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For sale
    • $615,000

    10937 Arcaro Ln, Union, KY 41091

    5beds
    --sqft
    : 
    $4,071/mo
    Get pre-qualified
    Single Family Residence, Residential
    Built in 1995
    0.39 Acres Lot
    $-- Zestimate®
    $--/sqft
    $42/mo HOA

    What's special

    Serene private settingLarge walk-in closetCentral vacFirst-floor study
    Welcome to this stunning Triple Crown Country Club residence offering approximately 4,500 SF of beautifully designed living space. Lush landscaping frames the home and sets the stage for an inviting interior crafted for both comfort and entertaining. The main level features a spacious layout with tons of living space, a first-floor study, and plantation shutters throughout the entire first floor & lower level. A large Swarovski crystal chandelier with a lowering wench for effortless cleaning and maintenance creates a dramatic and elegant entry! Additional upgrades include central vac and a full WiFi-enabled sprinkler system covering the entire yard, adding convenience and ease to everyday living. A screened deck opens to a tiered outdoor living area, perfect for gatherings in a serene, private setting. Upstairs, you'll find four well-appointed bedrooms, including a large primary suite with an attached library/nursery/sitting room with additional gas fireplace! The walk-out lower level adds exceptional versatility with an additional master suite, complete with a large walk-in closet and a luxurious full bath featuring a steam shower. You'll appreciate the convenience of a mini-kitchen in the lower level featuring an abundance of cabinetry, large sink, microwave and frig! An oversized 3-car garage provides abundant overhead storage and convenience. This exceptional home offers the ideal blend of space, setting, and lifestyle in one of the area's most coveted communities.
    6 days
    |
    615
    |
    26
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Debbie Steiner 859-653-1328,

    Huff Realty - Florence,

    Wesley VanWinkle 859-391-7100,

    Huff Realty - Florence

    Source: NKMLS,MLS#: 644838MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 5
      • Bathrooms: 4
      • Full bathrooms: 3
      • 1/2 bathrooms: 1
      Primary bedroom
      • Description: Cozy Sitting Rm w/FP!
      • Features: Fireplace(s), Carpet Flooring, Walk-In Closet(s), Bath Adjoins, Dressing Area, Sitting Room, Cathedral Ceiling(s), Ceiling Fan(s)
      • Level: Second
      • Area: 280
      • Dimensions: 20 x 14
      Bedroom 2
      • Description: Currently used as closet
      • Features: Carpet Flooring, See Remarks
      • Level: Second
      • Area: 150
      • Dimensions: 15 x 10
      Bedroom 3
      • Features: Carpet Flooring, Ceiling Fan(s)
      • Level: Second
      • Area: 180
      • Dimensions: 15 x 12
      Bedroom 4
      • Features: Carpet Flooring, Ceiling Fan(s)
      • Level: Second
      • Area: 196
      • Dimensions: 14 x 14
      Bedroom 5
      • Description: adjacent to full bath
      • Features: Walk-Out Access, Carpet Flooring, Walk-In Closet(s), See Remarks
      • Level: Lower
      • Area: 140
      • Dimensions: 14 x 10
      Other
      • Features: Double Doors, Hardwood Floors
      • Level: First
      • Area: 196
      • Dimensions: 14 x 14
      Other
      • Description: Sitting Rm/Nursery Possible!
      • Features: Carpet Flooring, Double Doors, See Remarks
      • Level: Second
      • Area: 196
      • Dimensions: 14 x 14
      Other
      • Description: mini kit w/fridge/sink/cabinet
      • Features: Walk-Out Access, Carpet Flooring, Built-in Features, Closet(s), Wood Cabinets, Storage, See Remarks, Recessed Lighting, Tile Flooring
      • Level: Lower
      • Area: 980
      • Dimensions: 35 x 28
      Breakfast room
      • Description: W/O to screened deck!
      • Features: Walk-Out Access, Tile Flooring, Bow Window(s)
      • Level: First
      • Area: 154
      • Dimensions: 14 x 11
      Dining room
      • Features: Chandelier, Chair Rail, Hardwood Floors
      • Level: First
      • Area: 182
      • Dimensions: 14 x 13
      Entry
      • Description: Swarovski Chandelier!
      • Features: Wood Flooring, Closet(s), Transom, Entrance Foyer, See Remarks, Hardwood Floors
      • Level: First
      • Area: 182
      • Dimensions: 14 x 13
      Exercise room
      • Description: Easily convert to 6th Bedrm!
      • Features: See Remarks
      • Level: Lower
      • Area: 196
      • Dimensions: 14 x 14
      Family room
      • Description: W/O to tiered Deck!
      • Features: Walk-Out Access, Fireplace(s), Window Treatments, Wet Bar, Ceiling Fan(s), See Remarks, Recessed Lighting
      • Level: First
      • Area: 323
      • Dimensions: 19 x 17
      Kitchen
      • Features: Walk-Out Access, Planning Desk, Kitchen Island, Eat-in Kitchen, Pantry, Wood Cabinets, Recessed Lighting, Tile Flooring
      • Level: First
      • Area: 228
      • Dimensions: 19 x 12
      Living room
      • Description: Double Doors to Study!
      • Features: See Remarks, Hardwood Floors
      • Level: First
      • Area: 210
      • Dimensions: 15 x 14
      Utility room
      • Description: Work/Craft Bench included!
      • Features: Storage, See Remarks
      • Level: Lower
      • Area: 252
      • Dimensions: 21 x 12
      Heating
      • Has Heating (Unspecified Type)
      Cooling
      • Central Air
      Appliances
      • Included: Electric Cooktop, Electric Oven, Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer
      • Laundry: Laundry Room, Main Level
      Features
      • Kitchen Island, Wet Bar, Walk-In Closet(s), Storage, Pantry, High Speed Internet, Granite Counters, Entrance Foyer, Eat-in Kitchen, Double Vanity, Crown Molding, Chandelier, Built-in Features, Cathedral Ceiling(s), Ceiling Fan(s), Central Vacuum, Recessed Lighting, Wired for Data
      • Doors: Multi Panel Doors
      • Windows: Vinyl Frames, Wood Frames
      • Basement: Full
      • Number of fireplaces: 2
      • Fireplace features: Brick, Gas

      Property

      Parking
      • Total spaces: 3
      • Parking features: Attached, Driveway, Garage, Garage Door Opener, Garage Faces Side, Off Street
      • Attached garage spaces: 3
      • Has uncovered spaces: Yes
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Deck, Enclosed
      Lot
      • Size: 0.39 Acres
      • Features: Level
      Details
      • Parcel number: 064.0407191.00
      • Zoning description: Residential
      • Other equipment: Sump Pump

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Traditional
      • Property subtype: Single Family Residence, Residential
      Materials
      • Brick, Vinyl Siding
      • Foundation: Poured Concrete
      • Roof: Shingle
      Condition
      • Existing Structure
      • New construction: No
      • Year built: 1995

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available

      Community & HOA

      Community
      • Subdivision: Triple Crown
      HOA
      • Has HOA: Yes
      • Amenities included: See Remarks, Dog Park, Playground, Tennis Court(s), Trail(s)
      • HOA fee: $500 annually
      Location
      • Region: Union

      Financial & listing details

      • Tax assessed value: $375,100
      • Annual tax amount: $3,686
      • Date on market: 7/20/2026
      • Cumulative days on market: 6 days

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        7/20/2026Listed for sale$615,000+68.5%
        Source: NKMLS #644838 Report a problem
        1/18/2001Sold$365,000+21.4%
        Source: Public Record Report a problem
        8/1/1995Sold$300,630
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$3,686 -3.4%$375,100
        2023$3,816 +1.6%$375,100
        2022$3,757 -0.2%$375,100
        2021$3,764 -4%$375,100
        2020$3,919 $375,100
        2019$3,919 -0.2%$375,100
        2018$3,926 +1.9%$375,100
        2017$3,851 $375,100
        2015$3,851 +2.7%$375,100
        2013$3,750 $375,100
        2012-- $375,100
        2011-- $375,100 +2.8%
        2010-- $365,000
        2009-- $365,000
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 41091

        Getting around

        8 / 100
        Car-Dependent
        19 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Shirley Mann School
        • Middle: Gray Middle School
        • High: Ryle High

        Source: NKMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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