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  • Price cut: $99.1K (7/14)
    $999,900

    20 Spanish Oak Ln, Ormond Beach, FL 32174

    4beds
    4,208sqft
    : 
    $6,692/mo
    Get pre-qualified
    Single Family Residence, Residential
    Built in 2008
    0.66 Acres Lot
    $959,800 Zestimate®
    $238/sqft
    $-- HOA

    What's special

    Gas fireplaceMature avocado treesPrivate officeBreakfast barUpdated light fixturesMeyer lemon treeSweeping staircase
    One-of-a-kind custom-built estate home offering serene views of the Tomoka River, perfectly tucked away in the heart of Ormond Beach. Built with exceptional attention to durability, efficiency, and long-term performance, this impressive residence features a 50-year metal roof, two-story ICF (Insulated Concrete Form) exterior walls from foundation to roofline, Hardie board siding, PGT impact-rated windows and doors, and over $45,000 in fully paid solar panels. Additional recent improvements include two brand-new water heaters installed in 2026, providing added value and peace of mind for the next owner. Spanning 4,208 square feet, the home offers 4 bedrooms, 4.5 bathrooms, a 690-square-foot bonus room, private office, and an oversized 3-car garage, all situated on more than half an acre at the end of a quiet cul-de-sac. From the moment you enter the grand foyer, you're welcomed by rich Brazilian cherry wood flooring, a sweeping staircase, and a crystal chandelier suspended from the second-story ceiling. The spacious family room features a gas fireplace, custom built-in bookcases, and two crystal chandeliers with ceiling fans. The chef's kitchen is designed for both everyday living and entertaining, offering solid wood cabinetry, Silestone countertops, stainless steel appliances, double ovens, a commercial-grade six-burner gas cooktop with grill, pot filler faucet, Insta-hot faucet, breakfast bar, and an oversized walk-in pantry. Adjacent to the kitchen, the den provides a dedicated home theater experience complete with a projector, surround sound system, motorized screen, and French doors leading directly to the lanai. The formal dining room also offers French door access to the outdoor living area. The first floor is completed by a guest bedroom with en-suite bathroom, an additional full bathroom, and a convenient laundry area. Upstairs, the primary suite serves as a private retreat with its own fireplace, expansive walk-in closet with custom organizers, and a spacious en-suite bathroom featuring dual vanities, a whirlpool tub, walk-in shower with steam feature, and private balcony access overlooking the lanai and Tomoka River views beyond the trees. Two additional bedrooms are located upstairs, including one with an en-suite bathroom, along with a dedicated office, a half bathroom plumbed for a future fifth full bath, a second laundry room with utility sink hookup, and the large bonus room. The home is equipped with Nest thermostats and two 4-ton air conditioning systems, including a newer unit serving the bonus room. Additional features include solid-core 7-foot doors, a central vacuum system, extra electrical outlets throughout, updated light fixtures, ceiling fans, chandeliers, a 500-gallon LP tank supplying the fireplace, cooktop, and outdoor BBQ, a Culligan water treatment system, termite bond, and homestead exemption. Outdoor living is equally impressive with a heated saltwater pool featuring waterfalls and fountains, a newer pool heater, and a dramatic two-story screened lanai with second-floor balcony access. The property also includes a front balcony above the porch, an oversized 3-car garage with epoxy flooring, a detached storage shed ideal for a workshop, mature avocado trees, a Meyer lemon tree, an updated irrigation system, and lush landscaping throughout the oversized lot. Combining quality construction, extensive upgrades, generous living space, and picturesque Tomoka River views, this exceptional estate offers a rare opportunity in one of Ormond Beach's most desirable locations.
    222 days
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    818
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    50
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    Zillow last checked:

    Listing updated:

    Listed by:

    Patricia McKinley 386-235-0462,

    Realty Pros Assured

    Source: DBAMLS,MLS#: 1220905MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 5
      • Full bathrooms: 4
      • 1/2 bathrooms: 1
      Bedroom 1
      • Level: Second
      • Area: 182 Square Feet
      • Dimensions: 13.00 x 14.00
      Bathroom 2
      • Level: Main
      • Area: 180 Square Feet
      • Dimensions: 12.00 x 15.00
      Bathroom 3
      • Level: Upper
      • Area: 130 Square Feet
      • Dimensions: 10.00 x 13.00
      Bathroom 4
      • Level: Upper
      • Area: 168 Square Feet
      • Dimensions: 12.00 x 14.00
      Bonus room
      • Level: Upper
      • Area: 588 Square Feet
      • Dimensions: 21.00 x 28.00
      Dining room
      • Level: Main
      • Area: 182 Square Feet
      • Dimensions: 13.00 x 14.00
      Family room
      • Level: Main
      • Area: 252 Square Feet
      • Dimensions: 18.00 x 14.00
      Kitchen
      • Level: First
      • Area: 420 Square Feet
      • Dimensions: 14.00 x 30.00
      Office
      • Level: Upper
      • Area: 130 Square Feet
      • Dimensions: 10.00 x 13.00
      Utility room
      • Level: Lower
      • Area: 72 Square Feet
      • Dimensions: 8.00 x 9.00
      Heating
      • Central, Electric, Heat Pump
      Cooling
      • Central Air, Electric, Multi Units, Zoned
      Appliances
      • Included: Refrigerator, Microwave, Ice Maker, Gas Cooktop, Electric Water Heater, Double Oven, Disposal, Dishwasher
      • Laundry: Electric Dryer Hookup, Lower Level, Upper Level, Washer Hookup
      Features
      • Breakfast Bar, Ceiling Fan(s), Central Vacuum, Entrance Foyer, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
      • Flooring: Tile, Wood
      • Has fireplace: Yes
      • Fireplace features: Gas
      Interior area
      • Total structure area: 6,530
      • Total interior livable area: 4,208 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 3
      • Parking features: Additional Parking, Garage, Garage Door Opener
      • Garage spaces: 3
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Deck, Front Porch, Porch, Rear Porch, Screened
      • Exterior features: Balcony
      • Pool features: In Ground, Heated, Salt Water, Screen Enclosure
      • Has view: Yes
      • View description: River
      • Has water view: Yes
      • Water view: River
      Lot
      • Size: 0.66 Acres
      • Features: Corner Lot, Irregular Lot, Wooded
      Details
      • Parcel number: 421901000060
      • Zoning description: Residential

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Traditional
      • Property subtype: Single Family Residence, Residential
      Materials
      • Block, Cement Siding
      • Foundation: Block, Slab
      • Roof: Metal
      Condition
      • Updated/Remodeled
      • New construction: No
      • Year built: 2008

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Public
      • Utilities for property: Cable Connected, Electricity Connected, Sewer Connected

      Community & HOA

      Community
      • Security: Security System Owned, Smoke Detector(s)
      • Subdivision: Tomoka Park
      HOA
      • Has HOA: No
      Location
      • Region: Ormond Beach

      Financial & listing details

      • Price per square foot: $238/sqft
      • Tax assessed value: $848,884
      • Annual tax amount: $11,859
      • Date on market: 12/16/2025
      • Listing terms: Cash,Conventional
      • Electric utility on property: Yes
      • Road surface type: Asphalt

        Estimated market value

        $959,800

        $912,000 - $1.01M

        $5,433/mo

        Price history

        DateEventPrice
        7/14/2026Price change$999,900-9%$238/sqft
        Source: DBAMLS #1220905 Report a problem
        5/22/2026Price change$1,099,000-2.3%$261/sqft
        Source: DBAMLS #1220905 Report a problem
        4/6/2026Price change$1,125,000-5.9%$267/sqft
        Source: DBAMLS #1220905 Report a problem
        2/12/2026Price change$1,195,000-6.3%$284/sqft
        Source: DBAMLS #1220905 Report a problem
        12/16/2025Listed for sale$1,275,000+27.5%$303/sqft
        Source: DBAMLS #1220905 Report a problem
        7/27/2022Sold$999,900$238/sqft
        Source: DBAMLS #1097467 Report a problem
        7/18/2022Pending sale$999,900$238/sqft
        Source: Stellar MLS #V4924840 Report a problem
        7/12/2022Contingent$999,900$238/sqft
        Source: DBAMLS #1097467 Report a problem
        7/1/2022Price change$999,900-4.8%$238/sqft
        Source: DBAMLS #1097467 Report a problem
        6/27/2022Price change$1,050,000-4.5%$250/sqft
        Source: DBAMLS #1097467 Report a problem
        6/3/2022Listed for sale$1,100,000+48%$261/sqft
        Source: DBAMLS #1097467 Report a problem
        4/30/2021Sold$743,000+0.7%$177/sqft
        Source: DBAMLS #1080840 Report a problem
        2/22/2021Listed for sale$738,000-0.1%$175/sqft
        Source: DBAMLS #1080840 Report a problem
        2/21/2021Listing removed--
        Source: DBAMLS #1074661 Report a problem
        10/27/2020Price change$739,000-0.8%$176/sqft
        Source: DBAMLS #1074661 Report a problem
        9/28/2020Price change$745,000-0.7%$177/sqft
        Source: Wolves Realty #1074661 Report a problem
        8/20/2020Listed for sale$749,900-2%$178/sqft
        Source: Wolves Realty #1074661 Report a problem
        12/1/2019Listing removed$764,900$182/sqft
        Source: Adams, Cameron & Co., Realtors #1057176 Report a problem
        8/2/2019Price change$764,900-1.1%$182/sqft
        Source: Adams, Cameron & Co., Realtors #1057176 Report a problem
        5/6/2019Listed for sale$773,423-3.3%$184/sqft
        Source: Adams, Cameron & Co., Realtors #1057176 Report a problem
        9/7/2016Listing removed$799,900$190/sqft
        Source: All Volusia Realty LLC #1013521 Report a problem
        3/8/2016Listed for sale$799,900-11%$190/sqft
        Source: All Volusia Realty LLC #1013521 Report a problem
        9/9/2011Listing removed$899,000$214/sqft
        Source: Realty Pros Assured #512973 Report a problem
        12/6/2010Listed for sale$899,000+989.7%$214/sqft
        Source: Superlative, Inc. #512973 Report a problem
        7/10/2003Sold$82,500$20/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$11,860 +4%$767,202 +2.9%
        2024$11,406 +2.4%$745,581 +3%
        2023$11,139 $723,866 +8%
        2022-- $670,378 +76.4%
        2021-- $380,091 +1.4%
        2020$5,866 $374,843 +2.3%
        2019$5,866 +1.7%$366,415 +1.9%
        2018$5,769 -0.6%$359,583 +2.1%
        2017$5,804 -2.1%$352,187 +2.1%
        2016$5,926 -1.4%$344,943 +0.7%
        2015$6,009 -12.3%$342,545 +0.8%
        2014$6,853 $339,826 +1.5%
        2013-- $334,804 +1.7%
        2012-- $329,207 -0.9%
        2011-- $332,178 -7.3%
        2010-- $358,155 -7.5%
        2009-- $387,047 +405.9%
        2003-- $76,500
        2002-- $76,500
        2001-- $76,500
        2000-- $76,500
        Find assessor info on the county website

        Monthly payment

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        Payment breakdown

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        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 32174

        Getting around

        23 / 100
        Car-Dependent
        40 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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