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For sale
    • Price cut: $40K (4/28)
    $649,900

    14 45th St Unit 403, Ocean City, MD 21842

    3beds
    1,960sqft
    : 
    $5,556/mo
    Get pre-qualified
    Condominium
    Built in 2001
    -- sqft lot
    $632,900 Zestimate®
    $332/sqft
    $1,050/mo HOA

    What's special

    Walk-in closetAiry two-story condoSpacious ensuiteOpen concept living space
    Welcome to your dream beach retreat in the heart of Ocean City! Just steps from the sand and surf, this airy two-story condo offers 3 bedrooms, 3 bathrooms, and the perfect coastal lifestyle. From the open concept living space to the private deck with ocean views, every corner invites relaxation. The primary suite boasts its own private balcony, a spacious ensuite, and a walk-in closet. With a dedicated storage room for your beach toys and access to a rooftop deck showcasing both ocean and bay views, this is beachside living at its finest.
    297 days
    |
    305
    |
    11
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Kevin E Decker 443-235-6552,

    Coastal Life Realty Group LLC (443) 235-8382

    Source: Bright MLS,MLS#: MDWO2033608MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 3
      • Main level bathrooms: 1
      • Main level bedrooms: 1
      Basement
      • Area: 0
      Heating
      • Forced Air, Natural Gas
      Cooling
      • Central Air, Natural Gas
      Appliances
      • Included: Gas Water Heater
      • Laundry: In Unit
      Features
      • Has basement: No
      • Number of fireplaces: 2
      Interior area
      • Total structure area: 1,960
      • Total interior livable area: 1,960 sqft
      • Finished area above ground: 1,960
      • Finished area below ground: 0
      Video & virtual tour

      Property

      Parking
      • Parking features: Parking Lot
      Accessibility
      • Accessibility features: None
      Features
      • Levels: Two
      • Stories: 2
      • Pool features: None
      Details
      • Additional structures: Above Grade, Below Grade
      • Parcel number: 2410388872
      • Zoning: R-3
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: Condo
      • Architectural style: Coastal
      • Property subtype: Condominium
      • Attached to another structure: Yes
      Materials
      • Concrete, Masonry
      Condition
      • New construction: No
      • Year built: 2001

      Utilities & green energy

      • Electric: Other
      • Sewer: Public Sewer
      • Water: Public

      Community & HOA

      Community
      • Condo and coop fee: $3,150 quarterly
      • Subdivision: None Available
      HOA
      • Has HOA: No
      • Amenities included: Elevator(s), Other
      • Services included: Common Area Maintenance, Maintenance Structure, Insurance, Management, Reserve Funds, Trash
      Location
      • Region: Ocean City
      • Municipality: Ocean City

      Financial & listing details

      • Price per square foot: $332/sqft
      • Tax assessed value: $361,933
      • Annual tax amount: $4,957
      • Date on market: 10/2/2025
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: Cash,Conventional
      • Exclusions: All Personal Items And Contents Of Closets.
      • Ownership: Condominium

        Estimated market value

        $632,900

        $601,000 - $665,000

        $2,817/mo

        Price history

        DateEventPrice
        4/28/2026Price change$649,900-5.8%$332/sqft
        Source: Bright MLS #MDWO2033608 Report a problem
        3/6/2026Price change$689,900-1.4%$352/sqft
        Source: Bright MLS #MDWO2033608 Report a problem
        10/2/2025Listed for sale$699,900+91.8%$357/sqft
        Source: Bright MLS #MDWO2033608 Report a problem
        4/18/2019Sold$365,000-2.7%$186/sqft
        Source: Public Record Report a problem
        1/26/2019Price change$375,000-2.6%$191/sqft
        Source: Keller Williams Realty #1001564302 Report a problem
        11/23/2018Listed for sale$385,000+10%$196/sqft
        Source: KELLER WILLIAMS REALTY #1001564302 Report a problem
        10/21/2018Listing removed$350,000$179/sqft
        Source: Keller Williams Realty #1001564302 Report a problem
        8/11/2018Price change$350,000-1.4%$179/sqft
        Source: Keller Williams Realty #1001564302 Report a problem
        7/28/2018Price change$355,000-1.1%$181/sqft
        Source: Keller Williams Realty #1001564302 Report a problem
        5/17/2018Price change$359,000-1.6%$183/sqft
        Source: Keller Williams Realty #510144 Report a problem
        5/8/2018Price change$365,000-1.1%$186/sqft
        Source: Keller Williams Realty #510144 Report a problem
        3/30/2018Price change$369,000-1.3%$188/sqft
        Source: Keller Williams Realty #510144 Report a problem
        2/2/2018Price change$374,000-1.6%$191/sqft
        Source: Delaware Beaches #510144 Report a problem
        11/8/2017Price change$380,000-1.3%$194/sqft
        Source: Delaware Beaches #510144 Report a problem
        9/2/2017Price change$385,000-1.3%$196/sqft
        Source: Delaware Beaches #510144 Report a problem
        7/2/2017Price change$390,000-1.3%$199/sqft
        Source: Delaware Beaches #510144 Report a problem
        6/20/2017Price change$395,000-1.2%$202/sqft
        Source: Delaware Beaches #510144 Report a problem
        5/5/2017Listed for sale$399,999-2.4%$204/sqft
        Source: Keller Williams Realty of Delm #510144 Report a problem
        3/30/2017Listing removed$409,900$209/sqft
        Source: Keller Williams - Delaware Beaches #505309 Report a problem
        1/17/2017Price change$409,900-2.4%$209/sqft
        Source: Keller Williams - Delaware Beaches #505309 Report a problem
        11/18/2016Price change$419,900-3.5%$214/sqft
        Source: Keller Williams - Delaware Beaches #505309 Report a problem
        7/22/2016Listed for sale$435,000+29.1%$222/sqft
        Source: Keller Williams Realty #505309 Report a problem
        2/3/2016Sold$337,000-25.1%$172/sqft
        Source: Public Record Report a problem
        3/4/2015Listing removed$450,000$230/sqft
        Source: Prudential PenFed Realty #484421 Report a problem
        2/27/2015Price change$450,000+12.5%$230/sqft
        Source: Prudential PenFed Realty #484421 Report a problem
        2/7/2015Listed for sale$399,900+2.5%$204/sqft
        Source: Debora E Hileman #490677 Report a problem
        9/27/2002Sold$390,250$199/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$4,957 +3.7%$361,933 +5.9%
        2024$4,782 +5.6%$341,667 +6.3%
        2023$4,530 $321,400
        2022$4,530 -0.2%$321,400
        2021$4,541 $321,400
        2020$4,541 -0.7%$321,400
        2019$4,572 +0.7%$321,400
        2018$4,540 -7.8%$321,400 -7.9%
        2017$4,925 -6.5%$348,800
        2016$5,268 $348,800
        2015$5,268 $348,800
        2014$5,268 $348,800
        2013-- $348,800
        2012-- $348,800 -20.6%
        2011-- $439,040
        2010-- $439,040
        2009-- $439,040 -20%
        2008-- $548,800 +15.2%
        2007-- $476,280 +10.6%
        2006-- $430,546 +30%
        2005-- $331,240 +1.1%
        2004-- $327,492 +1.2%
        2003-- $323,746 +1.2%
        2002-- $320,000
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.
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        Climate risks

        Neighborhood: Midtown

        Getting around

        42 / 100
        Car-Dependent
        48 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: Worcester County Public Schools

        Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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