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For sale
    • $725,000

    20 Waterfront Dr APT 121, Saint Simons Island, GA 31522

    3beds
    1,817sqft
    : 
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    Condominium
    Built in 2008
    -- sqft lot
    $708,800 Zestimate®
    $399/sqft
    $935/mo HOA

    What's special

    Gas fireplaceIntimate private balconyIntimate covered private terraceOpen light-filled layoutStainless steel appliancesLinen closet with built-insNewer bosch dishwasher
    Boating enthusiasts, sunrise and sunset admirers—Live Every Day Like You're on Vacation! Experience premier access to deepwater Intracoastal living on St. Simons Island in this beautifully refreshed, 3-bedroom, 3-bath end-unit condo at The Waterfront. Offering one of the community's largest floor plans at 1,817 sq ft—that's 267 sq ft larger than standard units. This home delivers both space and luxury with unobstructed views of St. Simons Sound, the Frederica River, and Morningstar Marina from nearly every room. Step inside to an open, light-filled layout featuring a gas fireplace, upgraded kitchen with island seating, stainless steel appliances, newer Bosch dishwasher and HVAC (Nov 2023). The expansive primary suite includes access to the intimate private balcony, custom walk-in closet with gun safe, soaking tub, tiled shower, dual vanities, and a linen closet with built-ins. A split-bedroom design provides privacy for the second ensuite bedroom, while a third bedroom/office with full hall bath offers flexible living options. Relax on the intimate covered private terrace, or take advantage of the gated community's exceptional amenities—pool, hot tub, pavilion, and million-dollar views of the marina. Ideally located just minutes from Pier Village, shops, dining, and beaches. Travel is easy with Savannah and Jacksonville airports about an hour away, with Brunswick's local airport only 15 minutes away. Furnished, Turnkey, Move-in ready—ideal as a primary residence, vacation getaway, or income-producing investment. Motivated seller—bring your offer! Schedule your private showing today! FREEDOM BOAT CLUB is located here at Morning Star Marina of Golden Isles. Copy and paste the video in your browser: https://youtu.be/GxQXCHHyrIs
    228 days
    |
    399
    |
    15
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Diana Fisher 912-399-9910,

    Maritime Realty Group LLC

    Source: Scout MLS,MLS#: 1658278

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 3
      Primary bedroom
      • Description: Features: Walk-in Closet
      • Level: Main
      Bedroom 2
      • Level: Main
      Bedroom 3
      • Level: Main
      Heating
      • Central, Electric, Heat Pump
      Cooling
      • Central Air, Ceiling Fan(s), Electric, Heat Pump
      Appliances
      • Included: Dryer, Disposal, Dishwasher, Electric Range, Microwave, Oven, Range, Refrigerator, Washer
      • Laundry: Electric Dryer Hookup, Laundry Room, Washer Hookup
      Features
      • Ceiling Fan(s), Crown Molding, Double Vanity, Elevator, High Ceilings, High Speed Internet, Other, Pantry, Recessed Lighting, Smart Thermostat, Soaking Tub, Walk-In Closet(s), Painted Woodwork, Separate Shower, Primary on First Floor, Primary Suite, Split Plan, Kitchen Island
      • Flooring: Ceramic Tile, Laminate, Tile
      • Doors: Storm Door(s)
      • Windows: Double Pane Windows, Storm Window(s), Window Treatments
      • Has basement: No
      • Number of fireplaces: 1
      • Fireplace features: Gas, Gas Log, Living Room, Ventless
      • Furnished: Yes
      • Common walls with other units/homes: 1 Common Wall,End Unit,No One Below
      Interior area
      • Total interior livable area: 1,817 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 1
      • Parking features: Attached, Covered, Guest, Other, Paved, Parking Lot
      • Attached garage spaces: 1
      Features
      • Patio & porch: Covered, Terrace
      • Exterior features: Balcony, Garden, Gas Grill, Lighting, Outdoor Shower, Built-in Barbecue, Outdoor Grill, Smart Irrigation
      • Has private pool: Yes
      • Pool features: In Ground
      • Has spa: Yes
      • Spa features: Gunite, In Ground
      • Fencing: Fenced,Partial,Vinyl,Wrought Iron,Concrete
      • Has view: Yes
      • On waterfront: Yes
      Lot
      • Features: Landscaped, Sprinklers In Front, Sprinklers In Rear
      Details
      • Additional structures: Gazebo
      • Parcel number: 0322798
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: Condo
      • Property subtype: Condominium
      Materials
      • Fiber Cement, HardiPlank Type, Steel Siding, Stucco
      • Foundation: Pillar/Post/Pier, Slab, Steel
      Condition
      • As Is
      • Year built: 2008

      Utilities & green energy

      • Electric: Circuit Breakers
      • Sewer: Private Sewer
      • Water: Private
      • Utilities for property: Cable Available, Electricity Available, Natural Gas Available, Natural Gas Connected, Underground Utilities, Water Available
      Green energy
      • Energy efficient items: Doors, Thermostat, Windows

      Community & HOA

      Community
      • Features: Curbs, Gated, Other, Street Lights, Sidewalks, Parking
      • Security: Fire Alarm, Fire Sprinkler System, Smoke Detector(s)
      • Subdivision: The Waterfront at Golden Isles Marina
      HOA
      • Has HOA: Yes
      • Amenities included: Barbecue, Elevator(s), Gated, Landscaping, Management, Picnic Area, Pool, Spa/Hot Tub, Pavilion
      • Services included: Cable TV, Gas, Insurance, Maintenance Grounds, Maintenance Structure, Pest Control, Sewer, Trash, Water, Other, Flood Insurance, Hazard Insurance
      • HOA fee: $935 monthly
      • HOA name: The Watrfront at Golden Isles Marina
      • HOA phone: 912-638-4590
      • Second HOA fee: $9,352 one time
      • Second HOA name: Association Management LLC
      • Second HOA phone: 912-638-4590
      Location
      • Region: Saint Simons Island

      Financial & listing details

      • Price per square foot: $399/sqft
      • Tax assessed value: $750,000
      • Annual tax amount: $7,286
      • Date on market: 12/3/2025
      • Listing terms: 1031 Exchange,Cash,Conventional,FHA,VA Loan
      • Electric utility on property: Yes
      • Road surface type: Asphalt

        Estimated market value

        $708,800

        $673,000 - $744,000

        $3,736/mo

        Price history

        DateEventPrice
        3/5/2026Price change$725,000-1.4%$399/sqft
        Source: Scout MLS #1658278 Report a problem
        2/5/2026Price change$735,000-1.3%$405/sqft
        Source: Scout MLS #1658278 Report a problem
        1/8/2026Price change$745,000-1.3%$410/sqft
        Source: Scout MLS #1658278 Report a problem
        12/3/2025Listed for sale$755,000$416/sqft
        Source: Scout MLS #1658278 Report a problem
        11/30/2025Listing removed$755,000$416/sqft
        Source: Scout MLS #1653744 Report a problem
        8/25/2025Price change$755,000-5%$416/sqft
        Source: Scout MLS #1653744 Report a problem
        5/7/2025Listed for sale$795,000+9.7%$438/sqft
        Source: Scout MLS #1653744 Report a problem
        4/1/2025Listing removed$725,000$399/sqft
        Source: Scout MLS #1649472 Report a problem
        11/15/2024Price change$725,000-3.3%$399/sqft
        Source: Scout MLS #1649472 Report a problem
        10/2/2024Listed for sale$750,000+35.1%$413/sqft
        Source: Scout MLS #1649472 Report a problem
        6/4/2021Sold$555,000$305/sqft
        Source: Scout MLS #1625171 Report a problem
        4/2/2021Listed for sale$555,000+56.3%$305/sqft
        Source: Scout MLS #1625171 Report a problem
        8/2/2019Listing removed$5,010$3/sqft
        Source: Fendig Realty, Inc. #1610009 Report a problem
        6/12/2019Price change$5,010+36.9%$3/sqft
        Source: Fendig Realty, Inc. #1610009 Report a problem
        5/28/2019Listed for rent$3,660$2/sqft
        Source: Fendig Realty, Inc. #1610009 Report a problem
        3/10/2018Listing removed$3,660$2/sqft
        Source: Fendig Realty, Inc. #1587748 Report a problem
        3/2/2018Listed for rent$3,660+22%$2/sqft
        Source: Fendig Realty, Inc. #1587748 Report a problem
        4/17/2017Listing removed$3,000$2/sqft
        Source: Fendig Realty, Inc. #1578964 Report a problem
        3/26/2017Listed for rent$3,000$2/sqft
        Source: Fendig Realty, Inc. #1578964 Report a problem
        6/27/2014Sold$355,000$195/sqft
        Source: Scout MLS #1568082 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$7,286 +0.9%$300,000
        2024$7,222 -2%$300,000
        2023$7,372 +32.4%$300,000 +35.1%
        2022$5,568 +3.3%$222,000 +21.4%
        2021$5,389 $182,800
        2020-- $182,800
        2019$4,773 $182,800
        2018$4,773 $182,800 +8%
        2017$4,773 +8%$169,200 +5.8%
        2016$4,418 +15%$160,000 +12.7%
        2015$3,840 +13.8%$142,000 +1.4%
        2014$3,374 $140,000
        2013-- --
        2012-- --
        2011-- --
        2010-- --
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 31522

        Getting around

        20 / 100
        Car-Dependent
        31 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: St. Simons
        • Middle: Glynn Middle School
        • High: Glynn Academy

        Source: Scout MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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