Wake up to water views and end your day on the deck in this inviting Belmont townhouse with a rare deeded boat slip—your gateway to a true waterfront lifestyle. Whether it's boating, fishing, or simply soaking in the peaceful surroundings, this home delivers. Inside, you'll find fresh paint, durable LVP flooring throughout, newer appliances, and touches of original character that add warmth and charm. Enjoy a private fenced backyard for relaxing evenings and a front porch with a view that never gets old. Nestled in a quiet community just minutes from downtown Belmont, Charlotte, and the airport—this is easy living with a lifestyle upgrade.
Active
Price cut: $16K (6/29)
$309,000
1420 River Dr, Belmont, NC 28012
2beds
1,079sqft
Condominium
Built in 1987
-- sqft lot
$306,400 Zestimate®
$286/sqft
$297/mo HOA
What's special
Water viewsFresh paintPrivate fenced backyardDurable lvp flooring throughoutNewer appliances
- 128 days |
- 644 |
- 36 |
Zillow last checked:
Listing updated:
Listed by:
Laura Maultsby laura@maultsbygroup.com,
Maultsby Realty Group
Source: Canopy MLS as distributed by MLS GRID,MLS#: 4345665
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Primary bedroom
- Level: Upper
Bedroom s
- Level: Upper
Bathroom half
- Level: Main
Bathroom full
- Level: Upper
Dining area
- Level: Main
Kitchen
- Level: Main
Living room
- Level: Main
Heating
- Heat Pump
Cooling
- Central Air
Appliances
- Included: Refrigerator
- Laundry: Laundry Closet, Main Level
Features
- Flooring: Vinyl
- Has basement: No
Interior area
- Total structure area: 1,079
- Total interior livable area: 1,079 sqft
- Finished area above ground: 1,079
- Finished area below ground: 0
Property
Parking
- Parking features: Assigned
- Details: 2 assigned spots for unit
Features
- Levels: Two
- Stories: 2
- Entry location: Main
- Exterior features: Lawn Maintenance
- Fencing: Back Yard
- On waterfront: Yes
- Waterfront features: Boat Slip – Community, Boat Slip (Deed), Dock, Pier - Community, River Front, Waterfront
- Body of water: Catawba River
Lot
- Features: Level, Views
Details
- Parcel number: 126433
- Zoning: R2
- Special conditions: Standard
Construction
Type & style
- Home type: Condo
- Property subtype: Condominium
Materials
- Vinyl
- Foundation: Slab
- Roof: Composition
Condition
- New construction: No
- Year built: 1987
Utilities & green energy
- Sewer: Public Sewer
- Water: City
Community & HOA
Community
- Subdivision: River Ridge
HOA
- Has HOA: Yes
- HOA fee: $297 monthly
- HOA name: CAMS
- HOA phone: 980-312-5854
Location
- Region: Belmont
Financial & listing details
- Price per square foot: $286/sqft
- Tax assessed value: $238,430
- Date on market: 4/10/2026
- Cumulative days on market: 128 days
- Listing terms: Cash,Conventional
- Road surface type: Asphalt, Paved
Estimated market value
$306,400
$291,000 - $322,000
$1,858/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/29/2026 | Price change | $309,000-4.9%$286/sqft |
Source:  Canopy MLS as distributed by MLS GRID #4345665 Report a problem | ||
| 6/5/2026 | Price change | $325,000-3%$301/sqft |
Source: Canopy MLS as distributed by MLS GRID #4345665 Report a problem | ||
| 4/10/2026 | Listed for sale | $335,000$310/sqft |
Source: Canopy MLS as distributed by MLS GRID #4345665 Report a problem | ||
Public tax history
Tax history is unavailable.
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 28012
Nearby schools
GreatSchools rating
- NAJ B Page Primary SchoolGrades: PK-1Distance: 1 mi
- 5/10Belmont Middle SchoolGrades: 6-8Distance: 1.8 mi
- 8/10South Point High SchoolGrades: 9-12Distance: 1.8 mi
Schools provided by the listing agent
- Elementary: Page
- Middle: Belmont
- High: South Point (NC)
Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
- $284,6002 bd2 ba1k sqft1420 River Dr #10, Belmont, NC 28012Off Market
- $272,5002 bd1 ba1k sqft1418 River Dr #9, Belmont, NC 28012Off Market
- $287,8002 bd1 ba1.1k sqft1422 River Dr #11, Belmont, NC 28012Off Market
- $279,1002 bd1 ba1.1k sqft1416 River Dr #8, Belmont, NC 28012Off Market
- $291,9002 bd1 ba-- sqft1416 River Dr, Belmont, NC 28012Off Market
- $355,0002 bd2 ba1k sqft1424 River Dr, Belmont, NC 28012Sold
- $355,0002 bd1 ba1k sqft1424 River Dr #12, Belmont, NC 28012Sold
- $293,2002 bd2 ba1k sqft1414 River Dr #7, Belmont, NC 28012Off Market
A local agent can set up tours, give advice and negotiate with sellers.
Similar homes
- $425,0003 bd2 ba1.3k sqft904 Laye St, Belmont, NC 28012For Sale
MLS ID #4401222, Kerianne Wilcox, Wilcox Real Estate Group. Canopy MLS as distributed by MLS GRID - $299,9992 bd2 ba971 sqft212 W 10th St APT 17, Charlotte, NC 28202For Sale
MLS ID #4413530, Comfort Nwosu, Comfortngroup LLC. Canopy MLS as distributed by MLS GRID - $240,0002 bd2 ba1.2k sqft1519 S Point Rd, Belmont, NC 28012For Sale
MLS ID #4394491, Anca Maga, Howard Hanna Allen Tate Gastonia. Canopy MLS as distributed by MLS GRID - $273,5002 bd3 ba1.1k sqft416 River Park Rd, Belmont, NC 28012For Sale
MLS ID #4389498, Ivory Craig, Premier South. Canopy MLS as distributed by MLS GRID - $424,9003 bd3 ba1.6k sqft107 Howe St, Belmont, NC 28012For SaleMLS ID #4382704, Jeff Moll, Keller Williams Ballantyne Area. Canopy MLS as distributed by MLS GRID
- $325,0004 bd2 ba1.3k sqft5412 Milhaven Ln, Charlotte, NC 28269For SaleMLS ID #4414397, Natalie Warren, COMPASS. Canopy MLS as distributed by MLS GRID
- $300,0002 bd2 ba1.1k sqft509 Graham St #3C, Charlotte, NC 28202For SaleMLS ID #4333600, Phil Puma, Puma & Associates Realty, Inc.. Canopy MLS as distributed by MLS GRID
- $294,9003 bd3 ba1.5k sqft2041 Langer St, Charlotte, NC 28214For SaleMLS ID #4409697, Jerrianne Jackson, Blu J Realty. Canopy MLS as distributed by MLS GRID
- $295,0003 bd3 ba1.5k sqft7017 Brightwork Ln, Charlotte, NC 28269For SaleMLS ID #4413296, Jonathan Yeatts, Simply Brokerage. Canopy MLS as distributed by MLS GRID
- $329,0002 bd3 ba1.2k sqft3520 Colony Rd APT I, Charlotte, NC 28211For SaleMLS ID #4408626, Susan Jakubowski, Ivester Jackson Christie's. Canopy MLS as distributed by MLS GRID
- $265,0002 bd3 ba1k sqft3720 Park Rd Unit J, Charlotte, NC 28209For SaleMLS ID #4412025, Jessika Bell, Keller Williams Connected. Canopy MLS as distributed by MLS GRID
- $329,0003 bd2 ba1.1k sqft2632 Park Rd APT H, Charlotte, NC 28209For SaleMLS ID #4389596, Laura Graper, RE/MAX Executive. Canopy MLS as distributed by MLS GRID
- $320,0003 bd2 ba1.2k sqft8424 Othello Pl, Charlotte, NC 28227For SaleMLS ID #4383400, Jenny Rivera, NorthGroup Real Estate LLC. Canopy MLS as distributed by MLS GRID
- $355,0003 bd2 ba1.1k sqft2630 Park Rd APT F, Charlotte, NC 28209For SaleMLS ID #4396272, Jonathan Diianni, COMPASS. Canopy MLS as distributed by MLS GRID
- $349,5002 bd2 ba1.1k sqft4611 Hedgemore Dr Unit C, Charlotte, NC 28209For SaleMLS ID #4386430, Joy Thomas, Enjoy Charlotte Living LLC. Canopy MLS as distributed by MLS GRID
- $310,0002 bd3 ba1k sqftBayview, Cornelius, NC 28031For SaleMLS ID #4405454, Paul Yancey, Southern Homes of the Carolinas, Inc. Canopy MLS as distributed by MLS GRID
- $300,0003 bd3 ba1.3k sqft2729 Meadow Knoll Dr, Charlotte, NC 28269For SaleMLS ID #4408544, James Taylor, Mark Spain Real Estate. Canopy MLS as distributed by MLS GRID
- $250,0002 bd2 ba1.1k sqftWoodmere, Charlotte, NC 28205For SaleMLS ID #4391410, Lawrence Mahool, Helen Adams Realty. Canopy MLS as distributed by MLS GRID
- $274,5002 bd2 ba1.2k sqft12324 Copper Mountain Blvd, Charlotte, NC 28277For SaleMLS ID #4403263, Jon Widdifield, EXP Realty LLC Ballantyne. Canopy MLS as distributed by MLS GRID
- $345,0002 bd3 ba1.4k sqftThe Renaissance, Charlotte, NC 28205For SaleMLS ID #4384891, Joni Walker, Berkshire Hathaway HomeServices Carolinas Realty. Canopy MLS as distributed by MLS GRID
