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For sale
    • $615,000

    221 Smarty Jones Ter, Havre De Grace, MD 21078

    3beds
    3,620sqft
    : 
    $4,548/mo
    Get pre-qualified
    Single Family Residence
    Built in 2006
    10,440 Square Feet Lot
    $569,400 Zestimate®
    $170/sqft
    $381/mo HOA

    What's special

    Private outdoor oasisDouble glass french doorsPremium custom upgradesSeamless main-level livingLow-maintenance composite deckBright flowing layoutRich hardwood flooring
    Experience the ultimate resort lifestyle in Bulle Rock! This beautiful DR Horton home in historic Havre de Grace, MD, offers seamless main-level living, premium custom upgrades, and exceptionally spacious finished spaces. Main-Level Elegance & Luxury Inside, enjoy a bright, flowing layout detailed with newer carpet, newer blinds, and rich hardwood flooring. Elegant crown moulding and decorative trim accent the formal living and dining rooms. Behind double glass French doors, the front office provides a quiet, dedicated workspace. The gourmet kitchen shines with granite countertops, stainless steel appliances, and a cozy breakfast nook. Relax in the family room beside the gas fireplace, or escape to the vaulted sunroom. Glass sliders with built-in blinds open to your private outdoor oasis: a low-maintenance composite deck and a paver patio with custom bench seating and a retaining wall garden backing to mature trees. The primary suite is a true retreat, featuring a tray ceiling, dual walk-in closets with custom shelving, and a spa-like en-suite bath with dual vanities and a large tiled walk-in shower with bench seating. The main floor also includes a second bedroom, a versatile third bedroom, a second full bath, and a convenient laundry room with a utility sink and garage access. The finished lower level dramatically expands your living space, offering a massive recreation room with a walk-up glass panel door to the backyard. Perfect for guests, the space includes a large finished bonus room with a walk-in closet and direct access to a full bathroom. A second finished bonus room is perfect for a home gym or hobby space, and an expansive unfinished storage room keeps everything organized. This property boasts excellent peace of mind with a newer water heater (2022), replacement windows with a lifetime warranty, and newer garage openers (2026). Enjoy stress-free living with Bulle Rock's premium HOA services, which handle lawn maintenance, trash removal, and snow removal right to your door. The gated community features a private residents' club, indoor and outdoor pools, a fitness center, walking trails, and tennis courts. You are also just minutes from historic Havre de Grace waterfront dining, shopping, and I-95.
    11 hours
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    41
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    2
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    Zillow last checked:

    Listing updated:

    Listed by:

    Brian Zack 302-893-3508,

    Cummings & Co. Realtors (410) 823-0033

    Source: Bright MLS,MLS#: MDHR2058928MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 3
      • Main level bathrooms: 2
      • Main level bedrooms: 3
      Rooms
      • Room types: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Family Room, Basement, Sun/Florida Room, Laundry, Office, Storage Room, Bathroom 2, Bonus Room, Primary Bathroom
      Primary bedroom
      • Level: Main
      • Area: 216 Square Feet
      • Dimensions: 18 X 12
      Bedroom 2
      • Level: Main
      • Area: 120 Square Feet
      • Dimensions: 12 X 10
      Bedroom 3
      • Level: Main
      • Area: 132 Square Feet
      • Dimensions: 11 X 12
      Primary bathroom
      • Level: Main
      Bathroom 2
      • Level: Main
      Basement
      • Level: Lower
      • Area: 600 Square Feet
      • Dimensions: 20 X 30
      Bonus room
      • Level: Lower
      • Area: 464 Square Feet
      • Dimensions: 29 X 16
      Bonus room
      • Level: Lower
      • Area: 132 Square Feet
      • Dimensions: 11 X 12
      Dining room
      • Level: Main
      • Area: 135 Square Feet
      • Dimensions: 9 X 15
      Family room
      • Level: Main
      • Area: 240 Square Feet
      • Dimensions: 16 X 15
      Kitchen
      • Level: Main
      • Area: 195 Square Feet
      • Dimensions: 15 X 13
      Laundry
      • Level: Main
      Living room
      • Level: Main
      • Area: 150 Square Feet
      • Dimensions: 10 X 15
      Office
      • Level: Main
      • Area: 100 Square Feet
      • Dimensions: 10 X 10
      Storage room
      • Level: Lower
      • Area: 560 Square Feet
      • Dimensions: 35 X 16
      Other
      • Level: Main
      • Area: 144 Square Feet
      • Dimensions: 9 X 16
      Heating
      • Forced Air, Natural Gas
      Cooling
      • Ceiling Fan(s), Central Air, Electric
      Appliances
      • Included: Gas Water Heater
      • Laundry: Has Laundry, Main Level, Laundry Room
      Features
      • Basement: Full,Exterior Entry,Interior Entry,Partially Finished,Rear Entrance,Sump Pump,Walk-Out Access
      • Number of fireplaces: 1
      • Fireplace features: Gas/Propane
      Interior area
      • Total structure area: 6,040
      • Total interior livable area: 3,620 sqft
      • Finished area above ground: 2,420
      • Finished area below ground: 1,200

      Property

      Parking
      • Total spaces: 4
      • Parking features: Garage Faces Front, Garage Door Opener, Inside Entrance, Attached, Driveway
      • Attached garage spaces: 2
      • Uncovered spaces: 2
      Accessibility
      • Accessibility features: None
      Features
      • Levels: Two
      • Stories: 2
      • Pool features: Community
      • Spa features: Community
      Lot
      • Size: 10,440 Square Feet
      Details
      • Additional structures: Above Grade, Below Grade
      • Parcel number: 1306068553
      • Zoning: R2
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch/Rambler
      • Property subtype: Single Family Residence
      Materials
      • Combination, Brick, Vinyl Siding
      • Foundation: Permanent, Passive Radon Mitigation
      Condition
      • Excellent
      • New construction: No
      • Year built: 2006
      Details
      • Builder name: DR Horton

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public

      Community & HOA

      Community
      • Features: Pool
      • Security: 24 Hour Security, Security Gate, Smoke Detector(s)
      • Subdivision: Bulle Rock
      HOA
      • Has HOA: Yes
      • Amenities included: Bike Trail, Billiard Room, Common Grounds, Fitness Center, Gated, Golf Course Membership Available, Spa/Hot Tub, Jogging Path, Picnic Area, Indoor Pool, Pool, Sauna, Security, Shuffleboard Court, Tennis Court(s), Tot Lots/Playground
      • Services included: Common Area Maintenance, Maintenance Grounds, Management, Pool(s), Recreation Facility, Reserve Funds, Road Maintenance, Sauna, Security, Snow Removal, Trash
      • HOA fee: $381 monthly
      • HOA name: BULLE ROCK
      Location
      • Region: Havre De Grace
      • Municipality: Havre de Grace

      Financial & listing details

      • Price per square foot: $170/sqft
      • Tax assessed value: $412,600
      • Annual tax amount: $5,722
      • Date on market: 8/19/2026
      • Listing agreement: Exclusive Right To Sell
      • Ownership: Fee Simple

        Estimated market value

        $569,400

        $541,000 - $598,000

        $3,528/mo

        Price history

        DateEventPrice
        8/19/2026Listed for sale$615,000+36.8%$170/sqft
        Source: Bright MLS #MDHR2058928 Report a problem
        4/12/2014Listing removed--
        Source: American Premier Realty #HR8052827 Report a problem
        4/10/2014Listed for sale--
        Source: American Premier Realty #HR8052827 Report a problem
        10/12/2013Listing removed$449,500$124/sqft
        Source: American Premier Realty LLC #HR8052827 Report a problem
        4/13/2013Listed for sale$449,500$124/sqft
        Source: American Premier Realty LLC #HR8052827 Report a problem
        9/18/2012Listing removed$449,500$124/sqft
        Source: Long & Foster Real Estate #HR7816791 Report a problem
        4/16/2012Listed for sale$449,500-14.4%$124/sqft
        Source: Long & Foster Real Estate #HR7816791 Report a problem
        9/29/2006Sold$524,996$145/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$3,434 -33.7%$376,900 +10.5%
        2024$5,180 +4.1%$341,200 +4.1%
        2023$4,977 +4.3%$327,800 -3.9%
        2022$4,774 +1.1%$341,200 +13.4%
        2021$4,721 +2.5%$301,000 +2.7%
        2020$4,603 +2.8%$293,067 -2.6%
        2019$4,479 +2.9%$301,000 +8.6%
        2018$4,354 $277,200
        2017$4,354 $277,200
        2016-- $277,200 -9.5%
        2015-- $306,300
        2014$3,372 $306,300
        2013-- $306,300 -9.2%
        2012-- $337,500
        2011-- $337,500
        2010-- $337,500 -24.4%
        2009-- $446,430 +11.4%
        2008-- $400,912 +12.8%
        2007-- $355,396 +776.7%
        2006-- $40,540
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 21078

        Getting around

        10 / 100
        Car-Dependent

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: Harford County Public Schools

        Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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