s), Walk-In Closet(s)
      • Flooring: Carpet, Ceramic Tile, Hardwood
      • Windows: Skylight(s)
      • Basement: Exterior Entry,Full,Concrete,Partially Finished,Walk-Out Access
      • Has fireplace: Yes
      • Fireplace features: Family Room, Gas Log
      Interior area
      • Total interior livable area: 5,078 sqft
      • Finished area above ground: 4,298
      • Finished area below ground: 780
      Video & virtual tour

      Property

      Parking
      • Total spaces: 5
      • Parking features: Attached, Driveway, Garage, Off Street, Parking Pad
      • Attached garage spaces: 5
      • Has uncovered spaces: Yes
      Features
      • Patio & porch: Enclosed, Porch
      • Exterior features: Porch, Propane Tank - Owned
      • Has spa: Yes
      • Has view: Yes
      • View description: Lake
      • Has water view: Yes
      • Water view: Lake
      Lot
      • Size: 0.59 Acres
      • Features: Waterfront
      • Residential vegetation: Partially Wooded
      Details
      • Parcel number: 33A21A50.01
      • Zoning: RC
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Contemporary
      • Property subtype: Single Family Residence
      Materials
      • Stone, Wood Siding
      • Foundation: Basement
      • Roof: Asphalt,Fiberglass
      Condition
      • Unknown
      • Year built: 2003

      Utilities & green energy

      • Electric: 200+ Amp Service, Circuit Breakers
      • Sewer: Grinder Pump, Public Sewer
      • Water: Well

      Community & HOA

      Community
      • Features: Sidewalks
      • Security: Security System, Smoke Detector(s)
      • Subdivision: Split Rock
      HOA
      • Has HOA: Yes
      • HOA fee: $522 annually
      Location
      • Region: Lake Harmony

      Financial & listing details

      • Price per square foot: $492/sqft
      • Tax assessed value: $245,400
      • Annual tax amount: $17,739
      • Date on market: 4/18/2026
      • Cumulative days on market: 129 days
      • Ownership type: Fee Simple

        Estimated market value

        $2,354,000

        $2.24M - $2.47M

        $5,296/mo

        Price history

        DateEventPrice
        6/25/2026Price change$2,499,999-10.7%$492/sqft
        Source: GLVR #775219 Report a problem
        5/29/2026Price change$2,800,000-6.6%$551/sqft
        Source: GLVR #775219 Report a problem
        4/18/2026Listed for sale$2,999,000+99.9%$591/sqft
        Source: GLVR #775219 Report a problem
        10/2/2020Sold$1,500,000$295/sqft
        Source: Agent Provided Report a problem
        9/8/2020Listed for sale$1,500,000$295/sqft
        Source: Coldwell Banker Town & Country Properties #20-3856 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$16,731 +4.6%$244,350
        2024$15,998 +1.2%$244,350
        2023$15,814 $244,350
        2022$15,814 $244,350
        2021$15,814 $244,350
        2020$15,814 +3.2%$244,350
        2019$15,326 $244,350
        2018-- $244,350
        2017$15 $244,350
        2016-- $244,350
        2015-- $244,350
        2014-- $244,350
        2013-- $244,350
        2012-- $244,350
        2011-- $244,350
        2010-- $244,350
        2009-- $244,350
        2008-- $244,350
        2007$1,453 $244,350
        2006-- $244,350 -6.8%
        2005-- $262,300
        2004-- $262,300
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.
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        Climate risks

        Neighborhood: 18624

        Getting around

        5 / 100
        Car-Dependent
        18 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Penn-Kidder Campus
        • Middle: Penn-Kidder Campus
        • High: Jim Thorpe
        • District: Jim Thorpe

        Source: GLVR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

        A local agent can set up tours, give advice and negotiate with sellers.

        A local lender can help you make sure your offer is ready when you are.

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