A standout feature of this property is the assumable USDA loan at a fixed 3.25% interest rate with approximately $285K remaining and 25.5 years left. Ask listing agent for full details. Beautifully maintained single-story home in the highly desirable Clements Ranch community. Built in 2020, this 3-bedroom, 2-bath residence offers 1905 sq. ft. of open-concept living with a versatile layout that includes space for a home office. The kitchen flows seamlessly into the family room with a cozy fireplace, and resilient luxury vinyl flooring runs throughout the main living areas. The primary suite features a large walk-in closet and private bath, while ceiling fans in key rooms enhance comfort. Enjoy a spacious oversized backyard with a covered porch, privacy fencing, and a well-kept lawn supported by a sprinkler system. Community amenities include pool, trails, lake, parks, and playgrounds. Upcoming expansions of Clements Drive, FM 740, FM 460, and Highway US-80 will further improve connectivity, while a new Costco opening in 2027 just minutes away will add everyday convenience. Buyers can secure significant long-term savings compared to today’s market rates. Monthly payments are hundreds lower than a new loan, and total lifetime savings can exceed $100K. Faster equity growth and future resale value make this financing option exceptionally attractive. This home blends comfort, value, and future potential in one of Forney’s top-tier communities—an opportunity not to be missed.
Utilities for property: Electricity Connected, Natural Gas Available, Municipal Utilities, Sewer Available, Separate Meters, Underground Utilities, Water Available, Cable Available
Community & HOA
Community
Features: Curbs, Sidewalks
Security: Smoke Detector(s)
Subdivision: Clements Ranch Ph 2b
HOA
Has HOA: Yes
Services included: All Facilities, Association Management
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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included
All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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