Skip main navigation
For sale
    • $665,000

    221 Settlers Ln, Stephenson, VA 22656

    4beds
    3,020sqft
    : 
    $3,938/mo
    Get pre-qualified
    Single Family Residence
    Built in 1989
    8.89 Acres Lot
    $646,200 Zestimate®
    $220/sqft
    $25/mo HOA

    What's special

    Spacious custom contemporary home
    Spacious custom contemporary home set on 8.89 scenic acres, offering peaceful rural living just minutes from Winchester with convenient access to commuter routes. Designed and built by the original owner/architect, this property features 9+ ft ceilings with exposed wood beams, blending character and craftsmanship throughout. This 4-bedroom, 3-bath brick home offers wood and tile flooring throughout, a cozy living room with a wood-burning fireplace and forced air insert, and a spacious kitchen with ceramic tile countertops and ample workspace. The main level includes a primary suite with a jetted tub and separate shower, along with a guest bedroom for added convenience. Enjoy the outdoors from the covered front and rear porches or relax on the brick patio overlooking the surrounding acreage. Additional features include two water heaters, an owned 500-gallon underground propane tank, and septic pumped in 2025. High-speed internet is available. Seller is in the process of dividing the land and establishing an easement—see attached plat for details. Seller will also replace roof with acceptable offer. Septic system is designed for <#BR.
    91 days
    |
    463
    |
    22
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Sheila Pack 540-247-1438,

    RE/MAX Roots (540) 686-7362,

    Listing Team: The Pack Team

    Source: Bright MLS,MLS#: VAFV2040732MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 3
      • Main level bathrooms: 2
      • Main level bedrooms: 2
      Rooms
      • Room types: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Den, Foyer, Laundry, Recreation Room, Primary Bathroom, Full Bath
      Primary bedroom
      • Features: Flooring - Wood
      • Level: Main
      Bedroom 2
      • Features: Flooring - Wood
      • Level: Main
      Bedroom 3
      • Features: Flooring - Wood
      • Level: Upper
      Bedroom 4
      • Features: Flooring - Wood
      • Level: Upper
      Primary bathroom
      • Features: Flooring - Tile/Brick
      • Level: Main
      Den
      • Features: Flooring - Wood
      • Level: Main
      Dining room
      • Features: Flooring - Wood
      • Level: Main
      Foyer
      • Features: Flooring - Tile/Brick
      • Level: Main
      Other
      • Features: Flooring - Tile/Brick
      • Level: Main
      Other
      • Features: Flooring - Tile/Brick
      • Level: Upper
      Kitchen
      • Features: Flooring - Tile/Brick, Countertop(s) - Ceramic
      • Level: Main
      Laundry
      • Features: Flooring - Tile/Brick
      • Level: Main
      Living room
      • Features: Flooring - Wood, Wood Stove, Fireplace - Wood Burning
      • Level: Main
      Recreation room
      • Features: Flooring - Tile/Brick
      • Level: Main
      Heating
      • Forced Air, Wood Stove, Propane
      Cooling
      • Central Air, Electric
      Appliances
      • Included: Dryer, Washer, Dishwasher, Refrigerator, Cooktop, Electric Water Heater
      • Laundry: Laundry Room
      Features
      • 9'+ Ceilings, Vaulted Ceiling(s)
      • Has basement: No
      • Number of fireplaces: 1
      • Fireplace features: Wood Burning
      Interior area
      • Total structure area: 3,020
      • Total interior livable area: 3,020 sqft
      • Finished area above ground: 3,020
      • Finished area below ground: 0

      Property

      Parking
      • Parking features: Driveway
      • Has uncovered spaces: Yes
      Accessibility
      • Accessibility features: None
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Patio, Porch
      • Pool features: None
      Lot
      • Size: 8.89 Acres
      Details
      • Additional structures: Above Grade, Below Grade
      • Parcel number: 55712A
      • Zoning: RA
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Contemporary
      • Property subtype: Single Family Residence
      Materials
      • Brick
      • Foundation: Crawl Space
      Condition
      • New construction: No
      • Year built: 1989

      Utilities & green energy

      • Sewer: On Site Septic, Septic < # of BR
      • Water: Well

      Community & HOA

      Community
      • Subdivision: Woods Mill
      HOA
      • Has HOA: Yes
      • HOA fee: $300 annually
      Location
      • Region: Stephenson

      Financial & listing details

      • Price per square foot: $220/sqft
      • Tax assessed value: $823,208
      • Annual tax amount: $3,951
      • Date on market: 4/29/2026
      • Listing agreement: Exclusive Right To Sell
      • Inclusions: Hvac's Sold "as Is"
      • Ownership: Fee Simple

        Estimated market value

        $646,200

        $614,000 - $679,000

        $3,289/mo

        Price history

        DateEventPrice
        4/29/2026Listed for sale$665,000$220/sqft
        Source: Bright MLS #VAFV2040732 Report a problem
        11/26/2025Listing removed$3,000$1/sqft
        Source: Zillow Rentals Report a problem
        11/5/2025Listed for rent$3,000+87.5%$1/sqft
        Source: Zillow Rentals Report a problem
        9/8/2025Listing removed$1,600$1/sqft
        Source: Zillow Rentals Report a problem
        8/30/2025Price change$1,600-46.7%$1/sqft
        Source: Zillow Rentals Report a problem
        8/7/2025Listed for rent$3,000+20%$1/sqft
        Source: Zillow Rentals Report a problem
        6/8/2024Listing removed--
        Source: Zillow Rentals Report a problem
        5/18/2024Listed for rent$2,500-16.7%$1/sqft
        Source: Zillow Rentals Report a problem
        4/23/2024Listing removed--
        Source: Zillow Rentals Report a problem
        3/18/2024Listed for rent$3,000$1/sqft
        Source: Zillow Rentals Report a problem
        11/28/2023Listing removed--
        Source: Zillow Rentals Report a problem
        11/7/2023Listed for rent$3,000+25%$1/sqft
        Source: Zillow Rentals Report a problem
        9/30/2023Listing removed--
        Source: Zillow Rentals Report a problem
        9/16/2023Price change$2,400-14.3%$1/sqft
        Source: Zillow Rentals Report a problem
        8/28/2023Price change$2,800+40%$1/sqft
        Source: Zillow Rentals Report a problem
        7/27/2023Listed for rent$2,000$1/sqft
        Source: Zillow Rentals Report a problem
        10/18/2022Listing removed--
        Source: Zillow Rental Manager Report a problem
        10/12/2022Listed for rent$2,000+11.1%$1/sqft
        Source: Zillow Rental Manager Report a problem
        3/24/2021Listing removed--
        Source: Owner Report a problem
        10/13/2019Listing removed$1,800$1/sqft
        Source: Owner Report a problem
        9/26/2019Listed for rent$1,800$1/sqft
        Source: Owner Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$3,951 +12.7%$823,208 +19.8%
        2024$3,505 $687,300
        2023$3,505 +97.9%$687,300 +18.4%
        2022$1,771 $580,600
        2021$1,771 -43.3%$580,600 +13.3%
        2020$3,125 -50%$512,300
        2019$6,250 +111.9%$512,300 +6%
        2018$2,949 $483,500
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.
        Get pre-qualified

        Climate risks

        Neighborhood: 22656

        Getting around

        0 / 100
        Car-Dependent

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Stonewall
        • Middle: James Wood
        • High: Millbrook
        • District: Frederick County Public Schools

        Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

        A local agent can set up tours, give advice and negotiate with sellers.

        A local lender can help you make sure your offer is ready when you are.

        Browse local experts

        Similar homes

              Nearby cities

              Nearby zip codes

              Other Winchester Topics

                Search
                Updates
                Favorites
                Plan
                Inbox