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Under contract
    • $689,900

    197 Nandina Ter, Winter Springs, FL 32708

    4beds
    2,501sqft
    : 
    $4,624/mo
    Get pre-qualified
    Single Family Residence
    Built in 1999
    9,202 Square Feet Lot
    $-- Zestimate®
    $276/sqft
    $108/mo HOA

    What's special

    Updated lightingKitchen offers granite countertopsInviting open atmospherePeaceful conservation settingNewer refrigerator and dishwasherSpacious primary suiteSoaring ceilings
    Under contract-accepting backup offers. THERE ARE HOMES YOU SEE...and HOMES YOU FEEL! Privacy, space, and a peaceful conservation setting come together in this 4-bedroom, 3-bath pool home in the gated community of Howell Creek Reserve. Backing to conservation with no rear neighbors, the backyard feels like your own private retreat—perfect for relaxing by the pool or entertaining family and friends. Inside, the thoughtfully designed triple-split floor plan offers exceptional privacy, while soaring ceilings, crown molding, and updated lighting create an inviting, open atmosphere. The spacious primary suite features a tray ceiling, sitting area, walk-in closet, and an additional closet for extra storage. The kitchen offers granite countertops, a newer refrigerator and dishwasher, and opens seamlessly to the living spaces. Two bathrooms were renovated in 2020, and major updates include newer roof (2019), new HVAC (2026), newer water heater (2024), and a newer pool pump. Located just minutes from the Cross Seminole Trail, parks, shopping, dining, and top-rated Seminole County schools, this home offers the perfect balance of comfort, convenience, and Florida outdoor living. CALL TODAY to schedule your private Showing.
    7 days
    |
    1,442
    |
    114
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Doug Woehr, PA 407-647-1211,

    COLDWELL BANKER REALTY 407-647-1211

    Source: Stellar MLS,MLS#: O6426345MLS LogoOriginating MLS: Orlando Regional

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 3
      Rooms
      • Room types: Family Room, Utility Room
      Primary bedroom
      • Features: Ceiling Fan(s), Walk-In Closet(s)
      • Level: First
      • Area: 312 Square Feet
      • Dimensions: 24x13
      Bedroom 2
      • Features: Ceiling Fan(s), Storage Closet
      • Level: First
      • Area: 156 Square Feet
      • Dimensions: 13x12
      Bedroom 3
      • Features: Ceiling Fan(s), Storage Closet
      • Level: First
      • Area: 144 Square Feet
      • Dimensions: 12x12
      Bedroom 4
      • Features: Ceiling Fan(s), Storage Closet
      • Level: First
      • Area: 120 Square Feet
      • Dimensions: 12x10
      Primary bathroom
      • Features: Bath With Whirlpool, Dual Sinks, Tub with Separate Shower Stall, Walk-In Closet(s)
      • Level: First
      • Area: 144 Square Feet
      • Dimensions: 12x12
      Balcony porch lanai
      • Features: Ceiling Fan(s)
      • Level: First
      • Area: 270 Square Feet
      • Dimensions: 27x10
      Dinette
      • Level: First
      • Area: 96 Square Feet
      • Dimensions: 12x8
      Dining room
      • Level: First
      • Area: 168 Square Feet
      • Dimensions: 14x12
      Family room
      • Features: Ceiling Fan(s)
      • Level: First
      • Area: 315 Square Feet
      • Dimensions: 21x15
      Kitchen
      • Features: Breakfast Bar, Pantry, Granite Counters, Kitchen Island
      • Level: First
      • Area: 240 Square Feet
      • Dimensions: 20x12
      Living room
      • Level: First
      • Area: 224 Square Feet
      • Dimensions: 16x14
      Utility room
      • Level: First
      • Area: 70 Square Feet
      • Dimensions: 10x7
      Heating
      • Central, Electric
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
      • Laundry: Inside, Laundry Room
      Features
      • Built-in Features, Ceiling Fan(s), Crown Molding, Eating Space In Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Stone Counters, Tray Ceiling(s), Walk-In Closet(s)
      • Flooring: Carpet, Ceramic Tile, Luxury Vinyl
      • Doors: Sliding Doors
      • Windows: Window Treatments
      • Has fireplace: No
      Interior area
      • Total structure area: 3,285
      • Total interior livable area: 2,501 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Driveway, Garage Door Opener
      • Attached garage spaces: 2
      • Has uncovered spaces: Yes
      • Details: Garage Dimensions: 21x20
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Covered, Enclosed, Rear Porch, Screened
      • Exterior features: Irrigation System, Sidewalk
      • Has private pool: Yes
      • Pool features: Gunite, In Ground, Screen Enclosure
      • Spa features: In Ground
      • Has view: Yes
      • View description: Trees/Woods, Water, Creek/Stream
      • Has water view: Yes
      • Water view: Water,Creek/Stream
      • Waterfront features: Creek Access
      • Body of water: HOWELL CREEK
      Lot
      • Size: 9,202 Square Feet
      • Features: Conservation Area, City Lot, Near Golf Course, Sidewalk
      • Residential vegetation: Trees/Landscaped, Wooded
      Details
      • Parcel number: 0521315NF00001270
      • Zoning: PUD
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Florida
      • Property subtype: Single Family Residence
      Materials
      • Block, Stucco
      • Foundation: Slab
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 1999

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available, Electricity Connected, Public, Sewer Connected, Street Lights, Underground Utilities

      Community & HOA

      Community
      • Features: Deed Restrictions, Golf Carts OK, Playground, Pool, Sidewalks
      • Security: Gated Community, Security System Owned, Smoke Detector(s)
      • Pet fee: $0 monthly
      • Subdivision: HOWELL CREEK RESERVE PH 3
      HOA
      • Has HOA: Yes
      • Amenities included: Fence Restrictions, Gated, Playground, Pool
      • Services included: Community Pool, Reserve Fund, Private Road, Recreational Facilities
      • HOA fee: $108 monthly
      • HOA name: Vista Cam
      • HOA phone: 407-682-3443
      Location
      • Region: Winter Springs

      Financial & listing details

      • Price per square foot: $276/sqft
      • Tax assessed value: $553,681
      • Annual tax amount: $5,729
      • Date on market: 7/18/2026
      • Cumulative days on market: 8 days
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Paved

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        7/23/2026Contingent$689,900$276/sqft
        Source: Stellar MLS #O6426345 Report a problem
        7/18/2026Listed for sale$689,900+63.3%$276/sqft
        Source: Stellar MLS #O6426345 Report a problem
        9/18/2019Sold$422,500-0.6%$169/sqft
        Source: Public Record Report a problem
        8/27/2019Pending sale$425,000$170/sqft
        Source: Keller Williams Advantage Realty #O5793695 Report a problem
        6/22/2019Listed for sale$425,000-11.3%$170/sqft
        Source: KELLER WILLIAMS ADVANTAGE REALTY #O5793695 Report a problem
        5/4/2016Listing removed$2,200+4.8%$1/sqft
        Source: WATSON REALTY CORP #O5433198 Report a problem
        4/8/2014Listing removed$2,100$1/sqft
        Source: Watson Realty Corp - Orlando Office Report a problem
        12/28/2013Listed for rent$2,100+5.5%$1/sqft
        Source: Watson - Longwood Report a problem
        7/20/2012Listing removed$1,990$1/sqft
        Source: Watson Realty Corp - Orlando Office Report a problem
        6/20/2012Listed for rent$1,990$1/sqft
        Source: Watson Realty Corp - Orlando Office Report a problem
        7/14/2006Sold$479,000+112.1%$192/sqft
        Source: Public Record Report a problem
        2/1/1999Sold$225,800$90/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$5,925 +9.7%$396,306 +2.9%
        2024$5,400 +4%$385,137 +3%
        2023$5,190 +2.7%$373,919 +3%
        2022$5,053 -2.2%$363,028 +3%
        2021$5,169 +0.8%$352,454 +1.4%
        2020$5,129 -8.9%$347,588 +4.4%
        2019$5,630 $332,887 +5.4%
        2018$5,630 +3.7%$315,893 +3.2%
        2017$5,428 +1.5%$305,979
        2016$5,349 -0.8%$305,979 +5.1%
        2015$5,389 $291,051 +1.5%
        2014$5,389 +17.4%$286,684 +15.1%
        2013$4,590 +5.3%$248,988 +1.7%
        2012$4,359 -5.9%$244,887 -4.9%
        2011$4,630 -3.9%$257,415 -2.9%
        2010$4,818 -6.4%$265,107 -6.8%
        2009$5,148 -4.5%$284,478 -7.5%
        2008$5,390 +3.2%$307,456 -14.1%
        2007$5,224 +18%$358,087 +30.5%
        2006$4,428 -0.2%$274,315 +3%
        2005$4,436 +28.5%$266,325 +27%
        2004$3,452 +11.6%$209,645 +11.3%
        2003$3,093 +3.3%$188,317 +2.4%
        2002$2,993 +6.7%$183,903 +3.9%
        2000$2,806 $176,960
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 32708

        Getting around

        2 / 100
        Car-Dependent
        40 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Lawton Elementary
        • Middle: Indian Trails Middle
        • High: Oviedo High

        Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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