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For sale
  • Price cut: $5.9K (7/28)
    $459,000

    1360 Stone Creek Trl NW, Cleveland, TN 37312

    4beds
    2,430sqft
    : 
    $2,698/mo
    Get pre-qualified
    Single Family Residence
    Built in 2019
    10,114 Square Feet Lot
    $451,600 Zestimate®
    $189/sqft
    $8/mo HOA

    What's special

    Welcome to 1360 Stone Creek Trail NW, a beautifully designed 4-bedroom, 2.5-bath home offering 2,430 square feet of thoughtfully crafted living space--perfectly blending comfort, style, and functionality. Step inside to find stunning white oak floors flowing throughout the main living areas and primary suite, complemented by an abundance of natural light that fills the open-concept floor plan. The spacious living room features a cozy brick gas fireplace, creating a warm and inviting atmosphere ideal for relaxing or entertaining. On the main level you will also find the primary suite with a private bath that includes a double vanity, walk in shower, walk in closet, and direct access to the laundry room. The custom kitchen is a true centerpiece, boasting quality finishes, ample cabinetry, and a seamless connection to both the main living area and dining spaces--perfect for everyday living and hosting guests. One of the standout features of this home is the bonus living space added to the rear, offering incredible flexibility for a second living room, entertainment area, or expanded dining space. This addition also includes a framed firebox, ready for a gas fireplace insert--giving you the opportunity to customize and elevate the space even further. Upstairs, you'll find three generously sized guest bedrooms with a shared guest bath. Situated on a quiet cul-de-sac lot, the property offers a flat backyard--ideal for outdoor activities, entertaining, or simply enjoying the privacy and space. This home checks all the boxes with modern features, versatile living areas, and a prime location in the highly desirable Stone Creek neighborhood and Candy's Creek Cherokee Elementary School zone.--don't miss the opportunity to make it yours!
    98 days
    |
    633
    |
    59
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Matthew Whitmire 423-650-8832,

    Ocoee Realty & Property Management 423-592-2222

    Source: Greater Chattanooga Realtors,MLS#: 1533065

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Heating
      • Central
      Cooling
      • Central Air
      Appliances
      • Included: Dryer, Disposal, Dishwasher, Electric Water Heater, Gas Range, Oven, Refrigerator, Range Hood, Washer
      • Laundry: Laundry Room, Main Level
      Features
      • Ceiling Fan(s), Primary Downstairs, Walk-In Closet(s)
      • Flooring: Carpet, Tile, Wood
      • Basement: Crawl Space
      • Has fireplace: Yes
      Interior area
      • Total structure area: 2,430
      • Total interior livable area: 2,430 sqft
      • Finished area above ground: 2,430

      Property

      Parking
      • Total spaces: 2
      • Parking features: Concrete, Driveway
      • Attached garage spaces: 2
      Features
      • Stories: 2
      • Patio & porch: Covered, Front Porch
      • Exterior features: Lighting
      Lot
      • Size: 10,114 Square Feet
      • Dimensions: 150 x 120 x 120 x 46
      • Features: Level
      Details
      • Parcel number: 040l B 020.00
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Contemporary
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding
      • Foundation: Block, Permanent
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 2019

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Electricity Connected, Propane, Sewer Connected, Water Connected

      Community & HOA

      Community
      • Subdivision: Stone Creek
      HOA
      • Has HOA: Yes
      • HOA fee: $100 annually
      Location
      • Region: Cleveland

      Financial & listing details

      • Price per square foot: $189/sqft
      • Tax assessed value: $467,200
      • Annual tax amount: $2,634
      • Date on market: 4/22/2026
      • Listing terms: Cash,Conventional,FHA,VA Loan

        Estimated market value

        $451,600

        $429,000 - $474,000

        $2,441/mo

        Price history

        DateEventPrice
        7/28/2026Price change$459,000-1.3%$189/sqft
        Source: RealTracs MLS as distributed by MLS GRID #3245639 Report a problem
        7/6/2026Price change$464,900-2.1%$191/sqft
        Source: RCAR #20262102 Report a problem
        6/4/2026Price change$475,000-2%$195/sqft
        Source: Greater Chattanooga Realtors #1533065 Report a problem
        4/22/2026Listed for sale$484,500+102%$199/sqft
        Source: RCAR #20262102 Report a problem
        4/29/2019Sold$239,900$99/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025-- $116,800 +51.7%
        2024$1,108 +16.1%$77,000
        2023$954 $77,000 +16.2%
        2022$954 -54.3%$66,275
        2021$2,089 $66,275 +19.8%
        2019-- $55,300
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 37312

        Getting around

        1 / 100
        Car-Dependent
        18 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Candy's Creek Cherokee Elementary
        • Middle: Cleveland Middle
        • High: Cleveland High

        Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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