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For sale
    • Price cut: $12.5K (7/29)
    $350,000

    120 Saratoga Cir, Richmond, KY 40475

    4beds
    2,415sqft
    : 
    $2,288/mo
    Get pre-qualified
    Single Family Residence
    Built in 1991
    8,712 Square Feet Lot
    $-- Zestimate®
    $145/sqft
    $-- HOA

    What's special

    Peaceful settingGuest retreatRecreation areaFinished walkout basementHome officeAbundant natural lightGenerous living spaces
    Welcome to 120 Saratoga Circle—a spacious, well-maintained home nestled in one of Richmond's established neighborhoods! Offering over 2,400 finished square feet, this home provides the perfect blend of comfort, functionality, and opportunity. Step inside to discover generous living spaces designed for everyday living and entertaining. The main level features a welcoming layout with abundant natural light, spacious bedrooms, and plenty of room for family and guests. The finished walkout basement adds valuable living space that's ideal for a second family room, recreation area, home office, gym, or guest retreat. While the kitchen maintains its original charm, the home has been lovingly cared for and offers the perfect canvas to add your own personal style and updates over time. With solid bones, an excellent floor plan, and ample finished square footage, this property delivers exceptional value. Outside, enjoy a peaceful setting with space to relax, entertain, or simply unwind. Conveniently located just minutes from shopping, restaurants, schools, parks, and I-75, you'll appreciate the balance of quiet neighborhood living with easy access to everything Richmond has to offer. Whether you're searching for room to grow, a home with great potential, or simply a property in a sought-after location, 120 Saratoga Circle is ready to welcome its next owners. Don't miss your opportunity to make this wonderful home your own. Buyer to verify acreage, sq ft & schools.
    18 days
    |
    1,229
    |
    86
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Heather Flanagan 270-535-9079,

    Keller Williams Legacy Group

    Source: Imagine MLS,MLS#: 26019414MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 3
      Primary bedroom
      • Level: Second
      Bedroom 1
      • Level: Lower
      Bedroom 2
      • Level: Second
      Bedroom 3
      • Level: Second
      Bathroom 1
      • Level: Lower
      Bathroom 2
      • Level: Second
      Bathroom 3
      • Level: Second
      Dining room
      • Level: Second
      Family room
      • Level: Lower
      Foyer
      • Level: Second
      Kitchen
      • Level: Second
      Living room
      • Level: Second
      Utility room
      • Level: Lower
      Heating
      • Electric, Heat Pump
      Cooling
      • Central Air, Electric, Heat Pump
      Appliances
      • Included: Dishwasher, Microwave, Refrigerator, Range
      • Laundry: Electric Dryer Hookup, Washer Hookup
      Features
      • Breakfast Bar, Entrance Foyer, Walk-In Closet(s), Ceiling Fan(s), Soaking Tub
      • Flooring: Laminate, Vinyl
      • Doors: Storm Door(s)
      • Windows: Skylight(s), Blinds, Screens
      • Basement: Concrete,Exterior Entry,Finished,Partially Finished,Walk-Out Access,Walk-Up Access
      • Number of fireplaces: 2
      • Fireplace features: Basement, Family Room, Living Room, Propane
      Interior area
      • Total structure area: 2,415
      • Total interior livable area: 2,415 sqft
      • Finished area above ground: 1,568
      • Finished area below ground: 847

      Property

      Parking
      • Total spaces: 2
      • Parking features: Attached Garage, Basement, Garage Door Opener, Off Street, Garage Faces Side
      • Garage spaces: 2
      • Has uncovered spaces: Yes
      Features
      • Levels: Multi/Split
      • Fencing: None
      Lot
      • Size: 8,712 Square Feet
      • Features: Many Trees
      Details
      • Parcel number: 054C00030055

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Split Level
      • Property subtype: Single Family Residence
      Materials
      • Brick Veneer
      • Foundation: Block
      • Roof: Shingle
      Condition
      • Year built: 1991

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available, Electricity Connected, Phone Available, Sewer Connected, Water Connected, Propane

      Community & HOA

      Community
      • Subdivision: Saratoga Circle
      HOA
      • Has HOA: No
      Location
      • Region: Richmond

      Financial & listing details

      • Price per square foot: $145/sqft
      • Tax assessed value: $195,000
      • Annual tax amount: $1,868
      • Date on market: 7/23/2026

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        7/29/2026Price change$350,000-3.4%$145/sqft
        Source: Imagine MLS #26019414 Report a problem
        7/23/2026Listed for sale$362,500+116.4%$150/sqft
        Source: Imagine MLS #26019414 Report a problem
        7/19/2018Sold$167,500-4%$69/sqft
        Source: Imagine MLS #1810521 Report a problem
        6/27/2018Pending sale$174,500$72/sqft
        Source: Berkshire Hathaway H S Foster #1810521 Report a problem
        5/16/2018Listed for sale$174,500$72/sqft
        Source: Berkshire Hathaway H S Foster #1810521 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$1,868 -1.2%$195,000
        2023$1,892 -0.3%$195,000
        2022$1,897 -1.8%$195,000
        2021$1,932 +15.2%$195,000 +18.2%
        2018$1,677 +15%$165,000 +13.8%
        2017$1,458 +0.8%$145,000
        2016$1,446 +2.5%$145,000
        2015$1,411 +1.7%$145,000
        2014$1,388 $145,000
        2012$1,388 -0.2%$145,000
        2011$1,391 $145,000
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 40475

        Getting around

        44 / 100
        Car-Dependent
        31 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: White Hall
        • Middle: Michael Caudill
        • High: Madison Central

        Source: Imagine MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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