Waterfront home in the highly desirable Mountain Point neighborhood on Mountain Island Lake! Enjoy 213 feet of shoreline, a private sandy beach, and a pier with boat slip—all surrounded by nature on a 1-acre lot with stunning views of Latta Park. This spacious residence offers 4 bedrooms and 3.5 bathrooms. The main level features gleaming hardwood floors, an updated kitchen with granite countertops, stainless steel appliances, breakfast bar, and built-in workspace—perfect for everyday living and entertaining. The lower level includes a large family/game room, second kitchen, bedroom, and full bath—ideal for guests or multi-generational living. Outdoor spaces include a large deck, stone patio, and a unique natural boundary marked by a beautiful grouping of rock boulders, adding character and charm to the property. Don’t miss this rare opportunity to own a piece of paradise on Mountain Island Lake!
Under contract-no show
$1,200,000
11902 Mountain Crest Cres, Charlotte, NC 28216
4beds
2,948sqft
:
Get pre-qualified$6,807/mo
Single Family Residence
Built in 1994
1.18 Acres Lot
$1,131,500 Zestimate®
$407/sqft
$60/mo HOA
What's special
Waterfront homeStone patioBreakfast barLarge deckGleaming hardwood floorsBuilt-in workspacePrivate sandy beach
- 360 days |
- 71 |
- 3 |
Zillow last checked:
Listing updated:
Listed by:
Corinne Murphy corinnemurphy@c21charlotte.com,
Century 21 Murphy & Rudolph,
Joel Murphy,
Century 21 Murphy & Rudolph
Source: Canopy MLS as distributed by MLS GRID,MLS#: 4286743
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Primary bedroom
- Level: Upper
Bedroom s
- Level: Upper
Bedroom s
- Level: Upper
Bedroom s
- Level: Lower
Bathroom half
- Level: Main
Bathroom full
- Level: Upper
Bathroom full
- Level: Upper
Bathroom full
- Level: Lower
Den
- Level: Main
Dining room
- Level: Main
Family room
- Level: Lower
Kitchen
- Features: Breakfast Bar, Ceiling Fan(s)
- Level: Main
Kitchen
- Level: Lower
Heating
- Natural Gas
Cooling
- Central Air
Appliances
- Included: Dishwasher, Disposal, Electric Cooktop, Electric Oven, Ice Maker, Microwave
- Laundry: Inside, Laundry Room, Upper Level
Features
- Breakfast Bar, Kitchen Island, Walk-In Closet(s)
- Flooring: Carpet, Tile, Wood
- Doors: French Doors
- Has basement: No
- Fireplace features: Den, Wood Burning
Interior area
- Total structure area: 2,948
- Total interior livable area: 2,948 sqft
- Finished area above ground: 1,918
- Finished area below ground: 0
Video & virtual tour
Property
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Features
- Levels: Multi/Split
- Patio & porch: Deck, Patio
- On waterfront: Yes
- Waterfront features: Pier, Waterfront
- Body of water: Mountain Island Lake
Lot
- Size: 1.18 Acres
- Dimensions: 33 x 599 x 39 x 59 x 62 x 53 x 565
- Features: Wooded
Details
- Additional structures: Shed(s)
- Parcel number: 02316445
- Zoning: N1-C
- Special conditions: Standard
- Horse amenities: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
Materials
- Brick Full
- Foundation: Crawl Space
- Roof: Composition
Condition
- New construction: No
- Year built: 1994
Utilities & green energy
- Sewer: Septic Installed
- Water: Well
- Utilities for property: Cable Connected, Electricity Connected, Phone Connected
Community & HOA
Community
- Features: Lake Access, Street Lights
- Security: Carbon Monoxide Detector(s)
- Subdivision: Mountain Point
HOA
- Has HOA: Yes
- HOA fee: $725 annually
- HOA name: William Douglas
- HOA phone: 704-347-8900
Location
- Region: Charlotte
Financial & listing details
- Price per square foot: $407/sqft
- Tax assessed value: $726,100
- Annual tax amount: $5,118
- Date on market: 8/5/2025
- Cumulative days on market: 300 days
- Listing terms: Cash,Conventional
- Electric utility on property: Yes
- Road surface type: Gravel
Estimated market value
$1,131,500
$1.07M - $1.19M
$3,322/mo
Price history
| Date | Event | Price |
|---|---|---|
| 4/17/2026 | Pending sale | $1,200,000$407/sqft |
Source:  Canopy MLS as distributed by MLS GRID #4286743 Report a problem | ||
| 11/14/2025 | Price change | $1,200,000-5.9%$407/sqft |
Source: Canopy MLS as distributed by MLS GRID #4286743 Report a problem | ||
| 8/5/2025 | Listed for sale | $1,275,000$432/sqft |
Source: Canopy MLS as distributed by MLS GRID #4286743 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $5,118 +1.5% | $726,100 |
| 2024 | $5,043 +1.6% | $726,100 |
| 2023 | $4,965 -15.6% | $726,100 +11.3% |
| 2022 | $5,886 +2.4% | $652,200 |
| 2021 | $5,746 +0.6% | $652,200 |
| 2020 | $5,714 +1.1% | $652,200 |
| 2019 | $5,654 +22.9% | $652,200 +59.5% |
| 2018 | $4,599 +2% | $409,000 |
| 2017 | $4,508 | $409,000 |
| 2016 | $4,508 | $409,000 |
| 2015 | $4,508 +2.7% | $409,000 |
| 2014 | $4,389 | -- |
| 2013 | -- | $409,000 |
| 2012 | -- | $409,000 -8.1% |
| 2011 | -- | $445,000 +8.8% |
| 2010 | -- | $409,000 +0.3% |
| 2009 | -- | $407,600 +10.6% |
| 2008 | -- | $368,400 |
| 2007 | -- | $368,400 |
| 2006 | -- | $368,400 |
| 2005 | -- | $368,400 |
| 2004 | -- | $368,400 |
| 2003 | -- | $368,400 +19.7% |
| 2002 | -- | $307,860 |
| 2001 | -- | $307,860 +1.2% |
| 2000 | -- | $304,120 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: Mountain Point
Nearby schools
GreatSchools rating
- 3/10Mountain Island Lake AcademyGrades: PK-8Distance: 2.5 mi
- 5/10Hopewell HighGrades: 9-12Distance: 2.6 mi
- $953,1001.3 Acres11900 Mountain Crest Cres, Charlotte, NC 28216Off Market
- $1,630,0003 bd3 ba4.8k sqft11904 Mountain Crest Cres, Charlotte, NC 28216Sold
- $1,630,0004 bd4 ba4.9k sqft11904 Mountain Crest Cir, Charlotte, NC 28216Sold
- $1,832,0003 bd4 ba4.8k sqft11905 Mountain Crest Cres, Charlotte, NC 28216Off Market
- $1,495,0502.39 Acres5807 Mountain Point Ln, Charlotte, NC 28216Off Market
- $767,2001.56 Acres5715 Mountain Point Ln, Charlotte, NC 28216Off Market
- $991,9004 bd4 ba3.8k sqft5821 Mountain Point Ln, Charlotte, NC 28216Off Market
- $1,159,1004 bd3 ba3.1k sqft11901 Mountain Crest Cres, Charlotte, NC 28216Off Market
A local agent can set up tours, give advice and negotiate with sellers.
Similar homes
- $789,0005 bd4 ba3.8k sqft12529 Preservation Pointe Dr, Charlotte, NC 28216For Sale
MLS ID #4392241, Victoria Thewes, Coldwell Banker Realty. Canopy MLS as distributed by MLS GRID - $625,0003 bd2 ba1.7k sqft4739 Mountain Island Dr W, Charlotte, NC 28214For Sale
MLS ID #4405083, Ashlyn Austin, RE/MAX Executive. Canopy MLS as distributed by MLS GRID - $1,099,0004 bd4 ba4.2k sqft6620 Amos Smith Rd, Charlotte, NC 28214For Sale
MLS ID #4382187, Tony Karak, Better Homes and Garden Real Estate Paracle. Canopy MLS as distributed by MLS GRID - $1,095,0005 bd4 ba3.4k sqft1347 Killian Rd, Stanley, NC 28164For Sale
MLS ID #4397694, Zach Howder, Lantern Realty & Development, LLC. Canopy MLS as distributed by MLS GRID - $1,199,9753 bd3 ba3.1k sqft9560 Regent Dr, Davidson, NC 28036For SaleMLS ID #4397866, Brenda Cline, RE/MAX Executive. Canopy MLS as distributed by MLS GRID
- $1,285,0004 bd5 ba4k sqft164 Bayberry Creek Cir, Mooresville, NC 28117For SaleMLS ID #4393248, Becky Boan, Howard Hanna Allen Tate Mooresville/LKN. Canopy MLS as distributed by MLS GRID
- $1,195,0005 bd5 ba4k sqft6005 Willowood Rd, Kannapolis, NC 28081For SaleMLS ID #4389697, Dakeita Vanderburg, Howard Hanna Allen Tate Concord. Canopy MLS as distributed by MLS GRID
- $1,149,0004 bd4 ba3.2k sqft2032 Eaton Rd, Charlotte, NC 28205For SaleMLS ID #4372083, Gary Burkart, NorthGroup Real Estate LLC. Canopy MLS as distributed by MLS GRID
- $1,250,0003 bd5 ba3.8k sqft236 Tuskarora Trl, Mooresville, NC 28117For SaleMLS ID #4370396, Jayne Cantello, Southern Homes of the Carolinas, Inc. Canopy MLS as distributed by MLS GRID
- $1,149,9004 bd4 ba3.9k sqft5138 Watermead Ln #130, Belmont, NC 28012For SaleMLS ID #4382710, Jeff Moll, Keller Williams Ballantyne Area. Canopy MLS as distributed by MLS GRID
- $1,295,0004 bd5 ba4k sqft7592 Cottonwood Dr, Denver, NC 28037For SaleMLS ID #4382286, Susan Dolan, Ivester Jackson Christie's. Canopy MLS as distributed by MLS GRID
- $995,0003 bd3 ba2.8k sqft9825 Hagers Rd, Huntersville, NC 28078For SaleMLS ID #4290223, Sean Hill, Southern Homes of the Carolinas, Inc. Canopy MLS as distributed by MLS GRID
- $975,0004 bd4 ba3.4k sqft600 S Central Ave, Belmont, NC 28012For SaleMLS ID #4375573, Josh Kelly, Keller Williams Ballantyne Area. Canopy MLS as distributed by MLS GRID
- $1,375,0004 bd4 ba3.6k sqft7365 Gabriel St, Sherrills Ford, NC 28673For SaleMLS ID #4391409, Jim Straatmann, Keller Williams Ballantyne Area. Canopy MLS as distributed by MLS GRID
- $625,0005 bd3 ba2.8k sqft793 Seipel Dr, Denver, NC 28037For SaleMLS ID #4407902, Courtney Defruscio, Bespoke Realty. Canopy MLS as distributed by MLS GRID
- $1,000,0004 bd3 ba3.5k sqft122 Ringneck Trl, Mooresville, NC 28117For SaleMLS ID #4372433, Kelly Wodzinski, Keller Williams Unified. Canopy MLS as distributed by MLS GRID
- $1,800,0004 bd4 ba3.3k sqft291 Patternote Rd, Mooresville, NC 28117For SaleMLS ID #4405697, Paul Tyson, Lake Norman Realty, Inc.. Canopy MLS as distributed by MLS GRID
- $949,0005 bd4 ba4.1k sqft7809 Oak Haven Ln, Stanley, NC 28164For SaleMLS ID #4387543, Renee Ollis, EXP Realty LLC Ballantyne. Canopy MLS as distributed by MLS GRID
- $1,054,9984 bd3 ba3.8k sqftPebble Bay, Denver, NC 28037For SaleMLS ID #4353693, Frank Free, Lake Realty. Canopy MLS as distributed by MLS GRID
- $929,9003 bd3 ba3.5k sqft110 Elizabeth Ct, Mount Holly, NC 28120For SaleMLS ID #4373006, Kimberly Bisbee, RE/MAX Crossroads. Canopy MLS as distributed by MLS GRID
