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For sale
  • Price cut: $50K (6/20)
    $825,000

    22 Tioga Drive, Banner Elk, NC 28604

    3beds
    1,579sqft
    : 
    $5,188/mo
    Get pre-qualified
    Single Family Residence
    Built in 2025
    0.64 Acres Lot
    $806,100 Zestimate®
    $522/sqft
    $505/mo HOA

    What's special

    Inviting front porchOpen floor planGorgeous granite countertopsLarge mounted flat-screen tvStainless steel appliances
    Introducing Cozy Creek at The Lodges at Eagles Nest! This beautifully curated home seamlessly blends modern sophistication with rustic charm and is being sold fully furnished with well-appointed mountain décor, offering an effortless, turn-key mountain escape. Cozy Creek is perched at over 3,800 feet of elevation and situated on 0.64 acres midway up the mountain on the front side of the community. The location offers convenient access to the new Epic Chophouse, The Great Camp, River Club amenities, the front gate, and downtown Banner Elk. Step up to the inviting front porch and into the home to see the open floor plan, with main living area, kitchen, and dining all flowing freely. The Great Room is framed by a tongue-and-groove cathedral ceiling and features a stacked-stone gas fireplace with reclaimed barn wood and a large mounted flat-screen TV. The spacious kitchen has custom cabinetry, stainless steel appliances, and gorgeous granite countertops. The primary ensuite is located on the main level, along with a half bath and laundry. Step out onto the deck to find a covered outdoor grilling and dining space and an additional gas fireplace, overlooking a gently flowing creek and natural beauty. Upstairs, you'll find two additional guest bedrooms, a full bath, and a loft that can be used as an office for remote work. The Lodges at Eagles Nest is a 3,000+ acre development reaching elevations up to 5,200 feet, offering some of the most dynamic mountain living in the North Carolina High Country. The community features waterfalls, boulders, streams, miles of pristine trails, an expansive nature preserve, and access to the timeless Elk River. Exciting amenities include the brand new Epic Chophouse restaurant, The Great Camp, Eagles Nest River Club, Eagles Nest Winery, The North Pavilion, Camp Eagles Nest, and an on-site Dollar General. Call today to schedule a personal tour of this lovely home and grab your opportunity to purchase your very own Eagles Nest mountain retreat!
    193 days
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    892
    |
    45
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    Zillow last checked:

    Listing updated:

    Listed by:

    Derek Rowley (910)620-2978,

    Elevate Land & Realty Banner Elk

    Source: High Country AOR,MLS#: 259556MLS LogoOriginating MLS: High Country Association of Realtors Inc.

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Heating
      • Electric, Forced Air, Fireplace(s), Hot Water, Propane, Zoned
      Cooling
      • 1 Unit, Zoned
      Appliances
      • Included: Dryer, Dishwasher, Electric Water Heater, Disposal, Gas Range, Microwave Hood Fan, Microwave, Tankless Water Heater, Washer
      • Laundry: Main Level
      Features
      • Carbon Monoxide Detector, Cathedral Ceiling(s), Furnished, Window Treatments
      • Windows: Casement Window(s), Vinyl, Window Treatments
      • Basement: Crawl Space
      • Attic: None
      • Number of fireplaces: 2
      • Fireplace features: Two, Gas, Stone, Vented, Wood Burning, Propane
      • Furnished: Yes
      Interior area
      • Total structure area: 0
      • Total interior livable area: 1,579 sqft
      • Finished area above ground: 1,579
      • Finished area below ground: 0

      Property

      Parking
      • Parking features: Driveway, Gravel, No Garage, Private
      • Has uncovered spaces: Yes
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Covered, Open
      • Exterior features: Fire Pit, Gravel Driveway
      • Has view: Yes
      • View description: Mountain(s), Creek/Stream, Trees/Woods
      • Has water view: Yes
      • Water view: Creek/Stream
      • Waterfront features: Creek, Stream
      Lot
      • Size: 0.64 Acres
      Details
      • Parcel number: 18490017856200000
      • Zoning description: Residential

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Mountain
      • Property subtype: Single Family Residence
      Materials
      • Cedar, Stone, Wood Frame
      • Foundation: Pillar/Post/Pier
      • Roof: Asphalt,Shingle
      Condition
      • Year built: 2025

      Utilities & green energy

      • Sewer: Private Sewer, Septic Permit 3 Bedroom, Septic Tank
      • Water: Private, Well
      • Utilities for property: Cable Available, High Speed Internet Available, Septic Available

      Community & HOA

      Community
      • Features: Clubhouse, Dog Park, Fitness Center, Gated, Pickleball, River, Tennis Court(s), Trails/Paths, Long Term Rental Allowed, Short Term Rental Allowed
      • Security: Closed Circuit Camera(s), 24 Hour Security
      • Subdivision: The Lodges At Eagles Nest
      HOA
      • Has HOA: Yes
      • HOA fee: $6,060 annually
      Location
      • Region: Banner Elk

      Financial & listing details

      • Price per square foot: $522/sqft
      • Annual tax amount: $2,383
      • Date on market: 1/8/2026
      • Listing terms: Cash,Conventional,New Loan
      • Road surface type: Paved

        Estimated market value

        $806,100

        $766,000 - $846,000

        $2,909/mo

        Price history

        DateEventPrice
        6/20/2026Price change$825,000-5.7%$522/sqft
        Source: High Country AOR #259556 Report a problem
        5/7/2026Price change$875,000-2.7%$554/sqft
        Source: High Country AOR #259556 Report a problem
        3/22/2026Price change$899,000-2.7%$569/sqft
        Source: High Country AOR #259556 Report a problem
        1/12/2026Listed for sale$924,000$585/sqft
        Source: High Country AOR #259556 Report a problem

        Public tax history

        Tax history is unavailable.

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 28604

        Getting around

        0 / 100
        Car-Dependent

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Freedom Trail
        • Middle: Cranberry
        • High: Avery County

        Source: High Country AOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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