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  • Price cut: $10K (8/24)
    $525,000

    1677 Scarbrough Cir SW, Concord, NC 28025

    4beds
    3,381sqft
    : 
    $3,397/mo
    Get pre-qualified
    Single Family Residence
    Built in 2019
    0.15 Acres Lot
    $520,500 Zestimate®
    $155/sqft
    $77/mo HOA

    What's special

    Dedicated home officeBright morning roomFenced backyardFlexible floor planCorner lotSpacious upstairs loft
    A NEW OPPORTUNITY TO BUY NOW WITH SPECIAL FINANCING! The seller is offering $12,009 in concessions toward a 2-1 temporary interest rate buydown through Movement Mortgage for qualified FHA buyers! Imagine starting your homeownership journey with an illustrative interest rate of 4.99 in the first year, 5.99 in the second year, and 6.99 for years 3–30. This special financing could mean meaningful savings on your monthly mortgage payments during the first two years! Offered at $525,000, 1677 Scarbrough Circle SW in Concord offers over 3,000 square feet of thoughtfully designed living space, including 4 bedrooms, 3.5 bathrooms, a dedicated home office, a spacious upstairs loft, a bright morning room, and a well-appointed kitchen designed for everyday living and entertaining. The flexible floor plan provides room to work, relax, gather, and enjoy life. The dedicated office offers a productive workspace, while the generous loft can serve as a media room, fitness area, recreation space, or second living area. Outside, enjoy a fenced backyard, corner lot, and 2-car garage. Conveniently located near shopping, dining, parks, golf, and Cabarrus County schools, with access to Uptown Charlotte and Charlotte Douglas International Airport. NEW PHOTOS. NEW FINANCING OPPORTUNITY. EXCEPTIONAL VALUE! Why wait for interest rates to change when you can reduce your initial mortgage payments today? Schedule your private showing and discover what this home has to offer! Financing available to qualified buyers through Movement Mortgage, subject to lender approval, loan program requirements, rate availability, and applicable seller concession limits. Rates and terms are subject to change.
    118 days
    238
    17

    Zillow last checked:

    Listing updated:

    Listed by:

    Joan Randall DrJoan.TheRealtor@gmail.com,

    Keller Williams Unlimited

    Source: Canopy MLS as distributed by MLS GRID,MLS#: 4390698MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 4
      • Full bathrooms: 3
      • 1/2 bathrooms: 1
      Primary bedroom
      • Level: Upper
      Bedroom s
      • Level: Upper
      Bathroom half
      • Level: Main
      Bathroom full
      • Level: Upper
      Dining room
      • Level: Main
      Kitchen
      • Level: Main
      Laundry
      • Level: Upper
      Living room
      • Level: Main
      Loft
      • Level: Upper
      Office
      • Level: Main
      Sunroom
      • Level: Main
      Heating
      • Forced Air, Natural Gas
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Disposal, Electric Oven, Electric Range, Microwave, Plumbed For Ice Maker, Tankless Water Heater
      • Laundry: Upper Level
      Features
      • Soaking Tub, Kitchen Island, Open Floorplan, Pantry, Walk-In Closet(s)
      • Flooring: Carpet, Tile, Vinyl
      • Has basement: No
      Interior area
      • Total structure area: 3,381
      • Total interior livable area: 3,381 sqft
      • Finished area above ground: 3,381
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 2
      • Parking features: Attached Garage, Garage on Main Level
      • Attached garage spaces: 2
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Front Porch, Patio
      Lot
      • Size: 0.15 Acres
      Details
      • Parcel number: 55276206650000
      • Zoning: PUD
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Aluminum, Vinyl
      • Foundation: Slab
      Condition
      • New construction: No
      • Year built: 2019
      Details
      • Builder name: Ryan HOMES

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: City

      Community & HOA

      Community
      • Subdivision: The Mills At Rocky River
      HOA
      • Has HOA: Yes
      • HOA fee: $230 quarterly
      • HOA name: CSI Community Management
      Location
      • Region: Concord

      Financial & listing details

      • Price per square foot: $155/sqft
      • Tax assessed value: $503,710
      • Annual tax amount: $5,017
      • Date on market: 6/18/2026
      • Cumulative days on market: 119 days
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Road surface type: Concrete, Paved

        Estimated market value

        $520,500

        $494,000 - $547,000

        $2,728/mo

        Price history

        DateEventPrice
        8/24/2026Price change$525,000-1.9%$155/sqft
        Source: Canopy MLS as distributed by MLS GRID #4390698 Report a problem
        8/10/2026Price change$535,000-0.7%$158/sqft
        Source: Canopy MLS as distributed by MLS GRID #4390698 Report a problem
        7/8/2026Price change$539,000-0.9%$159/sqft
        Source: Canopy MLS as distributed by MLS GRID #4390698 Report a problem
        6/18/2026Listed for sale$543,900$161/sqft
        Source: Canopy MLS as distributed by MLS GRID #4390698 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$5,017 $503,710
        2024$5,017 +25.4%$503,710 +53.6%
        2023$4,001 $327,930
        2022$4,001 $327,930
        2021$4,001 $327,930
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 28025

        Getting around

        3 / 100
        Car-Dependent
        0 / 100
        No Nearby Transit
        8 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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