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For sale
    • $449,900

    1911 FAN ALOE WAY, RUSKIN, FL 33570

    6beds
    3,362sqft
    : 
    $3,026/mo
    Get pre-qualified
    Single Family Residence
    Built in 2022
    0.25 Acres Lot
    $444,200 Zestimate®
    $134/sqft
    $2/mo HOA

    What's special

    Extra privacyExtra yardQuarter acre corner lot
    USDA eligible! Qualified buyers can purchase with ZERO down, and with the right offer the seller will cover closing costs, meaning you could get into this home with little to NOTHING out of pocket. Use our preferred lender and receive a 1% lender credit toward buying down your interest rate on top of it. At 3,326 square feet, you will not find a more affordable home of this size anywhere in Tampa Bay for the money. Now the house itself. Built in 2022 with 6 bedrooms and 3 full baths, tastefully updated with luxury flooring in all the common spaces. The open floor plan connects the kitchen, dining, and living areas into one big gathering space, and two flex rooms give you options most homes simply do not have. Home office, gym, playroom, theater, you choose. Two bedrooms sit downstairs, including the primary suite, so there are no stairs between you and your morning coffee. Upstairs holds the remaining bedrooms plus room to spread out. All of it on a quarter acre corner lot with extra yard, extra privacy, and only one neighbor beside you. And the HOA? Roughly $9 a month. You read that right. Spencer Creek puts you minutes from I75, US301, shopping, and the waterfront. Homes like this do not sit. Schedule your private showing today.
    20 days
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    160
    |
    18
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    Zillow last checked:

    Listing updated:

    Listed by:

    Josh Wright 757-620-6432,

    LPT REALTY, LLC 877-366-2213,

    Chris Serna 813-679-8098,

    LPT REALTY, LLC

    Source: Stellar MLS,MLS#: TB8536648MLS LogoOriginating MLS: Orlando Regional

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 6
      • Bathrooms: 3
      • Full bathrooms: 3
      Rooms
      • Room types: Great Room, Utility Room, Loft, Storage Rooms
      Primary bedroom
      • Features: Ceiling Fan(s), Dual Sinks, En Suite Bathroom, Exhaust Fan, Shower No Tub, Walk-In Closet(s)
      • Level: First
      • Area: 252 Square Feet
      • Dimensions: 14x18
      Bedroom 1
      • Features: Ceiling Fan(s), Built-in Closet
      • Level: First
      • Area: 154 Square Feet
      • Dimensions: 14x11
      Bedroom 2
      • Features: Ceiling Fan(s), No Closet
      • Level: First
      • Area: 130 Square Feet
      • Dimensions: 13x10
      Bedroom 3
      • Features: Built-in Closet
      • Level: Second
      • Area: 165 Square Feet
      • Dimensions: 15x11
      Bedroom 4
      • Features: Walk-In Closet(s)
      • Level: Second
      • Area: 168 Square Feet
      • Dimensions: 14x12
      Bedroom 5
      • Features: Ceiling Fan(s), Built-in Closet
      • Level: Second
      • Area: 209 Square Feet
      • Dimensions: 19x11
      Dining room
      • Level: First
      • Area: 180 Square Feet
      • Dimensions: 10x18
      Kitchen
      • Features: Breakfast Bar, Pantry, Granite Counters, Kitchen Island
      • Level: First
      • Area: 352 Square Feet
      • Dimensions: 22x16
      Living room
      • Features: Ceiling Fan(s)
      • Level: First
      • Area: 270 Square Feet
      • Dimensions: 15x18
      Loft
      • Level: Second
      • Area: 504 Square Feet
      • Dimensions: 21x24
      Workshop
      • Features: No Closet
      • Level: Second
      • Area: 130 Square Feet
      • Dimensions: 13x10
      Heating
      • Electric, Heat Pump
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Disposal, Dryer, Electric Water Heater, Freezer, Ice Maker, Kitchen Reverse Osmosis System, Microwave, Range, Refrigerator, Washer, Water Purifier, Water Softener
      • Laundry: Inside, Laundry Room
      Features
      • Ceiling Fan(s), Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Stone Counters, Thermostat, Walk-In Closet(s)
      • Flooring: Carpet, Engineered Hardwood, Tile, Travertine
      • Doors: Sliding Doors
      • Has fireplace: No
      Interior area
      • Total structure area: 3,858
      • Total interior livable area: 3,362 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Driveway, Garage Door Opener, Ground Level, Off Street
      • Attached garage spaces: 2
      • Has uncovered spaces: Yes
      • Details: Garage Dimensions: 20x23
      Features
      • Levels: Two
      • Stories: 2
      • Exterior features: Irrigation System, Sidewalk
      Lot
      • Size: 0.25 Acres
      • Dimensions: 88.64 x 125
      Details
      • Parcel number: U163219C3U00000000235.0
      • Zoning: PD
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Block, Stucco
      • Foundation: Slab
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 2022

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: BB/HS Internet Available, Cable Connected, Electricity Connected, Public, Sewer Connected, Street Lights, Underground Utilities, Water Connected

      Community & HOA

      Community
      • Features: Clubhouse, Deed Restrictions, Dog Park, Playground, Pool
      • Pet fee: $0 monthly
      • Subdivision: SPENCER CRK PH 2
      HOA
      • Has HOA: Yes
      • Amenities included: Playground, Pool, Recreation Facilities
      • HOA fee: $2 monthly
      • HOA name: Home River Group
      • HOA phone: 813-600-5090
      Location
      • Region: Ruskin

      Financial & listing details

      • Price per square foot: $134/sqft
      • Tax assessed value: $427,429
      • Annual tax amount: $10,104
      • Date on market: 8/7/2026
      • Cumulative days on market: 21 days
      • Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Asphalt

        Estimated market value

        $444,200

        $422,000 - $466,000

        $3,461/mo

        Price history

        DateEventPrice
        8/9/2026Listed for sale$449,900+0.2%$134/sqft
        Source: Stellar MLS #TB8536648 Report a problem
        8/15/2025Listing removed$449,000$134/sqft
        Source: Stellar MLS #TB8316896 Report a problem
        7/3/2025Price change$449,000-3.4%$134/sqft
        Source: Stellar MLS #TB8316896 Report a problem
        6/13/2025Price change$465,000-2.1%$138/sqft
        Source: Stellar MLS #TB8316896 Report a problem
        5/30/2025Price change$475,000-1.7%$141/sqft
        Source: Stellar MLS #TB8316896 Report a problem
        5/16/2025Price change$483,000-1%$144/sqft
        Source: Stellar MLS #TB8316896 Report a problem
        5/3/2025Price change$488,000-1%$145/sqft
        Source: Stellar MLS #TB8316896 Report a problem
        4/22/2025Price change$493,000-1%$147/sqft
        Source: Stellar MLS #TB8316896 Report a problem
        2/15/2025Price change$498,000-1.4%$148/sqft
        Source: Stellar MLS #TB8316896 Report a problem
        11/4/2024Listed for sale$505,000+16.1%$150/sqft
        Source: Stellar MLS #TB8316896 Report a problem
        8/23/2022Sold$434,800+0%$129/sqft
        Source: Public Record Report a problem
        4/14/2022Pending sale$434,766$129/sqft
        Source: Stellar MLS #T3365543 Report a problem
        4/7/2022Listed for sale$434,766$129/sqft
        Source: Lennar Homes Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$10,526 +6.8%$402,314 +2.9%
        2024$9,853 -3.4%$390,976 -1.6%
        2023$10,200 +178.4%$397,448 +3161%
        2022$3,663 +27.9%$12,188 +10%
        2021$2,865 $11,080
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.
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        Climate risks

        Neighborhood: 33570

        Getting around

        1 / 100
        Car-Dependent
        25 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Ruskin-HB
        • Middle: Shields-HB
        • High: Lennard-HB

        Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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