Contingent

$475,000

16 Horizon Ln, Rocky Mount, MO 65072

4beds

2,280sqft

$2,959/mo

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Single Family Residence

Built in 1988

0.64 Acres Lot

$464,200 Zestimate^®

$208/sqft

$42/mo HOA

What's special

Updated upper levelBeautiful viewsPeaceful cove viewsLarge three season porchAttached one car garageNear flat lotNew roof

Lakefront living is easy in this 4 bedroom, 2.5 bath home featuring beautiful views, a near flat lot, and minimal steps to the water, an increasingly rare combination at Lake of the Ozarks. With 2,280 square feet of finished living space, there is plenty of room for family and guests to enjoy the lake lifestyle. The updated upper level, large three season porch, and adjoining deck provide the perfect place to relax and take in the peaceful cove views. Located at the 4 Mile Marker of the Osage, this property offers paved roads all the way to the home for convenient year round access. Enjoy an easy walk to your private 10x24 covered dock slip for a day on the water, then return to the comfort of your lakefront retreat. Additional features include an attached one car garage, a new roof completed in late 2025, a pre inspection with septic system reported to be working as intended, and a one year buyer warranty. Ideal as a full time residence, weekend getaway, or investment property.

33 days

2,028

108

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 4
Bathrooms: 3
Full bathrooms: 2
1/2 bathrooms: 1

Heating

Electric, Forced Air

Cooling

Central Air

Appliances

Included: Dishwasher, Microwave, Oven, Refrigerator

Features

Ceiling Fan(s), Fireplace, Pantry, Skylights, Vaulted Ceiling(s), Walk-In Closet(s)
Flooring: Tile
Windows: Skylight(s)
Basement: None
Number of fireplaces: 1
Fireplace features: One

Interior area

Total structure area: 2,280
Total interior livable area: 2,280 sqft

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Property

Parking

Total spaces: 1
Parking features: Attached, Garage
Attached garage spaces: 1

Features

Levels: Two
Stories: 2
Patio & porch: Covered, Deck, Open, Porch, Screened
Exterior features: Concrete Driveway, Deck, Enclosed Porch
On waterfront: Yes
Waterfront features: Lake Front

Lot

Size: 0.64 Acres
Features: Lake Front

Details

Parcel number: 135015002001017006
Zoning description: Residential

Construction

Type & style

Home type: SingleFamily
Architectural style: Two Story
Property subtype: Single Family Residence

Materials

Vinyl Siding
Foundation: Slab

Condition

Year built: 1988

Utilities & green energy

Sewer: Septic Tank
Water: Shared Well, Community/Coop

Community & HOA

Community

Subdivision: Horizon Bay

HOA

Has HOA: Yes
Services included: Maintenance Grounds, Water
HOA fee: $500 annually

Location

Region: Rocky Mount

Financial & listing details

Price per square foot: $208/sqft
Tax assessed value: $304,330
Annual tax amount: $2,609
Date on market: 6/24/2026
Cumulative days on market: 34 days
Inclusions: Kitchen appliances, washer and dryer, TV above fireplace.
Exclusions: Personal items, refrigerator in laundry room
Ownership: Fee Simple,
Road surface type: Concrete

Estimated market value

$464,200

$441,000 - $487,000

$2,183/mo

Price history

Date	Event	Price
7/11/2026	Contingent	$475,000$208/sqft
Source: Bagnell Dam AOR #3587658 Report a problem
6/24/2026	Listed for sale	$475,000$208/sqft
Source: Bagnell Dam AOR #3587658 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$2,609 +8.9%	$57,830 +10.1%
2024	$2,396 +3.5%	$52,530
2023	$2,314 +8.2%	$52,530 +8.2%
2022	$2,139	$48,540
2021	--	$48,540 +6.5%
2020	--	$45,570 +12.6%
2019	--	$40,470
2018	$1,792	$40,470 +15.8%
2012	--	$34,960 +3.1%
2011	--	$33,920

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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Climate risks

Neighborhood: 65072

Getting around

0 / 100

Car-Dependent

Nearby schools

GreatSchools rating

NA
Leland O. Mills Elementary School
Grades: K-2Distance: 3.5 mi
9/10
Osage Middle School
Grades: 6-8Distance: 7.6 mi
7/10
Osage High School
Grades: 9-12Distance: 7.7 mi

Schools provided by the listing agent

District: School Of The Osage

Source: Bagnell Dam AOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.