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For sale
    • $539,900

    12340 Saddle Up, San Antonio, TX 78254

    4beds
    2,928sqft
    : 
    $3,888/mo
    Get pre-qualified
    Single Family Residence
    Built in 2019
    9,104 Square Feet Lot
    $534,200 Zestimate®
    $184/sqft
    $41/mo HOA

    What's special

    Hot tubWhole-house vacuum systemEpoxied garage floorWhole-house stereo systemSingle-story homeDedicated media roomLarge center island
    Stunning Highland Homes Single-Story with Exceptional Upgrades & Assumable VA Loan with a 2.25 rate! Welcome to this beautifully designed single-story home built by Highland Homes, offering an open and inviting floor plan perfect for both everyday living and entertaining. The heart of the home is the chef-inspired kitchen, featuring a large center island, custom cabinetry, and an upgraded refrigerator - ideal for hosting gatherings or enjoying casual meals with family. A dedicated media room provides the perfect space for movie nights, while the whole-house vacuum system and whole-house stereo system - including patio speakers - add convenience and luxury throughout. Relax and unwind outdoors with a hot tub and custom exterior lighting under the eaves, creating an inviting ambiance for evening entertaining. Additional premium features include a tankless water heater, epoxied garage floor, and a garage shelving and storage system designed to keep everything organized. Best of all, this home offers an assumable VA loan with an incredibly low interest rate, a rare opportunity for qualified buyers to save significantly on their mortgage. This property blends quality craftsmanship, modern upgrades, and thoughtful details - truly move-in ready! MOTIVATED SELLER
    71 days
    |
    192
    |
    10
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Duncan Elliott TREC #731359 (210) 799-7979,

    Phillips & Associates Realty

    Source: LERA MLS,MLS#: 1913233MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 3
      Primary bedroom
      • Features: Walk-In Closet(s), Ceiling Fan(s), Full Bath
      • Area: 208
      • Dimensions: 16 x 13
      Bedroom 2
      • Area: 120
      • Dimensions: 12 x 10
      Bedroom 3
      • Area: 120
      • Dimensions: 12 x 10
      Bedroom 4
      • Area: 120
      • Dimensions: 12 x 10
      Primary bathroom
      • Features: Shower Only, Double Vanity
      • Area: 72
      • Dimensions: 12 x 6
      Dining room
      • Area: 150
      • Dimensions: 10 x 15
      Kitchen
      • Area: 182
      • Dimensions: 13 x 14
      Living room
      • Area: 416
      • Dimensions: 26 x 16
      Office
      • Area: 150
      • Dimensions: 15 x 10
      Heating
      • Central, Natural Gas
      Cooling
      • Ceiling Fan(s), Central Air
      Appliances
      • Included: Self Cleaning Oven, Microwave, Range, Gas Cooktop, Refrigerator, Disposal, Dishwasher, Water Softener Owned, Vented Exhaust Fan, Gas Water Heater, Plumb for Water Softener, Double Oven, Tankless Water Heater, ENERGY STAR Qualified Appliances
      • Laundry: Main Level, Washer Hookup, Dryer Connection
      Features
      • One Living Area, Separate Dining Room, Eat-in Kitchen, Kitchen Island, Pantry, Study/Library, Media Room, Utility Room Inside, 1st Floor Lvl/No Steps, High Ceilings, Open Floorplan, High Speed Internet, All Bedrooms Downstairs, Walk-In Closet(s), Master Downstairs, Ceiling Fan(s), Chandelier, Central Vacuum, Solid Counter Tops, Custom Cabinets
      • Flooring: Carpet, Ceramic Tile, Wood
      • Windows: Double Pane Windows, Window Coverings
      • Has basement: No
      • Number of fireplaces: 1
      • Fireplace features: One, Living Room
      Interior area
      • Total interior livable area: 2,928 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Two Car Garage, Attached
      • Attached garage spaces: 2
      Features
      • Stories: 1
      • Patio & porch: Covered
      • Exterior features: Barbecue, Gas Grill, Sprinkler System, Rain Gutters, Lighting
      • Pool features: Community
      • Has spa: Yes
      • Spa features: Heated
      • Fencing: Privacy
      Lot
      • Size: 9,104 Square Feet
      • Features: Cul-De-Sac, Level, Curbs, Street Gutters, Sidewalks, Streetlights
      Details
      • Parcel number: 044502301000

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Texas Hill Country
      • Property subtype: Single Family Residence
      Materials
      • Stone, Fiber Cement, Radiant Barrier
      • Foundation: Slab
      • Roof: Composition
      Condition
      • Pre-Owned
      • New construction: No
      • Year built: 2019
      Details
      • Builder name: Highland

      Utilities & green energy

      • Electric: CPS
      • Gas: CPS
      • Sewer: SAWS, Sewer System
      • Water: SAWS, Water System

      Community & HOA

      Community
      • Features: Clubhouse, Playground, Jogging Trails, Sports Court
      • Security: Smoke Detector(s), Prewired
      • Subdivision: Davis Ranch
      HOA
      • Has HOA: Yes
      • HOA fee: $495 annually
      • HOA name: DAVIS RANCH HOA
      Location
      • Region: San Antonio

      Financial & listing details

      • Price per square foot: $184/sqft
      • Tax assessed value: $533,300
      • Annual tax amount: $9,859
      • Price range: $539.9K - $539.9K
      • Date on market: 6/3/2026
      • Cumulative days on market: 280 days
      • Listing terms: Conventional,FHA,VA Loan,Cash
      • Road surface type: Paved

        Estimated market value

        $534,200

        $507,000 - $561,000

        $2,675/mo

        Price history

        DateEventPrice
        6/3/2026Listed for sale$539,900$184/sqft
        Source: LERA MLS #1913233 Report a problem
        5/4/2026Listing removed$539,900$184/sqft
        Source: LERA MLS #1913233 Report a problem
        12/12/2025Price change$539,900-0.9%$184/sqft
        Source: LERA MLS #1913233 Report a problem
        11/25/2025Price change$544,900-0.9%$186/sqft
        Source: LERA MLS #1913233 Report a problem
        11/6/2025Price change$549,900-1.8%$188/sqft
        Source: LERA MLS #1913233 Report a problem
        10/19/2025Price change$559,900-3.4%$191/sqft
        Source: LERA MLS #1913233 Report a problem
        10/7/2025Listed for sale$579,900$198/sqft
        Source: LERA MLS #1913233 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$7,616 -0.8%$533,300 +3.7%
        2024$7,675 +9.2%$514,396 +10%
        2023$7,031 -8.3%$467,633 +10%
        2022$7,665 +120.5%$425,121 +10%
        2021$3,476 $386,474 +10%
        2020$3,476 $351,340
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.
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        Climate risks

        Neighborhood: 78254

        Getting around

        1 / 100
        Car-Dependent
        0 / 100
        No Nearby Transit
        26 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Tomlinson Elementary
        • Middle: Folks
        • High: Sotomayor High School
        • District: Northside

        Source: LERA MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

        A local agent can set up tours, give advice and negotiate with sellers.

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